Skip to main content

Area data

Mountain home, TX — ZIP 78058

Population: 985 (Census ACS)

The median home value in ZIP 78058 (Mountain home, TX) is $465,623 — down 7.3% over the past year. Homes sell for a median $385,000 after a median 133 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with lightning, winterweather, drought the top-rated hazards. Cost of living is 3.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$465,623

Median home value

-7.3%

1-year change

133

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$465,623
1-year appreciation
-7.3%
3-year appreciation
-9.2%
5-year appreciation
+4.1%
10-year appreciation
+65.0%
All-time peak (2022-07)
$540,782
House Price Index (state)
440.1 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$385,000
Median price per sqft
$369
Median days on market
133 days
Homes sold (recent period)
1
For-sale inventory
26
Active listings
1
1-year forecast
-1.6%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$828/mo
1BR fair-market rent
$1,035/mo
2BR fair-market rent
$1,261/mo
3BR fair-market rent
$1,640/mo
4BR fair-market rent
$1,892/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.5 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
1
High schools
0
Charter schools
1
School districts serving the area
UNIVERSITY OF TEXAS UNIVERSITY CHARTER SCHOOL, DIVIDE ISD
Schools include
PATHWAYS 3H CAMPUS, DIVIDE EL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
lightning, winterWeather, drought, hail, inlandFlooding
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively Low · hurricane: Relatively Low · inlandFlooding: Relatively Moderate
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 76% of US counties
Buildings in wildfire direct-exposure zone
72.0%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
26.4 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
3.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,778
Jobs reachable by transit (45 min)
2,081

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
45
Nearest airport
Stowers Ranch Airport (7 mi)
Nearest major airport
Kimble County Airport (JCT) (30 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
PETERSON REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+308 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,005
Housing built before 1970
16.2%
Housing built 2000 or later
60.8%
Median annual property tax
$1,864
Households with broadband internet
60.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
15,831
Average weekly wage
$1,025
Top industries (by employment)
Accommodation & Food, Construction, Other Services
Annual residential building permits (county)
97

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 78058State medianUS median
Median home value$465,623$260,151$289,727
Median sale price$385,000$285,000$325,000
Median days on market133 days71 days51 days
Median annual property tax$1,864$2,390$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 78058?
$465,623.
What is the median sale price in ZIP 78058?
$385,000.
How long do homes take to sell in ZIP 78058?
Median days on market: 133 days.
What is typical rent in ZIP 78058?
2-bedroom fair-market rent: $1,261/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 78058?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: lightning, winterWeather, drought, hail, inlandFlooding.
Is ZIP 78058 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 78058?
Risk to homes is higher than 76% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 78058?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 78058?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 78058?
2 schools (1 elementary, 1 middle) (NCES, 2022-23).
Is ZIP 78058 walkable?
Walkability index: 3.7/20 (EPA Smart Location Database).
What is the cost of living in ZIP 78058?
Regional Price Parity: 96.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Mountain home, TX?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents