Area data
Bandera, TX — ZIP 78003
Population: 9,967 (Census ACS)
The median home value in ZIP 78003 (Bandera, TX) is $335,336 — down 2.8% over the past year. Homes sell for a median $330,000 after a median 97 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with lightning, drought, hail the top-rated hazards. Cost of living is 3.5% below the US average (BEA, metro/state-level).
$335,336
Median home value
-2.8%
1-year change
97
Median days on market
Relatively Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $335,336
- 1-year appreciation
- -2.8%
- 3-year appreciation
- -3.6%
- 5-year appreciation
- +11.0%
- 10-year appreciation
- +80.8%
- All-time peak (2022-08)
- $366,712
- House Price Index (state)
- 440.1 (-0.8% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $330,000
- Median list price
- $449,000
- Median price per sqft
- $201
- 1-year sale-price change
- -4.3%
- Median days on market
- 97 days
- Homes sold (recent period)
- 29
- For-sale inventory
- 131
- Sale-to-list ratio
- 95.0%
- Active listings
- 108
- 1-year forecast
- -2.2%
- New listings (monthly)
- 18
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $860/mo
- 1BR fair-market rent
- $930/mo
- 2BR fair-market rent
- $1,140/mo
- 3BR fair-market rent
- $1,460/mo
- 4BR fair-market rent
- $1,670/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Average)
- 96.5 (100 = US avg)
- Electricity rate (state-level)
- 15.5¢/kWh
- Natural gas rate (state-level)
- $19.40/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 1
- Schools include
- ALKEK EL, BANDERA H S, BANDERA MIDDLE
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Low
- Top hazards (county)
- lightning, drought, hail, inlandFlooding, strongWind
- Notable hazard ratings (county)
- coldWave: Relatively Low · drought: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively Low · inlandFlooding: Relatively Moderate · landslide: Relatively Low
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 83% of US counties
- Buildings in wildfire direct-exposure zone
- 89.9%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 67.0°F
- Average high
- 80.0°F
- Average low
- 54.0°F
- Annual precipitation
- 33.8 in
- USDA plant hardiness zone
- 8b (extreme annual low 15 to 20°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 11.0 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 2,935
- Jobs reachable by transit (45 min)
- 3,800
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Lyndon B Johnson National Historical Park (48 mi)
- National parks include
- Lyndon B Johnson National Historical Park, San Antonio Missions National Historical Park
- Airports within 30 mi
- 55
- Nearest airport
- Lobo Mountain Ranch Airport (4 mi)
- Nearest major airport
- Lackland Air Force Base (SKF) (38 mi)
- Hospitals nearby (~15 mi)
- 12
- Hospitals include
- PETERSON REGIONAL MEDICAL CENTER, UNIVERSITY HEALTH SYSTEM, CHRISTUS SANTA ROSA MEDICAL CENTER
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Good (4.8 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +242 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 2,000
- Housing built before 1970
- 14.5%
- Housing built 2000 or later
- 50.4%
- Median annual property tax
- $2,219
- Mean commute to work
- 41 min
- Households with broadband internet
- 68.0%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 2,953
- Average weekly wage
- $808
- Top industries (by employment)
- Accommodation & Food, Construction, Other Services
- Annual residential building permits (county)
- 2
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 78003 | State median | US median | |
|---|---|---|---|
| Median home value | $335,336 | $260,151 | $289,727 |
| Median sale price | $330,000 | $285,000 | $325,000 |
| Median days on market | 97 days | 71 days | 51 days |
| Median annual property tax | $2,219 | $2,390 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 78003?
- $335,336.
- What is the median sale price in ZIP 78003?
- $330,000.
- How long do homes take to sell in ZIP 78003?
- Median days on market: 97 days.
- What is typical rent in ZIP 78003?
- 2-bedroom fair-market rent: $1,140/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 78003?
- Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: lightning, drought, hail, inlandFlooding, strongWind.
- Is ZIP 78003 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 78003?
- Risk to homes is higher than 83% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 78003?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 78003?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 78003?
- 3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is ZIP 78003 walkable?
- Walkability index: 11.0/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 78003?
- Regional Price Parity: 96.5 (100 = US average) (Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →