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Area data

Fernley, NV — ZIP 89408

Population: 24,564 (Census ACS)

The median home value in ZIP 89408 (Fernley, NV) is $406,124 — up 2.8% over the past year. Homes sell for a median $415,000 after a median 41 days on market. Typical rent runs $2,032/month. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with winterweather, drought, earthquake the top-rated hazards. Cost of living is 0.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$406,124

Median home value

+2.8%

1-year change

41

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$406,124
1-year appreciation
+2.8%
3-year appreciation
+6.5%
5-year appreciation
+12.0%
10-year appreciation
+100.7%
All-time peak (2022-07)
$421,480
House Price Index (state)
423.4 (+0.2% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$415,000
Median list price
$420,000
Median price per sqft
$253
1-year sale-price change
+4.4%
Median days on market
41 days
Homes sold (recent period)
111
For-sale inventory
81
Sale-to-list ratio
99.9%
Active listings
61
1-year forecast
+0.1%
Days to pending
29 days
New listings (monthly)
39

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,032/mo
1-year rent change
+8.2%
Studio fair-market rent
$1,051/mo
1BR fair-market rent
$1,314/mo
2BR fair-market rent
$1,606/mo
3BR fair-market rent
$2,087/mo
4BR fair-market rent
$2,409/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
100.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$13.10/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
7
Elementary schools
3
Middle schools
2
High schools
1
Schools include
Fernley Elementary School, Fernley High School, Fernley Intermediate School, Cottonwood Elementary School, East Valley Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
winterWeather, drought, earthquake, wildfire
Notable hazard ratings (county)
drought: Relatively Moderate · earthquake: Relatively Moderate · heatWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low · lightning: Relatively Low
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 93% of US counties
Buildings in wildfire direct-exposure zone
38.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
8.1 in
USDA plant hardiness zone
7a (extreme annual low 0 to 5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
41
Days with Good air quality
325
Days with Moderate air quality
24
Highest AQI recorded (year)
87

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
8.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
2,119
Jobs reachable by transit (45 min)
2,961

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
21
Nearest airport
Fernley Airfield (2 mi)
Nearest major airport
Fallon Naval Air Station (NFL) (27 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
RENOWN SOUTH MEADOWS MEDICAL CENTER
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Good (5.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+605 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
2,001
Housing built before 1970
6.0%
Housing built 2000 or later
54.9%
Median annual property tax
$1,963
Mean commute to work
26 min
Households with broadband internet
75.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
11,483
Average weekly wage
$1,064
Top industries (by employment)
Construction, Accommodation & Food, Administrative Services
Annual residential building permits (county)
93

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 89408State medianUS median
Median home value$406,124$407,467$289,727
Median sale price$415,000$405,000$325,000
Median days on market41 days63 days51 days
Typical rent$2,032/mo$1,790/mo$1,808/mo
Median annual property tax$1,963$1,566$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 89408?
$406,124.
What is the median sale price in ZIP 89408?
$415,000.
How long do homes take to sell in ZIP 89408?
Median days on market: 41 days.
What is typical rent in ZIP 89408?
Typical rent: $2,032/month.
What is the natural-hazard risk in ZIP 89408?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: winterWeather, drought, earthquake, wildfire.
Is ZIP 89408 in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in ZIP 89408?
Risk to homes is higher than 93% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 89408?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 89408?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 89408?
7 schools (3 elementary, 2 middle, 1 high) (NCES, 2022-23).
Is ZIP 89408 walkable?
Walkability index: 8.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 89408?
Good. Median AQI: 41. (EPA AQI).
What is the cost of living in ZIP 89408?
Regional Price Parity: 100.5 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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