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Area data

Ladera, CA — ZIP 94028

Population: 6,531 (Census ACS)

The median home value in ZIP 94028 (Ladera, CA) is $4.32M — up 10.4% over the past year. Homes sell for a median $4.60M after a median 17 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coastalflooding, drought, earthquake the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$4.32M

Median home value

+10.4%

1-year change

17

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$4.32M
1-year appreciation
+10.4%
3-year appreciation
+19.2%
5-year appreciation
+23.8%
10-year appreciation
+46.7%
All-time peak (2026-07)
$4.32M
House Price Index (state)
417.4 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$4.60M
Median list price
$4.25M
Median price per sqft
$1,556
1-year sale-price change
+9.5%
Median days on market
17 days
Homes sold (recent period)
21
For-sale inventory
18
Sale-to-list ratio
100.6%
Active listings
14
1-year forecast
-0.5%
New listings (monthly)
9

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$2,710/mo
1BR fair-market rent
$3,190/mo
2BR fair-market rent
$3,820/mo
3BR fair-market rent
$4,940/mo
4BR fair-market rent
$5,190/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
113.3 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
1
High schools
0
Schools include
Corte Madera, Ormondale Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
coastalFlooding, drought, earthquake, inlandFlooding, landslide
Notable hazard ratings (county)
coastalFlooding: Relatively High · drought: Relatively High · earthquake: Relatively High · heatWave: Relatively Moderate · inlandFlooding: Relatively High · landslide: Relatively High
FEMA flood zone
C
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 72% of US counties
Buildings in wildfire direct-exposure zone
12.7%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Hewlett-Packard (620-640 Page Mill Road) (4.8 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
58.0°F
Average high
67.0°F
Average low
48.0°F
Annual precipitation
38.6 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
31
Days with Good air quality
355
Days with Moderate air quality
8
Highest AQI recorded (year)
71

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
6.3 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
48,470
Jobs reachable by transit (45 min)
38,071

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
11
Nearest national park
San Francisco Maritime National Historical Park (32 mi)
National parks include
San Francisco Maritime National Historical Park, Presidio of San Francisco, Eugene O'Neill National Historic Site
Airports within 30 mi
12
Nearest airport
Palo Alto Airport (PAO) (8 mi)
Nearest major airport
Palo Alto Airport (PAO) (8 mi)
Hospitals nearby (~15 mi)
15
Hospitals include
ST ROSE HOSPITAL, PENINSULA MEDICAL CENTER, SANTA CLARA VALLEY MEDICAL CENTER
Avg hospital rating (CMS)
3.5 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
105
Solar radiation rating
Good (4.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-4,745 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,965
Housing built before 1970
68.3%
Housing built 2000 or later
5.6%
Median annual property tax
$10,001
Mean commute to work
14 min
Households with broadband internet
92.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
390,970
Average weekly wage
$3,458
Top industries (by employment)
Professional Services, Information, Health Care
Annual residential building permits (county)
482

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 94028State medianUS median
Median home value$4.32M$702,573$289,727
Median sale price$4.60M$696,000$325,000
Median days on market17 days39 days51 days
Median annual property tax$10,001$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 94028?
$4.32M.
What is the median sale price in ZIP 94028?
$4.60M.
How long do homes take to sell in ZIP 94028?
Median days on market: 17 days.
What is typical rent in ZIP 94028?
2-bedroom fair-market rent: $3,820/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 94028?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coastalFlooding, drought, earthquake, inlandFlooding, landslide.
Is ZIP 94028 in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone C.
What is the wildfire risk in ZIP 94028?
Risk to homes is higher than 72% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 94028?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 94028?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Hewlett-Packard (620-640 Page Mill Road), 4.8 mi.
How many schools serve ZIP 94028?
2 schools (1 elementary, 1 middle) (NCES, 2022-23).
Is ZIP 94028 walkable?
Walkability index: 6.3/20 (EPA Smart Location Database).
What is the air quality in ZIP 94028?
Good. Median AQI: 31. (EPA AQI).
What is the cost of living in ZIP 94028?
Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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