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Area data

Payson, AZ — ZIP 85541

Population: 23,382 (Census ACS)

The median home value in ZIP 85541 (Payson, AZ) is $449,030 — down 0.9% over the past year. Homes sell for a median $357,500 after a median 65.5 days on market. Typical rent runs $1,888/month. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, wildfire, winterweather the top-rated hazards. Cost of living is 0.6% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$449,030

Median home value

-0.9%

1-year change

65.5

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$449,030
1-year appreciation
-0.9%
3-year appreciation
+2.3%
5-year appreciation
+17.0%
10-year appreciation
+88.0%
All-time peak (2022-07)
$461,849
House Price Index (state)
567.6 (+0.5% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$357,500
Median list price
$317,500
Median price per sqft
$272
1-year sale-price change
-12.8%
Median days on market
65.5 days
Homes sold (recent period)
8
For-sale inventory
338
Sale-to-list ratio
96.7%
Active listings
12
1-year forecast
+0.1%
Days to pending
83 days
New listings (monthly)
74

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,888/mo
Studio fair-market rent
$1,020/mo
1BR fair-market rent
$1,275/mo
2BR fair-market rent
$1,543/mo
3BR fair-market rent
$2,006/mo
4BR fair-market rent
$2,315/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
100.6 (100 = US avg)
Electricity rate (state-level)
15.3¢/kWh
Natural gas rate (state-level)
$18.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
6
Elementary schools
2
Middle schools
1
High schools
3
School districts serving the area
Northern Arizona Vocational Institute of Technolog (78786), Payson Unified District (4209)
Schools include
NAVIT - Gila Community College, Payson High School, Rim Country Middle School, Julia Randall Elementary School, Payson Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
lightning, wildfire, winterWeather, heatWave, inlandFlooding
Notable hazard ratings (county)
heatWave: Relatively Moderate · inlandFlooding: Relatively Moderate · landslide: Relatively Low · lightning: Relatively High · strongWind: Relatively Low · wildfire: Relatively High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 98% of US counties
Buildings in wildfire direct-exposure zone
50.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
46
Days with Good air quality
232
Days with Moderate air quality
121
Days with Unhealthy air quality
1
Highest AQI recorded (year)
154

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
6.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,060
Jobs reachable by transit (45 min)
1,666

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
3
Nearest national park
Tonto National Monument (39 mi)
National parks include
Tonto National Monument, Montezuma Castle National Monument, Tuzigoot National Monument
Airports within 30 mi
5
Nearest airport
Payson Airport (PJB) (5 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
BANNER PAYSON MEDICAL CENTER
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
18
Solar radiation rating
Excellent (5.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+314 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,992
Housing built before 1970
9.3%
Housing built 2000 or later
35.4%
Median annual property tax
$1,719
Mean commute to work
16 min
Households with broadband internet
61.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
9,679
Average weekly wage
$1,001
Top industries (by employment)
Accommodation & Food, Health Care, Mining
Annual residential building permits (county)
141

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 85541State medianUS median
Median home value$449,030$392,647$289,727
Median sale price$357,500$379,000$325,000
Median days on market66 days65 days51 days
Typical rent$1,888/mo$1,713/mo$1,808/mo
Median annual property tax$1,719$1,519$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 85541?
$449,030.
What is the median sale price in ZIP 85541?
$357,500.
How long do homes take to sell in ZIP 85541?
Median days on market: 65.5 days.
What is typical rent in ZIP 85541?
Typical rent: $1,888/month.
What is the natural-hazard risk in ZIP 85541?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, wildfire, winterWeather, heatWave, inlandFlooding.
Is ZIP 85541 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 85541?
Risk to homes is higher than 98% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 85541?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 85541?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 85541?
6 schools (2 elementary, 1 middle, 3 high) (NCES, 2022-23).
Is ZIP 85541 walkable?
Walkability index: 6.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 85541?
Good. Median AQI: 46. (EPA AQI).
What is the cost of living in ZIP 85541?
Regional Price Parity: 100.6 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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