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Area data

San Luis Obispo, CA — ZIP 93409

Population: 2,952 (Census ACS)

FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, inlandflooding, landslide the top-rated hazards. Cost of living is 10.7% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

Home values & appreciation

House Price Index (state)
417.4 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (High)
110.7 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
drought, inlandFlooding, landslide, wildfire, earthquake
Notable hazard ratings (county)
coastalFlooding: Relatively Low · drought: Very High · earthquake: Relatively Moderate · heatWave: Relatively Low · inlandFlooding: Relatively High · landslide: Relatively High
Wildfire risk to homes (county)
Higher than 98% of US counties
Buildings in wildfire direct-exposure zone
41.3%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
61.0°F
Average high
73.0°F
Average low
49.0°F
Annual precipitation
15.2 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
49
Days with Good air quality
193
Days with Moderate air quality
163
Highest AQI recorded (year)
122

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

Airports within 30 mi
15
Nearest airport
San Luis County Regional Airport (SBP) (1 mi)
Nearest major airport
San Luis County Regional Airport (SBP) (1 mi)
Hospitals nearby (~15 mi)
5
Hospitals include
MARIAN REGIONAL MEDICAL CENTER, FRENCH HOSPITAL MEDICAL CENTER, ADVENTIST HEALTH SIERRA VISTA
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
525
Solar radiation rating
Good (5.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Employment & development

Total county employment
99,255
Average weekly wage
$1,093
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
821

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the natural-hazard risk in ZIP 93409?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, inlandFlooding, landslide, wildfire, earthquake.
What is the wildfire risk in ZIP 93409?
Risk to homes is higher than 98% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 93409?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 93409?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 93409?
Good. Median AQI: 49. (EPA AQI).
What is the cost of living in ZIP 93409?
Regional Price Parity: 110.7 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents