Area data
Albany, TX — ZIP 76430
Population: 2,395 (Census ACS)
The median home value in ZIP 76430 (Albany, TX) is $168,680 — up 0.0% over the past year. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 3.5% below the US average (BEA, metro/state-level).
$168,680
Median home value
0.0%
1-year change
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $168,680
- 1-year appreciation
- 0.0%
- 3-year appreciation
- -14.9%
- 5-year appreciation
- -16.8%
- 10-year appreciation
- +12.6%
- All-time peak (2022-08)
- $223,238
- House Price Index (state)
- 440.1 (-0.8% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- For-sale inventory
- 11
Source: recent area sales and market data (ZIP-level)
Affordability
- Cost of living index (Average)
- 96.5 (100 = US avg)
- Electricity rate (state-level)
- 15.5¢/kWh
- Natural gas rate (state-level)
- $19.40/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 2
- Elementary schools
- 1
- Middle schools
- 0
- High schools
- 1
- Schools include
- ALBANY JR-SR H S, NANCY SMITH EL
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Notable hazard ratings (county)
- drought: Relatively Low · hail: Relatively Low · wildfire: Relatively Low
- Wildfire risk to homes (county)
- Higher than 95% of US counties
- Buildings in wildfire direct-exposure zone
- 57.1%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 31.0 in
- USDA plant hardiness zone
- 8a (extreme annual low 10 to 15°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Amenities
- Airports within 30 mi
- 8
- Nearest airport
- Albany Municipal Airport (5 mi)
- Nearest major airport
- Abilene Regional Airport (ABI) (37 mi)
- Hospitals nearby (~15 mi)
- 1,090
- Hospitals include
- MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
- Avg hospital rating (CMS)
- 3.1 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Good (5.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -10 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,970
- Housing built before 1970
- 50.0%
- Housing built 2000 or later
- 18.9%
- Median annual property tax
- $2,389
- Households with broadband internet
- 57.0%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 1,055
- Average weekly wage
- $1,502
- Top industries (by employment)
- Mining, Agriculture, Finance & Insurance
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 76430 | State median | US median | |
|---|---|---|---|
| Median home value | $168,680 | $260,151 | $289,727 |
| Median annual property tax | $2,389 | $2,390 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 76430?
- $168,680.
- What is the natural-hazard risk in ZIP 76430?
- Overall risk: Very Low (FEMA NRI, county-level).
- What is the wildfire risk in ZIP 76430?
- Risk to homes is higher than 95% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 76430?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 76430?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 76430?
- 2 schools (1 elementary, 1 high) (NCES, 2022-23).
- What is the cost of living in ZIP 76430?
- Regional Price Parity: 96.5 (100 = US average) (Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →