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Area data

Napton, MO — ZIP 65340

Population: 16,026 (Census ACS)

The median home value in ZIP 65340 (Napton, MO) is $192,046 — up 5.6% over the past year. Homes sell for a median $171,250 after a median 66 days on market. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coldwave, drought, heatwave the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$192,046

Median home value

+5.6%

1-year change

66

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$192,046
1-year appreciation
+5.6%
3-year appreciation
+8.9%
5-year appreciation
+34.4%
10-year appreciation
+61.1%
All-time peak (2026-07)
$192,046
House Price Index (state)
403.5 (+4.3% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$171,250
Median list price
$172,500
Median price per sqft
$136
1-year sale-price change
+0.8%
Median days on market
66 days
Homes sold (recent period)
36
For-sale inventory
69
Sale-to-list ratio
96.0%
Active listings
46
1-year forecast
+0.6%
Days to pending
80 days
New listings (monthly)
20

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$660/mo
1BR fair-market rent
$825/mo
2BR fair-market rent
$1,028/mo
3BR fair-market rent
$1,337/mo
4BR fair-market rent
$1,543/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.5¢/kWh
Natural gas rate (state-level)
$14.90/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
9
Elementary schools
5
Middle schools
1
High schools
2
School districts serving the area
MO SCHLS FOR THE SEV DISABLED, MARSHALL, HARDEMAN R-X
Schools include
PRAIRIE VIEW SCHOOL, SALINE CO. CAREER CTR., BENTON ELEM., BUEKER MIDDLE, EASTWOOD ELEM.

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coldWave, drought, heatWave
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively Low · heatWave: Relatively Moderate · iceStorm: Relatively Low
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 35% of US counties
Buildings in wildfire direct-exposure zone
41.0%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
54.0°F
Average high
65.0°F
Average low
44.0°F
Annual precipitation
41.6 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
8.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
3,874
Jobs reachable by transit (45 min)
4,237

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
10
Nearest airport
Marshall Memorial Municipal Airport (MHL) (2 mi)
Nearest major airport
Whiteman Air Force Base (SZL) (32 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
FITZGIBBON HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-120 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,972
Housing built before 1970
45.7%
Housing built 2000 or later
16.5%
Median annual property tax
$1,288
Mean commute to work
14 min
Households with broadband internet
67.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
7,317
Average weekly wage
$870
Top industries (by employment)
Accommodation & Food, Agriculture, Wholesale Trade
Annual residential building permits (county)
6

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 65340State medianUS median
Median home value$192,046$244,663$289,727
Median sale price$171,250$249,900$325,000
Median days on market66 days40 days51 days
Median annual property tax$1,288$1,136$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 65340?
$192,046.
What is the median sale price in ZIP 65340?
$171,250.
How long do homes take to sell in ZIP 65340?
Median days on market: 66 days.
What is typical rent in ZIP 65340?
2-bedroom fair-market rent: $1,028/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 65340?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coldWave, drought, heatWave.
Is ZIP 65340 in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in ZIP 65340?
Risk to homes is higher than 35% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 65340?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 65340?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 65340?
9 schools (5 elementary, 1 middle, 2 high) (NCES, 2022-23).
Is ZIP 65340 walkable?
Walkability index: 8.5/20 (EPA Smart Location Database).
What is the cost of living in ZIP 65340?
Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Napton, MO?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents