Area data
Ouray, CO — ZIP 81427
Population: 1,218 (Census ACS)
The median home value in ZIP 81427 (Ouray, CO) is $697,518 — up 4.5% over the past year. Homes sell for a median $795,000 after a median 45.5 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with avalanche, landslide, lightning the top-rated hazards. Cost of living is 5.0% above the US average (BEA, metro/state-level).
$697,518
Median home value
+4.5%
1-year change
45.5
Median days on market
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $697,518
- 1-year appreciation
- +4.5%
- 3-year appreciation
- +6.8%
- 5-year appreciation
- +27.0%
- 10-year appreciation
- +107.8%
- All-time peak (2023-12)
- $701,791
- House Price Index (state)
- 675.7 (-1.4% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $795,000
- Median list price
- $1.22M
- Median price per sqft
- $462
- 1-year sale-price change
- +4.3%
- Median days on market
- 45.5 days
- Homes sold (recent period)
- 2
- For-sale inventory
- 33
- Sale-to-list ratio
- 87.9%
- Active listings
- 7
- 1-year forecast
- +1.4%
- New listings (monthly)
- 3
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $1,110/mo
- 1BR fair-market rent
- $1,388/mo
- 2BR fair-market rent
- $1,657/mo
- 3BR fair-market rent
- $2,154/mo
- 4BR fair-market rent
- $2,485/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 105.0 (100 = US avg)
- Electricity rate (state-level)
- 15.9¢/kWh
- Natural gas rate (state-level)
- $11.20/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 3
- Elementary schools
- 1
- Middle schools
- 1
- High schools
- 1
- Schools include
- Ouray Elementary School, Ouray Senior High School, Ouray Middle School
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Top hazards (county)
- avalanche, landslide, lightning
- Notable hazard ratings (county)
- avalanche: Relatively High · landslide: Relatively High · lightning: Relatively Moderate · wildfire: Relatively Low
- Wildfire risk to homes (county)
- Higher than 74% of US counties
- Buildings in wildfire direct-exposure zone
- 82.6%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Bonita Peak Mining District (8.4 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 79.0°F
- Average high
- 80.0°F
- Average low
- 78.0°F
- Annual precipitation
- 48.3 in
- USDA plant hardiness zone
- 5b (extreme annual low -15 to -10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 6.5 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 569
- Jobs reachable by transit (45 min)
- 650
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- Curecanti National Recreation Area (34 mi)
- National parks include
- Curecanti National Recreation Area, Black Canyon Of The Gunnison National Park
- Airports within 30 mi
- 4
- Nearest airport
- Castle Lakes Airport (16 mi)
- Nearest major airport
- Telluride Regional Airport (TEX) (17 mi)
- Hospitals nearby (~15 mi)
- 339
- Hospitals include
- ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER, MEDICAL WEST, AN AFFILIATE OF UAB HEALTH SYSTEM
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Fair (4.3 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -3 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,978
- Housing built before 1970
- 33.7%
- Housing built 2000 or later
- 21.7%
- Median annual property tax
- $1,750
- Households with broadband internet
- 61.7%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 1,787
- Average weekly wage
- $880
- Top industries (by employment)
- Accommodation & Food, Construction, Professional Services
- Annual residential building permits (county)
- 74
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 81427 | State median | US median | |
|---|---|---|---|
| Median home value | $697,518 | $497,277 | $289,727 |
| Median sale price | $795,000 | $495,000 | $325,000 |
| Median days on market | 46 days | 48 days | 51 days |
| Median annual property tax | $1,750 | $1,694 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 81427?
- $697,518.
- What is the median sale price in ZIP 81427?
- $795,000.
- How long do homes take to sell in ZIP 81427?
- Median days on market: 45.5 days.
- What is typical rent in ZIP 81427?
- 2-bedroom fair-market rent: $1,657/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 81427?
- Overall risk: Very Low (FEMA NRI, county-level). Top hazards: avalanche, landslide, lightning.
- What is the wildfire risk in ZIP 81427?
- Risk to homes is higher than 74% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 81427?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 81427?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 81427?
- 3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is ZIP 81427 walkable?
- Walkability index: 6.5/20 (EPA Smart Location Database).
- What is the cost of living in ZIP 81427?
- Regional Price Parity: 105.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →