Area data
Red Cloud, NE — ZIP 68970
Population: 1,248 (Census ACS)
The median home value in ZIP 68970 (Red Cloud, NE) is $104,872 — down 4.0% over the past year. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with drought, hail, strongwind the top-rated hazards. Cost of living is 9.5% below the US average (BEA, metro/state-level).
$104,872
Median home value
-4.0%
1-year change
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $104,872
- 1-year appreciation
- -4.0%
- 3-year appreciation
- +2.2%
- 5-year appreciation
- +24.9%
- 10-year appreciation
- +71.9%
- All-time peak (2025-02)
- $116,114
- House Price Index (state)
- 431.4 (+2.1% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- For-sale inventory
- 9
Source: recent area sales and market data (ZIP-level)
Affordability
- Cost of living index (Below Average)
- 90.5 (100 = US avg)
- Electricity rate (state-level)
- 12.3¢/kWh
- Natural gas rate (state-level)
- $11.40/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 2
- Elementary schools
- 1
- Middle schools
- 0
- High schools
- 1
- Schools include
- RED CLOUD ELEMENTARY SCHOOL, RED CLOUD HIGH SCHOOL
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- drought, hail, strongWind, iceStorm, lightning
- Notable hazard ratings (county)
- drought: Relatively High · hail: Relatively High · iceStorm: Relatively Moderate · lightning: Relatively Moderate · strongWind: Relatively High · tornado: Relatively Low
- Wildfire risk to homes (county)
- Higher than 42% of US counties
- Buildings in wildfire direct-exposure zone
- 48.8%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 51.0°F
- Average high
- 64.0°F
- Average low
- 39.0°F
- Annual precipitation
- 28.5 in
- Annual snowfall
- 22.6 in
- USDA plant hardiness zone
- 5b (extreme annual low -15 to -10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Amenities
- Airports within 30 mi
- 13
- Nearest airport
- Schutte Airport (8 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- WEBSTER COUNTY COMMUNITY HOSPITAL
- Solar radiation rating
- Fair (4.5 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -6 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,938
- Housing built before 1970
- 76.0%
- Housing built 2000 or later
- 7.0%
- Median annual property tax
- $1,141
- Mean commute to work
- 18 min
- Households with broadband internet
- 67.2%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 727
- Average weekly wage
- $804
- Top industries (by employment)
- Health Care, Wholesale Trade, Agriculture
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 68970 | State median | US median | |
|---|---|---|---|
| Median home value | $104,872 | $237,615 | $289,727 |
| Median annual property tax | $1,141 | $2,000 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 68970?
- $104,872.
- What is the natural-hazard risk in ZIP 68970?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: drought, hail, strongWind, iceStorm, lightning.
- What is the wildfire risk in ZIP 68970?
- Risk to homes is higher than 42% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 68970?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 68970?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 68970?
- 2 schools (1 elementary, 1 high) (NCES, 2022-23).
- What is the cost of living in ZIP 68970?
- Regional Price Parity: 90.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →