Area data
Loveland, CO — ZIP 80537
Population: 44,425 (Census ACS)
The median home value in ZIP 80537 (Loveland, CO) is $498,977 — down 1.0% over the past year. Homes sell for a median $515,000 after a median 49 days on market. Typical rent runs $1,760/month. 12 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, winterweather, avalanche the top-rated hazards. Cost of living is 5.0% above the US average (BEA, metro/state-level).
$498,977
Median home value
-1.0%
1-year change
49
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $498,977
- 1-year appreciation
- -1.0%
- 3-year appreciation
- -0.7%
- 5-year appreciation
- +11.5%
- 10-year appreciation
- +62.7%
- All-time peak (2022-07)
- $522,685
- House Price Index (state)
- 675.7 (-1.4% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $515,000
- Median list price
- $539,000
- Median price per sqft
- $271
- 1-year sale-price change
- +1.0%
- Median days on market
- 49 days
- Homes sold (recent period)
- 179
- For-sale inventory
- 226
- Sale-to-list ratio
- 98.8%
- Active listings
- 207
- 1-year forecast
- -0.2%
- Days to pending
- 49 days
- New listings (monthly)
- 75
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,760/mo
- 1-year rent change
- +2.6%
- Studio fair-market rent
- $1,110/mo
- 1BR fair-market rent
- $1,388/mo
- 2BR fair-market rent
- $1,657/mo
- 3BR fair-market rent
- $2,154/mo
- 4BR fair-market rent
- $2,485/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 105.0 (100 = US avg)
- Electricity rate (state-level)
- 15.9¢/kWh
- Natural gas rate (state-level)
- $11.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 12
- Elementary schools
- 7
- Middle schools
- 2
- High schools
- 2
- Charter schools
- 1
- Schools include
- B F Kitchen Elementary School, Bill Reed Middle School, Garfield Elementary School, Namaqua Elementary School, Thompson Valley High School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- lightning, winterWeather, avalanche, coldWave, hail
- Notable hazard ratings (county)
- avalanche: Relatively High · coldWave: Relatively High · drought: Relatively Low · earthquake: Relatively Low · hail: Relatively High · heatWave: Relatively Low
- FEMA flood zone
- AE
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 94% of US counties
- Buildings in wildfire direct-exposure zone
- 36.8%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 49.0°F
- Average high
- 65.0°F
- Average low
- 33.0°F
- Annual precipitation
- 15.7 in
- Annual snowfall
- 58.0 in
- USDA plant hardiness zone
- 5b (extreme annual low -15 to -10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 51
- Days with Good air quality
- 175
- Days with Moderate air quality
- 185
- Days with Unhealthy air quality
- 1
- Highest AQI recorded (year)
- 156
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 12.3 / 20
- Transit service frequency
- 976
- Jobs reachable by car (30 min)
- 23,589
- Jobs reachable by transit (45 min)
- 28,051
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Rocky Mountain National Park (27 mi)
- Airports within 30 mi
- 39
- Nearest airport
- Lazy W Airport (4 mi)
- Nearest major airport
- Northern Colorado Regional Airport (FNL) (11 mi)
- Hospitals nearby (~15 mi)
- 8
- Hospitals include
- LONGMONT UNITED HOSPITAL, POUDRE VALLEY HOSPITAL, BANNER MCKEE MEDICAL CENTER
- Avg hospital rating (CMS)
- 4.2 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 60
- Solar radiation rating
- Fair (4.4 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +255 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,991
- Housing built before 1970
- 25.1%
- Housing built 2000 or later
- 33.1%
- Median annual property tax
- $2,315
- Mean commute to work
- 21 min
- Households with broadband internet
- 79.5%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 136,175
- Average weekly wage
- $1,304
- Top industries (by employment)
- Accommodation & Food, Health Care, Professional Services
- Annual residential building permits (county)
- 1,370
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 80537 | State median | US median | |
|---|---|---|---|
| Median home value | $498,977 | $497,277 | $289,727 |
| Median sale price | $515,000 | $495,000 | $325,000 |
| Median days on market | 49 days | 48 days | 51 days |
| Typical rent | $1,760/mo | $2,002/mo | $1,808/mo |
| Median annual property tax | $2,315 | $1,694 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 80537?
- $498,977.
- What is the median sale price in ZIP 80537?
- $515,000.
- How long do homes take to sell in ZIP 80537?
- Median days on market: 49 days.
- What is typical rent in ZIP 80537?
- Typical rent: $1,760/month.
- What is the natural-hazard risk in ZIP 80537?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, winterWeather, avalanche, coldWave, hail.
- Is ZIP 80537 in a flood zone?
- High (FEMA NFIP). FEMA flood zone AE.
- What is the wildfire risk in ZIP 80537?
- Risk to homes is higher than 94% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 80537?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 80537?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 80537?
- 12 schools (7 elementary, 2 middle, 2 high) (NCES, 2022-23).
- Is ZIP 80537 walkable?
- Walkability index: 12.3/20 (EPA Smart Location Database).
- What is the air quality in ZIP 80537?
- Moderate. Median AQI: 51. (EPA AQI).
- What is the cost of living in ZIP 80537?
- Regional Price Parity: 105.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →