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Area data

La joya, TX — ZIP 78560

Population: 4,635 (Census ACS)

The median home value in ZIP 78560 (La joya, TX) is $157,563 — down 0.6% over the past year. Homes sell for a median $195,000 after a median 148.5 days on market. Typical rent runs $890/month. 9 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coldwave, hail, hurricane the top-rated hazards. Cost of living is 3.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$157,563

Median home value

-0.6%

1-year change

148.5

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$157,563
1-year appreciation
-0.6%
3-year appreciation
+0.9%
5-year appreciation
+31.8%
10-year appreciation
+91.4%
All-time peak (2024-10)
$162,371
House Price Index (state)
440.1 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$195,000
Median list price
$195,000
Median price per sqft
$139
1-year sale-price change
+8.9%
Median days on market
148.5 days
Homes sold (recent period)
5
For-sale inventory
22
Sale-to-list ratio
90.3%
Active listings
14
1-year forecast
+1.8%
New listings (monthly)
13

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$890/mo
Studio fair-market rent
$828/mo
1BR fair-market rent
$1,035/mo
2BR fair-market rent
$1,261/mo
3BR fair-market rent
$1,640/mo
4BR fair-market rent
$1,892/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.5 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
9
Elementary schools
3
Middle schools
2
High schools
4
Charter schools
2
School districts serving the area
IDEA PUBLIC SCHOOLS, LA JOYA ISD
Schools include
IDEA LA JOYA COLLEGE PREPARATORY, IDEA LA JOYA ACADEMY, LA JOYA H S, LORENZO DE ZAVALA MIDDLE, TABASCO EL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
coldWave, hail, hurricane, iceStorm, drought
Notable hazard ratings (county)
coldWave: Very High · drought: Relatively High · earthquake: Relatively Low · hail: Very High · heatWave: Relatively High · hurricane: Very High
FEMA flood zone
A01
Flood risk level
High
Wildfire risk to homes (county)
Higher than 76% of US counties
Buildings in wildfire direct-exposure zone
24.5%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
77.0°F
Average high
87.5°F
Average low
66.5°F
Annual precipitation
23.3 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
44
Days with Good air quality
206
Days with Moderate air quality
151
Highest AQI recorded (year)
95

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
4.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
28,010
Jobs reachable by transit (45 min)
27,068

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
10
Nearest airport
Gross Private Airport (14 mi)
Nearest major airport
McAllen Miller International Airport (MFE) (17 mi)
Hospitals nearby (~15 mi)
7
Hospitals include
SOUTH TEXAS HEALTH SYSTEM, CORNERSTONE REGIONAL HOSPITAL, DOCTORS HOSPTAL AT RENAISSANCE
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (5.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-98 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,996
Housing built before 1970
12.2%
Housing built 2000 or later
40.1%
Median annual property tax
$2,048
Mean commute to work
17 min
Households with broadband internet
61.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
229,469
Average weekly wage
$726
Top industries (by employment)
Health Care, Accommodation & Food, Administrative Services
Annual residential building permits (county)
3,873

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 78560State medianUS median
Median home value$157,563$260,151$289,727
Median sale price$195,000$285,000$325,000
Median days on market149 days71 days51 days
Typical rent$890/mo$1,580/mo$1,808/mo
Median annual property tax$2,048$2,390$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 78560?
$157,563.
What is the median sale price in ZIP 78560?
$195,000.
How long do homes take to sell in ZIP 78560?
Median days on market: 148.5 days.
What is typical rent in ZIP 78560?
Typical rent: $890/month.
What is the natural-hazard risk in ZIP 78560?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coldWave, hail, hurricane, iceStorm, drought.
Is ZIP 78560 in a flood zone?
High (FEMA NFIP). FEMA flood zone A01.
What is the wildfire risk in ZIP 78560?
Risk to homes is higher than 76% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 78560?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 78560?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 78560?
9 schools (3 elementary, 2 middle, 4 high) (NCES, 2022-23).
Is ZIP 78560 walkable?
Walkability index: 4.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 78560?
Good. Median AQI: 44. (EPA AQI).
What is the cost of living in ZIP 78560?
Regional Price Parity: 96.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents