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Area data

Elgin, TX — ZIP 78621

Population: 30,411 (Census ACS)

The median home value in ZIP 78621 (Elgin, TX) is $292,474 — down 6.8% over the past year. Homes sell for a median $210,000 after a median 21 days on market. Typical rent runs $1,816/month. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with tornado, coldwave, drought the top-rated hazards. Cost of living is 3.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$292,474

Median home value

-6.8%

1-year change

21

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$292,474
1-year appreciation
-6.8%
3-year appreciation
-16.4%
5-year appreciation
-4.0%
10-year appreciation
+54.1%
All-time peak (2022-07)
$394,178
House Price Index (state)
440.1 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$210,000
Median list price
$222,500
Median price per sqft
$164
Median days on market
21 days
Homes sold (recent period)
1
For-sale inventory
233
Sale-to-list ratio
100.0%
Active listings
1
1-year forecast
-4.3%
New listings (monthly)
38

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,816/mo
1-year rent change
+2.2%
Studio fair-market rent
$828/mo
1BR fair-market rent
$1,035/mo
2BR fair-market rent
$1,261/mo
3BR fair-market rent
$1,640/mo
4BR fair-market rent
$1,892/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Average)
96.5 (100 = US avg)
Electricity rate (state-level)
15.5¢/kWh
Natural gas rate (state-level)
$19.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
7
Elementary schools
3
Middle schools
2
High schools
2
Schools include
BOOKER T WASHINGTON EL, ELGIN H S, ELGIN MIDDLE, ELGIN EL, PHOENIX H S

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
tornado, coldWave, drought, hail, heatWave
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively Moderate · hurricane: Relatively Low · iceStorm: Relatively Low
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 62% of US counties
Buildings in wildfire direct-exposure zone
84.9%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
36.1 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
8.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
48,651
Jobs reachable by transit (45 min)
41,540

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
El Camino Real de los Tejas National Historic Trail (17 mi)
Airports within 30 mi
28
Nearest airport
Elgin Intracontinental Airport (1 mi)
Nearest major airport
Austin Executive Airport (13 mi)
Hospitals nearby (~15 mi)
11
Hospitals include
DELL SETON MED CENTER AT THE UNIVERSITY OF TX, ROUND ROCK MEDICAL CENTER, BRUSHY CREEK FAMILY HOSPITAL LLC
Avg hospital rating (CMS)
3.3 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,541 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,000
Housing built before 1970
11.9%
Housing built 2000 or later
51.2%
Median annual property tax
$5,244
Mean commute to work
30 min
Households with broadband internet
59.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
16,809
Average weekly wage
$946
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
1,419

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 78621State medianUS median
Median home value$292,474$260,151$289,727
Median sale price$210,000$285,000$325,000
Median days on market21 days71 days51 days
Typical rent$1,816/mo$1,580/mo$1,808/mo
Median annual property tax$5,244$2,390$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 78621?
$292,474.
What is the median sale price in ZIP 78621?
$210,000.
How long do homes take to sell in ZIP 78621?
Median days on market: 21 days.
What is typical rent in ZIP 78621?
Typical rent: $1,816/month.
What is the natural-hazard risk in ZIP 78621?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: tornado, coldWave, drought, hail, heatWave.
Is ZIP 78621 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 78621?
Risk to homes is higher than 62% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 78621?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 78621?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 78621?
7 schools (3 elementary, 2 middle, 2 high) (NCES, 2022-23).
Is ZIP 78621 walkable?
Walkability index: 8.8/20 (EPA Smart Location Database).
What is the cost of living in ZIP 78621?
Regional Price Parity: 96.5 (100 = US average) (Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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