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Area data

Shiprock, NM — ZIP 87420

Population: 10,586 (Census ACS)

The median home value in ZIP 87420 (Shiprock, NM) is $103,900. 10 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with drought, lightning, winterweather the top-rated hazards. Cost of living is 7.8% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$103,900

Median home value

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$103,900
House Price Index (state)
406.5 (+0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Below Average)
92.2 (100 = US avg)
Electricity rate (state-level)
15.1¢/kWh
Natural gas rate (state-level)
$9.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
10
Elementary schools
6
Middle schools
1
High schools
3
Charter schools
1
School districts serving the area
CENTRAL CONSOLIDATED SCHOOLS, Northwest High School, Atsa' Biya' a'zh Community School
Schools include
MESA ELEMENTARY, NIZHONI ELEMENTARY, SHIPROCK HIGH, TSE BIT AI MIDDLE, CAREER PREP ALTERNATIVE

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
drought, lightning, winterWeather, coldWave, heatWave
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively High · earthquake: Relatively Low · heatWave: Relatively Moderate · iceStorm: Relatively Low · inlandFlooding: Relatively Moderate
Wildfire risk to homes (county)
Higher than 49% of US counties
Buildings in wildfire direct-exposure zone
49.4%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Lukachukai Mountains Mining District (22.1 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
21.6 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
48
Days with Good air quality
218
Days with Moderate air quality
137
Highest AQI recorded (year)
115

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
4
Nearest national park
Canyon de Chelly National Monument (33 mi)
National parks include
Canyon de Chelly National Monument, Aztec Ruins National Monument, Chaco Culture National Historical Park
Airports within 30 mi
2
Nearest airport
Sanostee Airport (0 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
NORTHERN NAVAJO MEDICAL CENTER
Solar radiation rating
Good (5.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,988
Housing built before 1970
16.6%
Housing built 2000 or later
24.5%
Median annual property tax
$752
Mean commute to work
31 min
Households with broadband internet
48.7%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
34,792
Average weekly wage
$1,031
Top industries (by employment)
Health Care, Accommodation & Food, Mining
Annual residential building permits (county)
70

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 87420?
$103,900.
What is the natural-hazard risk in ZIP 87420?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: drought, lightning, winterWeather, coldWave, heatWave.
What is the wildfire risk in ZIP 87420?
Risk to homes is higher than 49% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 87420?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 87420?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 87420?
10 schools (6 elementary, 1 middle, 3 high) (NCES, 2022-23).
What is the air quality in ZIP 87420?
Good. Median AQI: 48. (EPA AQI).
What is the cost of living in ZIP 87420?
Regional Price Parity: 92.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents