Area data
El cajon, CA — ZIP 92020
Population: 57,842 (Census ACS)
The median home value in ZIP 92020 (El cajon, CA) is $838,161 — down 1.1% over the past year. Homes sell for a median $780,000 after a median 29 days on market. Typical rent runs $2,178/month. 17 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very High, with inlandflooding, wildfire, earthquake the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).
$838,161
Median home value
-1.1%
1-year change
29
Median days on market
Very High
Hazard risk (county)
Home values & appreciation
- Median home value
- $838,161
- 1-year appreciation
- -1.1%
- 3-year appreciation
- +6.2%
- 5-year appreciation
- +18.1%
- 10-year appreciation
- +73.6%
- All-time peak (2024-12)
- $867,907
- House Price Index (state)
- 417.4 (-0.8% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $780,000
- Median list price
- $775,000
- Median price per sqft
- $492
- 1-year sale-price change
- -6.6%
- Median days on market
- 29 days
- Homes sold (recent period)
- 95
- For-sale inventory
- 126
- Sale-to-list ratio
- 99.9%
- Active listings
- 90
- 1-year forecast
- +0.5%
- Days to pending
- 36 days
- New listings (monthly)
- 36
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $2,178/mo
- 1-year rent change
- +0.4%
- Studio fair-market rent
- $2,040/mo
- 1BR fair-market rent
- $2,190/mo
- 2BR fair-market rent
- $2,670/mo
- 3BR fair-market rent
- $3,560/mo
- 4BR fair-market rent
- $4,310/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 113.3 (100 = US avg)
- Electricity rate (state-level)
- 32.5¢/kWh
- Natural gas rate (state-level)
- $22.00/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 17
- Elementary schools
- 9
- Middle schools
- 2
- High schools
- 5
- Charter schools
- 4
- School districts serving the area
- EJE Elementary Academy Charter District, EJE Middle Academy District, Grossmont Secondary District
- Schools include
- EJE Elementary Academy Charter, EJE Middle Academy, Grossmont Secondary, Literacy First Charter, Anza Elementary
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very High
- Top hazards (county)
- inlandFlooding, wildfire, earthquake, heatWave, landslide
- Notable hazard ratings (county)
- coastalFlooding: Relatively Moderate · drought: Relatively Low · earthquake: Relatively High · hail: Relatively Moderate · heatWave: Relatively High · inlandFlooding: Very High
- FEMA flood zone
- A
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 100% of US counties
- Buildings in wildfire direct-exposure zone
- 14.8%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 63.0°F
- Average high
- 73.0°F
- Average low
- 53.0°F
- Annual precipitation
- 28.4 in
- Annual snowfall
- 0.7 in
- USDA plant hardiness zone
- 10a (extreme annual low 30 to 35°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 67
- Days with Good air quality
- 61
- Days with Moderate air quality
- 260
- Highest AQI recorded (year)
- 150
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 13.7 / 20
- Transit service frequency
- 306
- Jobs reachable by car (30 min)
- 118,847
- Jobs reachable by transit (45 min)
- 129,417
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Cabrillo National Monument (18 mi)
- Airports within 30 mi
- 19
- Nearest airport
- Gillespie Field (SEE) (2 mi)
- Nearest major airport
- Miramar Marine Corps Air Station - Mitscher Field (NKX) (11 mi)
- Hospitals nearby (~15 mi)
- 14
- Hospitals include
- PARADISE VALLEY HOSPITAL, UC SAN DIEGO HEALTH HILLCREST - HILLCREST MED CTR, SCRIPPS MERCY HOSPITAL
- Avg hospital rating (CMS)
- 4.1 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 315
- Solar radiation rating
- Good (5.4 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -9,330 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,973
- Housing built before 1970
- 40.0%
- Housing built 2000 or later
- 5.9%
- Median annual property tax
- $5,087
- Mean commute to work
- 21 min
- Households with broadband internet
- 78.1%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 1,288,281
- Average weekly wage
- $1,504
- Top industries (by employment)
- Health Care, Accommodation & Food, Professional Services
- Annual residential building permits (county)
- 3,327
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 92020 | State median | US median | |
|---|---|---|---|
| Median home value | $838,161 | $702,573 | $289,727 |
| Median sale price | $780,000 | $696,000 | $325,000 |
| Median days on market | 29 days | 39 days | 51 days |
| Typical rent | $2,178/mo | $2,767/mo | $1,808/mo |
| Median annual property tax | $5,087 | $4,533 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 92020?
- $838,161.
- What is the median sale price in ZIP 92020?
- $780,000.
- How long do homes take to sell in ZIP 92020?
- Median days on market: 29 days.
- What is typical rent in ZIP 92020?
- Typical rent: $2,178/month.
- What is the natural-hazard risk in ZIP 92020?
- Overall risk: Very High (FEMA NRI, county-level). Top hazards: inlandFlooding, wildfire, earthquake, heatWave, landslide.
- Is ZIP 92020 in a flood zone?
- High (FEMA NFIP). FEMA flood zone A.
- What is the wildfire risk in ZIP 92020?
- Risk to homes is higher than 100% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 92020?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 92020?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 92020?
- 17 schools (9 elementary, 2 middle, 5 high) (NCES, 2022-23).
- Is ZIP 92020 walkable?
- Walkability index: 13.7/20 (EPA Smart Location Database).
- What is the air quality in ZIP 92020?
- Moderate. Median AQI: 67. (EPA AQI).
- What is the cost of living in ZIP 92020?
- Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →