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Area data

Loveland, CO — ZIP 80537

Population: 44,425 (Census ACS)

The median home value in ZIP 80537 (Loveland, CO) is $498,977 — down 1.0% over the past year. Homes sell for a median $515,000 after a median 49 days on market. Typical rent runs $1,760/month. 12 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, winterweather, avalanche the top-rated hazards. Cost of living is 5.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$498,977

Median home value

-1.0%

1-year change

49

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$498,977
1-year appreciation
-1.0%
3-year appreciation
-0.7%
5-year appreciation
+11.5%
10-year appreciation
+62.7%
All-time peak (2022-07)
$522,685
House Price Index (state)
675.7 (-1.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$515,000
Median list price
$539,000
Median price per sqft
$271
1-year sale-price change
+1.0%
Median days on market
49 days
Homes sold (recent period)
179
For-sale inventory
226
Sale-to-list ratio
98.8%
Active listings
207
1-year forecast
-0.2%
Days to pending
49 days
New listings (monthly)
75

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,760/mo
1-year rent change
+2.6%
Studio fair-market rent
$1,110/mo
1BR fair-market rent
$1,388/mo
2BR fair-market rent
$1,657/mo
3BR fair-market rent
$2,154/mo
4BR fair-market rent
$2,485/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
105.0 (100 = US avg)
Electricity rate (state-level)
15.9¢/kWh
Natural gas rate (state-level)
$11.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
12
Elementary schools
7
Middle schools
2
High schools
2
Charter schools
1
Schools include
B F Kitchen Elementary School, Bill Reed Middle School, Garfield Elementary School, Namaqua Elementary School, Thompson Valley High School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, winterWeather, avalanche, coldWave, hail
Notable hazard ratings (county)
avalanche: Relatively High · coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively High · heatWave: Relatively Low
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 94% of US counties
Buildings in wildfire direct-exposure zone
36.8%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
49.0°F
Average high
65.0°F
Average low
33.0°F
Annual precipitation
15.7 in
Annual snowfall
58.0 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
51
Days with Good air quality
175
Days with Moderate air quality
185
Days with Unhealthy air quality
1
Highest AQI recorded (year)
156

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
12.3 / 20
Transit service frequency
976
Jobs reachable by car (30 min)
23,589
Jobs reachable by transit (45 min)
28,051

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Rocky Mountain National Park (27 mi)
Airports within 30 mi
39
Nearest airport
Lazy W Airport (4 mi)
Nearest major airport
Northern Colorado Regional Airport (FNL) (11 mi)
Hospitals nearby (~15 mi)
8
Hospitals include
LONGMONT UNITED HOSPITAL, POUDRE VALLEY HOSPITAL, BANNER MCKEE MEDICAL CENTER
Avg hospital rating (CMS)
4.2 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
60
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+255 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,991
Housing built before 1970
25.1%
Housing built 2000 or later
33.1%
Median annual property tax
$2,315
Mean commute to work
21 min
Households with broadband internet
79.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
136,175
Average weekly wage
$1,304
Top industries (by employment)
Accommodation & Food, Health Care, Professional Services
Annual residential building permits (county)
1,370

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 80537State medianUS median
Median home value$498,977$497,277$289,727
Median sale price$515,000$495,000$325,000
Median days on market49 days48 days51 days
Typical rent$1,760/mo$2,002/mo$1,808/mo
Median annual property tax$2,315$1,694$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 80537?
$498,977.
What is the median sale price in ZIP 80537?
$515,000.
How long do homes take to sell in ZIP 80537?
Median days on market: 49 days.
What is typical rent in ZIP 80537?
Typical rent: $1,760/month.
What is the natural-hazard risk in ZIP 80537?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, winterWeather, avalanche, coldWave, hail.
Is ZIP 80537 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 80537?
Risk to homes is higher than 94% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 80537?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 80537?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 80537?
12 schools (7 elementary, 2 middle, 2 high) (NCES, 2022-23).
Is ZIP 80537 walkable?
Walkability index: 12.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 80537?
Moderate. Median AQI: 51. (EPA AQI).
What is the cost of living in ZIP 80537?
Regional Price Parity: 105.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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