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Area data

Fay, OK — ZIP 73646

Population: 400 (Census ACS)

The median home value in ZIP 73646 (Fay, OK) is $129,500. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with icestorm, drought the top-rated hazards. Cost of living is 12.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$129,500

Median home value

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$129,500
House Price Index (state)
387.2 (+3.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Low)
87.8 (100 = US avg)
Electricity rate (state-level)
13.1¢/kWh
Natural gas rate (state-level)
$14.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
iceStorm, drought
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · hail: Relatively Low · iceStorm: Relatively High · strongWind: Relatively Low · tornado: Relatively Low
Wildfire risk to homes (county)
Higher than 91% of US counties
Buildings in wildfire direct-exposure zone
63.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
25.7 in
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
47
Days with Good air quality
221
Days with Moderate air quality
139
Highest AQI recorded (year)
112

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
1
Nearest national park
Washita Battlefield National Historic Site (47 mi)
Airports within 30 mi
6
Nearest airport
Seiling Airport (12 mi)
Nearest major airport
West Woodward Airport (WWR) (42 mi)
Hospitals nearby (~15 mi)
10
Hospitals include
ALLIANCEHEALTH WOODWARD, GREAT PLAINS REGIONAL MEDICAL CENTER, CLINTON REGIONAL HOSPITAL
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Good (4.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,987
Housing built before 1970
25.3%
Housing built 2000 or later
44.4%
Median annual property tax
$838
Households with broadband internet
56.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,545
Average weekly wage
$1,492
Top industries (by employment)
Mining, Utilities, Construction
Annual residential building permits (county)
3

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 73646?
$129,500.
What is the natural-hazard risk in ZIP 73646?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: iceStorm, drought.
What is the wildfire risk in ZIP 73646?
Risk to homes is higher than 91% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 73646?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 73646?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 73646?
Good. Median AQI: 47. (EPA AQI).
What is the cost of living in ZIP 73646?
Regional Price Parity: 87.8 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Fay, OK?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents