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Area data

Harvard, NE — ZIP 68944

Population: 1,252 (Census ACS)

The median home value in ZIP 68944 (Harvard, NE) is $137,817 — up 6.0% over the past year. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, hail, strongwind the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$137,817

Median home value

+6.0%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$137,817
1-year appreciation
+6.0%
3-year appreciation
+23.6%
5-year appreciation
+47.4%
10-year appreciation
+111.5%
All-time peak (2026-04)
$140,383
House Price Index (state)
431.4 (+2.1% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Below Average)
90.5 (100 = US avg)
Electricity rate (state-level)
12.3¢/kWh
Natural gas rate (state-level)
$11.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Schools include
HARVARD ELEMENTARY SCHOOL, HARVARD HIGH SCHOOL, HARVARD MIDDLE SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
drought, hail, strongWind, iceStorm, winterWeather
Notable hazard ratings (county)
drought: Relatively High · hail: Relatively High · iceStorm: Relatively Moderate · lightning: Relatively Low · strongWind: Relatively High · tornado: Relatively Low
Wildfire risk to homes (county)
Higher than 38% of US counties
Buildings in wildfire direct-exposure zone
33.1%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Hastings Ground Water Contamination (15.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
28.1 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
15
Nearest airport
Harvard State Airport (2 mi)
Nearest major airport
Central Nebraska Regional Airport (GRI) (26 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-4 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,959
Housing built before 1970
64.0%
Housing built 2000 or later
6.5%
Median annual property tax
$1,750
Mean commute to work
23 min
Households with broadband internet
63.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,366
Average weekly wage
$988
Top industries (by employment)
Construction, Wholesale Trade, Health Care
Annual residential building permits (county)
10

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 68944State medianUS median
Median home value$137,817$237,615$289,727
Median annual property tax$1,750$2,000$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 68944?
$137,817.
What is the natural-hazard risk in ZIP 68944?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, hail, strongWind, iceStorm, winterWeather.
What is the wildfire risk in ZIP 68944?
Risk to homes is higher than 38% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 68944?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 68944?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 68944?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
What is the cost of living in ZIP 68944?
Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents