Area data
Shiprock, NM — ZIP 87420
Population: 10,586 (Census ACS)
The median home value in ZIP 87420 (Shiprock, NM) is $103,900. 10 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with drought, lightning, winterweather the top-rated hazards. Cost of living is 7.8% below the US average (BEA, metro/state-level).
$103,900
Median home value
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $103,900
- House Price Index (state)
- 406.5 (+0.8% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Affordability
- Cost of living index (Below Average)
- 92.2 (100 = US avg)
- Electricity rate (state-level)
- 15.1¢/kWh
- Natural gas rate (state-level)
- $9.80/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 10
- Elementary schools
- 6
- Middle schools
- 1
- High schools
- 3
- Charter schools
- 1
- School districts serving the area
- CENTRAL CONSOLIDATED SCHOOLS, Northwest High School, Atsa' Biya' a'zh Community School
- Schools include
- MESA ELEMENTARY, NIZHONI ELEMENTARY, SHIPROCK HIGH, TSE BIT AI MIDDLE, CAREER PREP ALTERNATIVE
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- drought, lightning, winterWeather, coldWave, heatWave
- Notable hazard ratings (county)
- coldWave: Relatively Moderate · drought: Relatively High · earthquake: Relatively Low · heatWave: Relatively Moderate · iceStorm: Relatively Low · inlandFlooding: Relatively Moderate
- Wildfire risk to homes (county)
- Higher than 49% of US counties
- Buildings in wildfire direct-exposure zone
- 49.4%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Lukachukai Mountains Mining District (22.1 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 21.6 in
- USDA plant hardiness zone
- 7a (extreme annual low 0 to 5°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 48
- Days with Good air quality
- 218
- Days with Moderate air quality
- 137
- Highest AQI recorded (year)
- 115
Source: EPA air quality data (nearest monitoring station, annual)
Amenities
- National parks within ~60 mi
- 4
- Nearest national park
- Canyon de Chelly National Monument (33 mi)
- National parks include
- Canyon de Chelly National Monument, Aztec Ruins National Monument, Chaco Culture National Historical Park
- Airports within 30 mi
- 2
- Nearest airport
- Sanostee Airport (0 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- NORTHERN NAVAJO MEDICAL CENTER
- Solar radiation rating
- Good (5.4 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Housing stock
- Median year housing built
- 1,988
- Housing built before 1970
- 16.6%
- Housing built 2000 or later
- 24.5%
- Median annual property tax
- $752
- Mean commute to work
- 31 min
- Households with broadband internet
- 48.7%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 34,792
- Average weekly wage
- $1,031
- Top industries (by employment)
- Health Care, Accommodation & Food, Mining
- Annual residential building permits (county)
- 70
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 87420?
- $103,900.
- What is the natural-hazard risk in ZIP 87420?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: drought, lightning, winterWeather, coldWave, heatWave.
- What is the wildfire risk in ZIP 87420?
- Risk to homes is higher than 49% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 87420?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 87420?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 87420?
- 10 schools (6 elementary, 1 middle, 3 high) (NCES, 2022-23).
- What is the air quality in ZIP 87420?
- Good. Median AQI: 48. (EPA AQI).
- What is the cost of living in ZIP 87420?
- Regional Price Parity: 92.2 (100 = US average) (Below Average) (BEA RPP, metro/state-level).
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →