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Area data

Loving, NM — ZIP 88256

Population: 1,935 (Census ACS)

The median home value in ZIP 88256 (Loving, NM) is $211,000. Homes sell for a median $230,000 after a median 38 days on market. 3 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with icestorm, winterweather, drought the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$211,000

Median home value

38

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$211,000
House Price Index (state)
406.5 (+0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$230,000
Median list price
$635,000
Median days on market
38 days
Homes sold (recent period)
1

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$882/mo
1BR fair-market rent
$1,103/mo
2BR fair-market rent
$1,319/mo
3BR fair-market rent
$1,715/mo
4BR fair-market rent
$1,979/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
15.1¢/kWh
Natural gas rate (state-level)
$9.80/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
3
Elementary schools
1
Middle schools
1
High schools
1
Schools include
LOVING ELEMENTARY, LOVING HIGH, LOVING MIDDLE

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
iceStorm, winterWeather, drought, hail, inlandFlooding
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · hail: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively High · inlandFlooding: Relatively Moderate
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 76% of US counties
Buildings in wildfire direct-exposure zone
43.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
65.0°F
Average high
79.0°F
Average low
50.0°F
Annual precipitation
13.2 in
USDA plant hardiness zone
8a (extreme annual low 10 to 15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
49
Days with Good air quality
195
Days with Moderate air quality
151
Highest AQI recorded (year)
143

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
9.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
2,484
Jobs reachable by transit (45 min)
2,422

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Carlsbad Caverns National Park (38 mi)
Airports within 30 mi
2
Nearest airport
Cavern City Air Terminal (CNM) (23 mi)
Nearest major airport
Cavern City Air Terminal (CNM) (23 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
CARLSBAD MEDICAL CENTER
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Excellent (5.6 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-188 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,979
Housing built before 1970
44.1%
Housing built 2000 or later
17.3%
Median annual property tax
$544
Households with broadband internet
56.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
27,379
Average weekly wage
$1,446
Top industries (by employment)
Mining, Construction, Health Care
Annual residential building permits (county)
156

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 88256State medianUS median
Median sale price$230,000$325,000$325,000
Median days on market38 days90 days51 days
Median annual property tax$544$929$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 88256?
$211,000.
What is the median sale price in ZIP 88256?
$230,000.
How long do homes take to sell in ZIP 88256?
Median days on market: 38 days.
What is typical rent in ZIP 88256?
2-bedroom fair-market rent: $1,319/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 88256?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: iceStorm, winterWeather, drought, hail, inlandFlooding.
Is ZIP 88256 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 88256?
Risk to homes is higher than 76% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 88256?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 88256?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 88256?
3 schools (1 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 88256 walkable?
Walkability index: 9.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 88256?
Good. Median AQI: 49. (EPA AQI).
What is the cost of living in ZIP 88256?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents