Area data
Cottonwood, AZ — ZIP 86326
Population: 24,852 (Census ACS)
The median home value in ZIP 86326 (Cottonwood, AZ) is $394,005 — up 0.0% over the past year. Homes sell for a median $395,000 after a median 65.5 days on market. Typical rent runs $1,880/month. 13 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with lightning, inlandflooding, wildfire the top-rated hazards. Cost of living is 0.6% above the US average (BEA, metro/state-level).
$394,005
Median home value
0.0%
1-year change
65.5
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $394,005
- 1-year appreciation
- 0.0%
- 3-year appreciation
- +4.1%
- 5-year appreciation
- +19.5%
- 10-year appreciation
- +101.2%
- All-time peak (2026-02)
- $397,417
- House Price Index (state)
- 567.6 (+0.5% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $395,000
- Median list price
- $439,000
- Median price per sqft
- $270
- 1-year sale-price change
- -4.8%
- Median days on market
- 65.5 days
- Homes sold (recent period)
- 89
- For-sale inventory
- 99
- Sale-to-list ratio
- 96.3%
- Active listings
- 92
- Days to pending
- 56 days
- New listings (monthly)
- 22
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,880/mo
- 1-year rent change
- +5.4%
- Studio fair-market rent
- $1,020/mo
- 1BR fair-market rent
- $1,275/mo
- 2BR fair-market rent
- $1,543/mo
- 3BR fair-market rent
- $2,006/mo
- 4BR fair-market rent
- $2,315/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 100.6 (100 = US avg)
- Electricity rate (state-level)
- 15.3¢/kWh
- Natural gas rate (state-level)
- $18.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 13
- Elementary schools
- 4
- Middle schools
- 0
- High schools
- 6
- Charter schools
- 2
- School districts serving the area
- Edkey Inc. dba American Heritage Academy (6365), Valley Academy for Career and Technology Education (79397), Liberty Leadership Academy (1001520)
- Schools include
- American Heritage Academy - Cottonwood, VACTE - Mingus Union High School, VACTE - Valley Academy for Career and Technology Education, VACTE - Cottonwood-Oak Creek Unified School District, VACTE - Clarkdale Jerome School District
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- lightning, inlandFlooding, wildfire, winterWeather, hail
- Notable hazard ratings (county)
- earthquake: Relatively Low · hail: Relatively Moderate · heatWave: Relatively Moderate · inlandFlooding: Relatively High · landslide: Relatively Low · lightning: Very High
- FEMA flood zone
- AE
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 90% of US counties
- Buildings in wildfire direct-exposure zone
- 50.4%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Iron King Mine - Humboldt Smelter (18.9 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 79.0°F
- Average high
- 80.0°F
- Average low
- 78.0°F
- Annual precipitation
- 48.3 in
- USDA plant hardiness zone
- 8b (extreme annual low 15 to 20°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 43
- Days with Good air quality
- 298
- Days with Moderate air quality
- 66
- Highest AQI recorded (year)
- 87
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 5.0 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 2,242
- Jobs reachable by transit (45 min)
- 1,961
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 4
- Nearest national park
- Tuzigoot National Monument (5 mi)
- National parks include
- Tuzigoot National Monument, Montezuma Castle National Monument, Walnut Canyon National Monument
- Airports within 30 mi
- 10
- Nearest airport
- Cottonwood Airport (CTW) (2 mi)
- Nearest major airport
- Prescott Regional Airport - Ernest A. Love Field (PRC) (23 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- VERDE VALLEY MEDICAL CENTER
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 3.0 / 5
- EV charging stations (within 10 mi)
- 9
- Solar radiation rating
- Good (5.4 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +2,551 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,990
- Housing built before 1970
- 6.2%
- Housing built 2000 or later
- 25.6%
- Median annual property tax
- $1,438
- Mean commute to work
- 18 min
- Households with broadband internet
- 70.1%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 59,568
- Average weekly wage
- $949
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 1,836
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 86326 | State median | US median | |
|---|---|---|---|
| Median home value | $394,005 | $392,647 | $289,727 |
| Median sale price | $395,000 | $379,000 | $325,000 |
| Median days on market | 66 days | 65 days | 51 days |
| Typical rent | $1,880/mo | $1,713/mo | $1,808/mo |
| Median annual property tax | $1,438 | $1,519 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 86326?
- $394,005.
- What is the median sale price in ZIP 86326?
- $395,000.
- How long do homes take to sell in ZIP 86326?
- Median days on market: 65.5 days.
- What is typical rent in ZIP 86326?
- Typical rent: $1,880/month.
- What is the natural-hazard risk in ZIP 86326?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: lightning, inlandFlooding, wildfire, winterWeather, hail.
- Is ZIP 86326 in a flood zone?
- High (FEMA NFIP). FEMA flood zone AE.
- What is the wildfire risk in ZIP 86326?
- Risk to homes is higher than 90% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 86326?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 86326?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 86326?
- 13 schools (4 elementary, 6 high) (NCES, 2022-23).
- Is ZIP 86326 walkable?
- Walkability index: 5.0/20 (EPA Smart Location Database).
- What is the air quality in ZIP 86326?
- Good. Median AQI: 43. (EPA AQI).
- What is the cost of living in ZIP 86326?
- Regional Price Parity: 100.6 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →