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Area data

San diego, CA — ZIP 92128

Population: 48,992 (Census ACS)

The median home value in ZIP 92128 (San diego, CA) is $998,822 — down 3.3% over the past year. Homes sell for a median $682,500 after a median 27 days on market. Typical rent runs $3,064/month. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very High, with inlandflooding, wildfire, earthquake the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$998,822

Median home value

-3.3%

1-year change

27

Median days on market

Very High

Hazard risk (county)

Home values & appreciation

Median home value
$998,822
1-year appreciation
-3.3%
3-year appreciation
+5.3%
5-year appreciation
+24.4%
10-year appreciation
+77.4%
All-time peak (2025-02)
$1.07M
House Price Index (state)
417.4 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$682,500
Median list price
$669,500
Median price per sqft
$545
1-year sale-price change
+3.4%
Median days on market
27 days
Homes sold (recent period)
82
For-sale inventory
218
Sale-to-list ratio
97.9%
Active listings
61
1-year forecast
+0.3%
Days to pending
42 days
New listings (monthly)
78

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$3,064/mo
1-year rent change
+2.7%
Studio fair-market rent
$2,930/mo
1BR fair-market rent
$3,150/mo
2BR fair-market rent
$3,840/mo
3BR fair-market rent
$5,120/mo
4BR fair-market rent
$6,200/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
113.3 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
6
Elementary schools
4
Middle schools
1
High schools
1
Schools include
Highland Ranch Elementary, Shoal Creek Elementary, Creekside Elementary, Bernardo Heights Middle, Rancho Bernardo High

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very High
Top hazards (county)
inlandFlooding, wildfire, earthquake, heatWave, landslide
Notable hazard ratings (county)
coastalFlooding: Relatively Moderate · drought: Relatively Low · earthquake: Relatively High · hail: Relatively Moderate · heatWave: Relatively High · inlandFlooding: Very High
Wildfire risk to homes (county)
Higher than 100% of US counties
Buildings in wildfire direct-exposure zone
14.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
79.0°F
Average high
80.0°F
Average low
78.0°F
Annual precipitation
48.3 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
67
Days with Good air quality
61
Days with Moderate air quality
260
Highest AQI recorded (year)
150

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
9.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
90,103
Jobs reachable by transit (45 min)
81,042

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Cabrillo National Monument (25 mi)
Airports within 30 mi
23
Nearest airport
Black Mountain Open Space Gliderport (3 mi)
Nearest major airport
Miramar Marine Corps Air Station - Mitscher Field (NKX) (10 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
AURORA SAN DIEGO
EV charging stations (within 10 mi)
315
Solar radiation rating
Good (5.4 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-9,330 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,986
Housing built before 1970
11.1%
Housing built 2000 or later
8.8%
Median annual property tax
$6,336
Mean commute to work
17 min
Households with broadband internet
85.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,288,281
Average weekly wage
$1,504
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
3,327

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 92128State medianUS median
Median home value$998,822$702,573$289,727
Median sale price$682,500$696,000$325,000
Median days on market27 days39 days51 days
Typical rent$3,064/mo$2,767/mo$1,808/mo
Median annual property tax$6,336$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 92128?
$998,822.
What is the median sale price in ZIP 92128?
$682,500.
How long do homes take to sell in ZIP 92128?
Median days on market: 27 days.
What is typical rent in ZIP 92128?
Typical rent: $3,064/month.
What is the natural-hazard risk in ZIP 92128?
Overall risk: Very High (FEMA NRI, county-level). Top hazards: inlandFlooding, wildfire, earthquake, heatWave, landslide.
What is the wildfire risk in ZIP 92128?
Risk to homes is higher than 100% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 92128?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 92128?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 92128?
6 schools (4 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is ZIP 92128 walkable?
Walkability index: 9.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 92128?
Moderate. Median AQI: 67. (EPA AQI).
What is the cost of living in ZIP 92128?
Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents