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Area data

Zephyr cove, NV — ZIP 89448

Population: 1,698 (Census ACS)

The median home value in ZIP 89448 (Zephyr cove, NV) is $1.46M — up 8.9% over the past year. Homes sell for a median $1.90M after a median 232 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with wildfire, winterweather, drought the top-rated hazards. Cost of living is 0.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$1.46M

Median home value

+8.9%

1-year change

232

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$1.46M
1-year appreciation
+8.9%
3-year appreciation
+10.6%
5-year appreciation
+16.0%
10-year appreciation
+128.5%
All-time peak (2022-06)
$1.48M
House Price Index (state)
423.4 (+0.2% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$1.90M
Median list price
$1.01M
Median price per sqft
$789
1-year sale-price change
+163.9%
Median days on market
232 days
Homes sold (recent period)
5
For-sale inventory
26
Sale-to-list ratio
92.7%
Active listings
11
1-year forecast
0.0%
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,051/mo
1BR fair-market rent
$1,314/mo
2BR fair-market rent
$1,606/mo
3BR fair-market rent
$2,087/mo
4BR fair-market rent
$2,409/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
100.5 (100 = US avg)
Electricity rate (state-level)
13.2¢/kWh
Natural gas rate (state-level)
$13.10/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Schools include
George Whittell High School, Zephyr Cove Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
wildfire, winterWeather, drought, earthquake, inlandFlooding
Notable hazard ratings (county)
avalanche: Relatively Low · drought: Relatively Moderate · earthquake: Relatively Moderate · heatWave: Relatively Low · inlandFlooding: Relatively Moderate · landslide: Relatively Low
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 97% of US counties
Buildings in wildfire direct-exposure zone
38.4%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Carson River Mercury Site (24 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
44.0°F
Average high
54.0°F
Average low
33.0°F
Annual precipitation
38.4 in
Annual snowfall
204.9 in
USDA plant hardiness zone
6b (extreme annual low -5 to 0°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
28
Days with Good air quality
296
Days with Moderate air quality
63
Highest AQI recorded (year)
73

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
8.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,796
Jobs reachable by transit (45 min)
800

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
18
Nearest airport
Lake Tahoe Airport (TVL) (8 mi)
Nearest major airport
Lake Tahoe Airport (TVL) (8 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
CARSON TAHOE REGIONAL MEDICAL CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Good (5.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+141 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,974
Housing built before 1970
30.2%
Housing built 2000 or later
7.3%
Median annual property tax
$3,979
Households with broadband internet
87.9%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
17,252
Average weekly wage
$1,233
Top industries (by employment)
Accommodation & Food, Construction, Health Care
Annual residential building permits (county)
314

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 89448State medianUS median
Median home value$1.46M$407,467$289,727
Median sale price$1.90M$405,000$325,000
Median days on market232 days63 days51 days
Median annual property tax$3,979$1,566$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 89448?
$1.46M.
What is the median sale price in ZIP 89448?
$1.90M.
How long do homes take to sell in ZIP 89448?
Median days on market: 232 days.
What is typical rent in ZIP 89448?
2-bedroom fair-market rent: $1,606/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 89448?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: wildfire, winterWeather, drought, earthquake, inlandFlooding.
Is ZIP 89448 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in ZIP 89448?
Risk to homes is higher than 97% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 89448?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 89448?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 89448?
2 schools (1 elementary, 1 high) (NCES, 2022-23).
Is ZIP 89448 walkable?
Walkability index: 8.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 89448?
Good. Median AQI: 28. (EPA AQI).
What is the cost of living in ZIP 89448?
Regional Price Parity: 100.5 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents