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Area data

Mc loud, OK — ZIP 74851

Population: 11,489 (Census ACS)

The median home value in ZIP 74851 (Mc loud, OK) is $234,860 — up 3.6% over the past year. Homes sell for a median $236,900 after a median 96 days on market. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, hail, tornado the top-rated hazards. Cost of living is 11.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$234,860

Median home value

+3.6%

1-year change

96

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$234,860
1-year appreciation
+3.6%
3-year appreciation
+12.4%
5-year appreciation
+30.4%
10-year appreciation
+96.0%
All-time peak (2026-08)
$234,860
House Price Index (state)
387.2 (+3.0% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$236,900
Median list price
$325,000
Median price per sqft
$150
1-year sale-price change
+0.8%
Median days on market
96 days
Homes sold (recent period)
35
For-sale inventory
46
Sale-to-list ratio
98.6%
Active listings
36
1-year forecast
+2.3%
New listings (monthly)
9

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$700/mo
1BR fair-market rent
$740/mo
2BR fair-market rent
$940/mo
3BR fair-market rent
$1,260/mo
4BR fair-market rent
$1,460/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
88.5 (100 = US avg)
Electricity rate (state-level)
13.1¢/kWh
Natural gas rate (state-level)
$14.00/MCF
30-year mortgage rate (national)
6.95%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
9
Elementary schools
4
Middle schools
3
High schools
2
School districts serving the area
DALE, MCLOUD, WHITE ROCK
Schools include
DALE ES, DALE HS, DALE MS, MCLOUD ES, MCLOUD HS

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, hail, tornado, winterWeather, coldWave
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Moderate · earthquake: Relatively Low · hail: Relatively High · heatWave: Relatively Moderate · iceStorm: Very High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 90% of US counties
Buildings in wildfire direct-exposure zone
67.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Eagle Industries (14.4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
60.0°F
Average high
72.0°F
Average low
49.0°F
USDA plant hardiness zone
7b (extreme annual low 5 to 10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
54
Days with Good air quality
141
Days with Moderate air quality
215
Days with Unhealthy air quality
1
Highest AQI recorded (year)
162

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
6.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
21,464
Jobs reachable by transit (45 min)
19,911

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Oklahoma City National Memorial (25 mi)
Airports within 30 mi
31
Nearest airport
L D Airport (2 mi)
Nearest major airport
Tinker Air Force Base (TIK) (17 mi)
Hospitals nearby (~15 mi)
7
Hospitals include
SSM HEALTH ST ANTHONY HOSPITAL - MIDWEST, SSM HEALTH ST ANTHONY HOSPITAL - SHAWNEE, OKLAHOMA HEART HOSPITAL SOUTH, LLC
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (4.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+224 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,991
Housing built before 1970
13.1%
Housing built 2000 or later
36.6%
Median annual property tax
$951
Mean commute to work
25 min
Households with broadband internet
61.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
16,590
Average weekly wage
$872
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
107

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 74851State medianUS median
Median home value$234,860$184,904$289,727
Median sale price$236,900$213,750$325,000
Median days on market96 days57 days51 days
Median annual property tax$951$830$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 74851?
$234,860.
What is the median sale price in ZIP 74851?
$236,900.
How long do homes take to sell in ZIP 74851?
Median days on market: 96 days.
What is typical rent in ZIP 74851?
2-bedroom fair-market rent: $940/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 74851?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, hail, tornado, winterWeather, coldWave.
Is ZIP 74851 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 74851?
Risk to homes is higher than 90% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 74851?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 74851?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 74851?
9 schools (4 elementary, 3 middle, 2 high) (NCES, 2022-23).
Is ZIP 74851 walkable?
Walkability index: 6.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 74851?
Moderate. Median AQI: 54. (EPA AQI).
What is the cost of living in ZIP 74851?
Regional Price Parity: 88.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents