Skip to main content

Area data

Atoka, OK — ZIP 74525

Population: 10,431 (Census ACS)

The typical home value in ZIP 74525 (Atoka, OK) is $194,703 — up 4.0% over the past year. Homes sell for a median $203,940 after a median 103 days on market. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with hail, ice storm, drought the top-rated hazards. Cost of living is 12.2% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$194,703

Typical home value

+4.0%

1-year change

103

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$194,703
1-year appreciation
+4.0%
3-year appreciation
+16.6%
5-year appreciation
+41.3%
10-year appreciation
+123.7%
Peak value since 2000 (Aug 2026)
$194,995
House Price Index (state)
387.4 (+1.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$203,940
Median list price
$316,760
Median price per sqft
$87
1-year sale-price change
+40.6%
Median days on market
103 days
Homes sold (recent period)
7
For-sale inventory
47
Sale-to-list ratio
91.7%
Active listings
31
New listings (monthly)
6

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$703/mo
1BR fair-market rent
$754/mo
2BR fair-market rent
$916/mo
3BR fair-market rent
$1,177/mo
4BR fair-market rent
$1,290/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
87.8 (100 = US avg)
Electricity rate (state-level)
13.1¢/kWh
Natural gas rate (state-level)
$14.00/MCF
30-year mortgage rate (national)
7.18%
15-year mortgage rate (national)
6.57%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
3
Middle schools
0
High schools
2
Avg student-teacher ratio
14.1 : 1
School districts serving the area
ATOKA, HARMONY, TUSHKA
Schools include
ATOKA HS, ATOKA ES, HARMONY PUBLIC SCHOOL, TUSHKA ES, TUSHKA HS

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
hail, ice storm, drought
Notable hazard ratings (county)
hail: Relatively High · ice storm: Relatively High · drought: Relatively Moderate · tornado: Relatively Low · cold wave: Relatively Low · heat wave: Relatively Low
Wildfire risk to homes (county)
Higher than 89% of US counties
Buildings in wildfire direct-exposure zone
87.0%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
61.0°F
Average high
73.0°F
Average low
49.0°F
Annual precipitation
45.7 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Chickasaw National Recreation Area (53 mi)
Airports within 30 mi
10
Nearest airport
Atoka Municipal Airport (5 mi)
Nearest major airport
OKC Will Rogers World Airport (OKC) (112 mi)
Hospitals in or near this ZIP
1
Hospitals include
ATOKA COUNTY MEDICAL CENTER
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
3
Solar radiation rating
Good (4.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+35 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1982
Housing built before 1970
26.3%
Housing built 2000 or later
25.8%
Median annual property tax
$842
Mean commute to work
24 min
Households with broadband internet
26.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
2,176
Average weekly wage
$732
Top industries (by employment)
Finance & Insurance, Professional Services, Construction
Annual residential building permits (county)
14

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 74525State medianUS median
Typical home value$194,703$181,653$285,053
Median sale price$203,940$205,440$319,906
Median days on market103 days51 days48 days
Median annual property tax$842$830$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in ZIP 74525?
$194,703.
What is the median sale price in ZIP 74525?
$203,940.
How long do homes take to sell in ZIP 74525?
Median days on market: 103 days.
What is typical rent in ZIP 74525?
2-bedroom fair-market rent: $916/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 74525?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: hail, ice storm, drought.
What is the wildfire risk in ZIP 74525?
Risk to homes is higher than 89% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 74525?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 74525?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 74525?
5 schools (3 elementary, 2 high) (NCES, 2024-25).
What is the cost of living in ZIP 74525?
Regional Price Parity: 87.8 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

Listing a home in Atoka, OK?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer and renter questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Nov 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents