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Area data

Valley Mills, TX — ZIP 76689

Population: 4,564 (Census ACS)

The median home value in ZIP 76689 (Valley Mills, TX) is $334,941 — up 1.2% over the past year. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with lightning, tornado the top-rated hazards. Cost of living is 3.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$334,941

Median home value

+1.2%

1-year change

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$334,941
1-year appreciation
+1.2%
3-year appreciation
+5.6%
5-year appreciation
+26.2%
10-year appreciation
+115.4%
All-time peak (2026-07)
$334,941
House Price Index (state)
440.1 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
31
1-year forecast
+0.6%
New listings (monthly)
6

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Average)
96.5 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Schools include
VALLEY MILLS EL, VALLEY MILLS H S, VALLEY MILLS J H

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
lightning, tornado
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Low · hail: Relatively Low · heatWave: Relatively Low · inlandFlooding: Relatively Low · lightning: Relatively High
Wildfire risk to homes (county)
Higher than 93% of US counties
Buildings in wildfire direct-exposure zone
76.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
67.0°F
Average high
80.0°F
Average low
55.0°F
Annual precipitation
37.7 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

National parks within ~60 mi
1
Nearest national park
Waco Mammoth National Monument (18 mi)
Airports within 30 mi
51
Nearest airport
Valley Mills Municipal Airport (4 mi)
Nearest major airport
Waco Regional Airport (ACT) (15 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+196 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,990
Housing built before 1970
28.7%
Housing built 2000 or later
39.3%
Median annual property tax
$2,497
Mean commute to work
27 min
Households with broadband internet
52.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
2,679
Average weekly wage
$1,015
Top industries (by employment)
Construction, Accommodation & Food, Professional Services
Annual residential building permits (county)
12

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 76689State medianUS median
Median home value$334,941$260,151$289,727
Median annual property tax$2,497$2,390$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 76689?
$334,941.
What is the natural-hazard risk in ZIP 76689?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: lightning, tornado.
What is the wildfire risk in ZIP 76689?
Risk to homes is higher than 93% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 76689?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 76689?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 76689?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
What is the cost of living in ZIP 76689?
Regional Price Parity: 96.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents