Area data
San diego, CA — ZIP 92107
Population: 28,827 (Census ACS)
The median home value in ZIP 92107 (San diego, CA) is $1.50M — up 2.2% over the past year. Homes sell for a median $550,000 after a median 29 days on market. Typical rent runs $2,820/month. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very High, with inlandflooding, wildfire, earthquake the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).
$1.50M
Median home value
+2.2%
1-year change
29
Median days on market
Very High
Hazard risk (county)
Home values & appreciation
- Median home value
- $1.50M
- 1-year appreciation
- +2.2%
- 3-year appreciation
- +2.8%
- 5-year appreciation
- +18.0%
- 10-year appreciation
- +76.3%
- All-time peak (2024-06)
- $1.53M
- House Price Index (state)
- 417.4 (-0.8% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $550,000
- Median list price
- $579,000
- Median price per sqft
- $683
- 1-year sale-price change
- -10.9%
- Median days on market
- 29 days
- Homes sold (recent period)
- 17
- For-sale inventory
- 60
- Sale-to-list ratio
- 99.5%
- Active listings
- 12
- 1-year forecast
- +0.4%
- Days to pending
- 63 days
- New listings (monthly)
- 20
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $2,820/mo
- 1-year rent change
- +4.3%
- Studio fair-market rent
- $2,580/mo
- 1BR fair-market rent
- $2,770/mo
- 2BR fair-market rent
- $3,380/mo
- 3BR fair-market rent
- $4,500/mo
- 4BR fair-market rent
- $5,460/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 113.3 (100 = US avg)
- Electricity rate (state-level)
- 32.5¢/kWh
- Natural gas rate (state-level)
- $22.00/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 4
- Elementary schools
- 3
- Middle schools
- 1
- High schools
- 0
- Schools include
- Correia Middle, Ocean Beach Elementary, Silver Gate Elementary, Sunset View Elementary
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very High
- Top hazards (county)
- inlandFlooding, wildfire, earthquake, heatWave, landslide
- Notable hazard ratings (county)
- coastalFlooding: Relatively Moderate · drought: Relatively Low · earthquake: Relatively High · hail: Relatively Moderate · heatWave: Relatively High · inlandFlooding: Very High
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 100% of US counties
- Buildings in wildfire direct-exposure zone
- 14.8%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 64.7°F
- Average high
- 71.7°F
- Average low
- 58.7°F
- Annual precipitation
- 9.4 in
- USDA plant hardiness zone
- 10b (extreme annual low 35 to 40°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 67
- Days with Good air quality
- 61
- Days with Moderate air quality
- 260
- Highest AQI recorded (year)
- 150
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 12.2 / 20
- Transit service frequency
- 1,128
- Jobs reachable by car (30 min)
- 120,508
- Jobs reachable by transit (45 min)
- 99,781
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Cabrillo National Monument (5 mi)
- Airports within 30 mi
- 13
- Nearest airport
- San Diego International Airport (SAN) (3 mi)
- Nearest major airport
- San Diego International Airport (SAN) (3 mi)
- Hospitals nearby (~15 mi)
- 14
- Hospitals include
- PARADISE VALLEY HOSPITAL, UC SAN DIEGO HEALTH HILLCREST - HILLCREST MED CTR, SCRIPPS MERCY HOSPITAL
- Avg hospital rating (CMS)
- 4.1 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 315
- Solar radiation rating
- Good (5.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -9,330 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,963
- Housing built before 1970
- 58.9%
- Housing built 2000 or later
- 6.2%
- Median annual property tax
- $7,568
- Mean commute to work
- 15 min
- Households with broadband internet
- 85.1%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 1,288,281
- Average weekly wage
- $1,504
- Top industries (by employment)
- Health Care, Accommodation & Food, Professional Services
- Annual residential building permits (county)
- 3,327
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 92107 | State median | US median | |
|---|---|---|---|
| Median home value | $1.50M | $702,573 | $289,727 |
| Median sale price | $550,000 | $696,000 | $325,000 |
| Median days on market | 29 days | 39 days | 51 days |
| Typical rent | $2,820/mo | $2,767/mo | $1,808/mo |
| Median annual property tax | $7,568 | $4,533 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 92107?
- $1.50M.
- What is the median sale price in ZIP 92107?
- $550,000.
- How long do homes take to sell in ZIP 92107?
- Median days on market: 29 days.
- What is typical rent in ZIP 92107?
- Typical rent: $2,820/month.
- What is the natural-hazard risk in ZIP 92107?
- Overall risk: Very High (FEMA NRI, county-level). Top hazards: inlandFlooding, wildfire, earthquake, heatWave, landslide.
- Is ZIP 92107 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 92107?
- Risk to homes is higher than 100% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 92107?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 92107?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 92107?
- 4 schools (3 elementary, 1 middle) (NCES, 2022-23).
- Is ZIP 92107 walkable?
- Walkability index: 12.2/20 (EPA Smart Location Database).
- What is the air quality in ZIP 92107?
- Moderate. Median AQI: 67. (EPA AQI).
- What is the cost of living in ZIP 92107?
- Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).
Nearby ZIP codes
Selling a home in San diego, CA?
REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.
Data last updated
Most recent source refresh: Sep 2026. See all data sources →