Area data
Yale, OK — ZIP 74085
Population: 2,426 (Census ACS)
The median home value in ZIP 74085 (Yale, OK) is $157,637 — up 3.2% over the past year. Homes sell for a median $240,000 after a median 377.5 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, coldwave, hail the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).
$157,637
Median home value
+3.2%
1-year change
377.5
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $157,637
- 1-year appreciation
- +3.2%
- 3-year appreciation
- +14.2%
- 5-year appreciation
- +26.8%
- 10-year appreciation
- +81.5%
- All-time peak (2026-02)
- $160,281
- House Price Index (state)
- 387.2 (+3.0% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $240,000
- Median list price
- $132,000
- Median price per sqft
- $235
- 1-year sale-price change
- +45.5%
- Median days on market
- 377.5 days
- Homes sold (recent period)
- 2
- For-sale inventory
- 9
- Sale-to-list ratio
- 100.9%
- Active listings
- 9
- 1-year forecast
- +1.5%
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $720/mo
- 1BR fair-market rent
- $780/mo
- 2BR fair-market rent
- $950/mo
- 3BR fair-market rent
- $1,320/mo
- 4BR fair-market rent
- $1,440/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Low)
- 88.5 (100 = US avg)
- Electricity rate (state-level)
- 13.1¢/kWh
- Natural gas rate (state-level)
- $14.00/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 1
- Schools include
- YALE ES, YALE MS, YALE HS
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- iceStorm, coldWave, hail, tornado, drought
- Notable hazard ratings (county)
- coldWave: Relatively High · drought: Relatively Moderate · hail: Relatively High · heatWave: Relatively Moderate · iceStorm: Very High · inlandFlooding: Relatively Low
- FEMA flood zone
- A
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 89% of US counties
- Buildings in wildfire direct-exposure zone
- 53.4%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Hudson Refinery (9.2 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 38.0 in
- USDA plant hardiness zone
- 7a (extreme annual low 0 to 5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 3.8 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 2,649
- Jobs reachable by transit (45 min)
- 3,507
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 25
- Nearest airport
- Patti Air Strip (7 mi)
- Nearest major airport
- Stillwater Regional Airport (SWO) (21 mi)
- Hospitals nearby (~15 mi)
- 3
- Hospitals include
- HILLCREST HOSPITAL CUSHING, CLEVELAND AREA HOSPITAL, DRUMRIGHT REGIONAL HOSPITAL
- Solar radiation rating
- Good (4.6 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -338 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,977
- Housing built before 1970
- 31.7%
- Housing built 2000 or later
- 17.1%
- Median annual property tax
- $1,373
- Mean commute to work
- 26 min
- Households with broadband internet
- 29.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 21,606
- Average weekly wage
- $799
- Top industries (by employment)
- Accommodation & Food, Health Care, Construction
- Annual residential building permits (county)
- 131
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 74085 | State median | US median | |
|---|---|---|---|
| Median home value | $157,637 | $184,904 | $289,727 |
| Median sale price | $240,000 | $213,750 | $325,000 |
| Median days on market | 378 days | 57 days | 51 days |
| Median annual property tax | $1,373 | $830 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 74085?
- $157,637.
- What is the median sale price in ZIP 74085?
- $240,000.
- How long do homes take to sell in ZIP 74085?
- Median days on market: 377.5 days.
- What is typical rent in ZIP 74085?
- 2-bedroom fair-market rent: $950/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 74085?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, coldWave, hail, tornado, drought.
- Is ZIP 74085 in a flood zone?
- High (FEMA NFIP). FEMA flood zone A.
- What is the wildfire risk in ZIP 74085?
- Risk to homes is higher than 89% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 74085?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 74085?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 74085?
- 3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is ZIP 74085 walkable?
- Walkability index: 3.8/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 74085?
- Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →