Skip to main content

Area data

Gypsum, CO — ZIP 81637

Population: 10,744 (Census ACS)

The median home value in ZIP 81637 (Gypsum, CO) is $708,927 — up 1.1% over the past year. Homes sell for a median $766,331 after a median 36 days on market. Typical rent runs $2,752/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with avalanche, lightning, inlandflooding the top-rated hazards. Cost of living is 5.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$708,927

Median home value

+1.1%

1-year change

36

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$708,927
1-year appreciation
+1.1%
3-year appreciation
+14.2%
5-year appreciation
+38.0%
10-year appreciation
+110.4%
All-time peak (2026-07)
$708,927
House Price Index (state)
675.7 (-1.4% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$766,331
Median list price
$850,000
Median price per sqft
$428
1-year sale-price change
-8.5%
Median days on market
36 days
Homes sold (recent period)
41
For-sale inventory
72
Sale-to-list ratio
98.9%
Active listings
39
1-year forecast
+2.7%
New listings (monthly)
18

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,752/mo
Studio fair-market rent
$1,110/mo
1BR fair-market rent
$1,388/mo
2BR fair-market rent
$1,657/mo
3BR fair-market rent
$2,154/mo
4BR fair-market rent
$2,485/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
105.0 (100 = US avg)
Electricity rate (state-level)
15.9¢/kWh
Natural gas rate (state-level)
$11.20/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
3
Middle schools
1
High schools
1
Charter schools
1
School districts serving the area
State Charter School Institute, Eagle County School District No. Re 50
Schools include
Stone Creek School, Eagle Valley High School, Red Hill Elementary School, Gypsum Creek Middle School, Gypsum Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
avalanche, lightning, inlandFlooding, landslide, winterWeather
Notable hazard ratings (county)
avalanche: Very High · iceStorm: Relatively Low · inlandFlooding: Relatively Moderate · landslide: Relatively Moderate · lightning: Relatively High · wildfire: Relatively Low
FEMA flood zone
A02
Flood risk level
High
Wildfire risk to homes (county)
Higher than 76% of US counties
Buildings in wildfire direct-exposure zone
42.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
5b (extreme annual low -15 to -10°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
8.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
2,701
Jobs reachable by transit (45 min)
2,194

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
6
Nearest airport
Eagle County Regional Airport (EGE) (14 mi)
Nearest major airport
Eagle County Regional Airport (EGE) (14 mi)
Hospitals nearby (~15 mi)
339
Hospitals include
ST VINCENT'S BIRMINGHAM, MOBILE INFIRMARY MEDICAL CENTER, MEDICAL WEST, AN AFFILIATE OF UAB HEALTH SYSTEM
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-389 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,001
Housing built before 1970
11.0%
Housing built 2000 or later
55.3%
Median annual property tax
$2,868
Mean commute to work
21 min
Households with broadband internet
69.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
31,348
Average weekly wage
$1,200
Top industries (by employment)
Accommodation & Food, Construction, Health Care
Annual residential building permits (county)
131

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 81637State medianUS median
Median home value$708,927$497,277$289,727
Median sale price$766,331$495,000$325,000
Median days on market36 days48 days51 days
Typical rent$2,752/mo$2,002/mo$1,808/mo
Median annual property tax$2,868$1,694$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 81637?
$708,927.
What is the median sale price in ZIP 81637?
$766,331.
How long do homes take to sell in ZIP 81637?
Median days on market: 36 days.
What is typical rent in ZIP 81637?
Typical rent: $2,752/month.
What is the natural-hazard risk in ZIP 81637?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: avalanche, lightning, inlandFlooding, landslide, winterWeather.
Is ZIP 81637 in a flood zone?
High (FEMA NFIP). FEMA flood zone A02.
What is the wildfire risk in ZIP 81637?
Risk to homes is higher than 76% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 81637?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 81637?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 81637?
5 schools (3 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 81637 walkable?
Walkability index: 8.3/20 (EPA Smart Location Database).
What is the cost of living in ZIP 81637?
Regional Price Parity: 105.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

Selling a home in Gypsum, CO?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents