Area data
Ben lomond, CA — ZIP 95005
Population: 7,277 (Census ACS)
The median home value in ZIP 95005 (Ben lomond, CA) is $921,688 — up 3.4% over the past year. Homes sell for a median $952,500 after a median 17.5 days on market. Typical rent runs $2,300/month. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, earthquake, inlandflooding the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).
$921,688
Median home value
+3.4%
1-year change
17.5
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $921,688
- 1-year appreciation
- +3.4%
- 3-year appreciation
- +3.6%
- 5-year appreciation
- +7.0%
- 10-year appreciation
- +52.5%
- All-time peak (2022-05)
- $962,672
- House Price Index (state)
- 417.4 (-0.8% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $952,500
- Median list price
- $975,000
- Median price per sqft
- $603
- 1-year sale-price change
- -4.7%
- Median days on market
- 17.5 days
- Homes sold (recent period)
- 16
- For-sale inventory
- 19
- Sale-to-list ratio
- 101.5%
- Active listings
- 15
- 1-year forecast
- +0.2%
- New listings (monthly)
- 6
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $2,300/mo
- Studio fair-market rent
- $1,495/mo
- 1BR fair-market rent
- $1,869/mo
- 2BR fair-market rent
- $2,330/mo
- 3BR fair-market rent
- $3,029/mo
- 4BR fair-market rent
- $3,495/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 113.3 (100 = US avg)
- Electricity rate (state-level)
- 32.5¢/kWh
- Natural gas rate (state-level)
- $22.00/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 1
- Elementary schools
- 0
- Middle schools
- 0
- High schools
- 0
- Charter schools
- 1
- Schools include
- SLVUSD Charter
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- drought, earthquake, inlandFlooding, landslide, heatWave
- Notable hazard ratings (county)
- coastalFlooding: Relatively Low · drought: Relatively High · earthquake: Relatively High · heatWave: Relatively Moderate · inlandFlooding: Relatively High · landslide: Relatively High
- Wildfire risk to homes (county)
- Higher than 79% of US counties
- Buildings in wildfire direct-exposure zone
- 36.7%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- 1
- Nearest Superfund site
- Watkins-Johnson Co. (Stewart Division Plant) (4.8 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 61.0°F
- Average high
- 78.0°F
- Average low
- 44.0°F
- Annual precipitation
- 45.1 in
- USDA plant hardiness zone
- 9a (extreme annual low 20 to 25°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 36
- Days with Good air quality
- 300
- Days with Moderate air quality
- 64
- Highest AQI recorded (year)
- 130
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 5.0 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 4,321
- Jobs reachable by transit (45 min)
- 5,481
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 7
- Nearest national park
- Eugene O'Neill National Historic Site (50 mi)
- National parks include
- Eugene O'Neill National Historic Site, San Francisco Maritime National Historical Park, Presidio of San Francisco
- Airports within 30 mi
- 10
- Nearest airport
- Bonny Doon Village Airport (3 mi)
- Nearest major airport
- Norman Y. Mineta San Jose International Airport (SJC) (20 mi)
- Hospitals nearby (~15 mi)
- 8
- Hospitals include
- SANTA CLARA VALLEY MEDICAL CENTER, DOMINICAN HOSPITAL, SUTTER MATERNITY & SURGERY CENTER OF SANTA CRUZ
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- Solar radiation rating
- Good (5.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -1,763 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,965
- Housing built before 1970
- 57.0%
- Housing built 2000 or later
- 6.2%
- Median annual property tax
- $6,529
- Mean commute to work
- 27 min
- Households with broadband internet
- 84.4%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 85,542
- Average weekly wage
- $1,194
- Top industries (by employment)
- Health Care, Accommodation & Food, Agriculture
- Annual residential building permits (county)
- 143
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 95005 | State median | US median | |
|---|---|---|---|
| Median home value | $921,688 | $702,573 | $289,727 |
| Median sale price | $952,500 | $696,000 | $325,000 |
| Median days on market | 18 days | 39 days | 51 days |
| Typical rent | $2,300/mo | $2,767/mo | $1,808/mo |
| Median annual property tax | $6,529 | $4,533 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 95005?
- $921,688.
- What is the median sale price in ZIP 95005?
- $952,500.
- How long do homes take to sell in ZIP 95005?
- Median days on market: 17.5 days.
- What is typical rent in ZIP 95005?
- Typical rent: $2,300/month.
- What is the natural-hazard risk in ZIP 95005?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, earthquake, inlandFlooding, landslide, heatWave.
- What is the wildfire risk in ZIP 95005?
- Risk to homes is higher than 79% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 95005?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 95005?
- 1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Watkins-Johnson Co. (Stewart Division Plant), 4.8 mi.
- How many schools serve ZIP 95005?
- 1 schools (NCES, 2022-23).
- Is ZIP 95005 walkable?
- Walkability index: 5.0/20 (EPA Smart Location Database).
- What is the air quality in ZIP 95005?
- Good. Median AQI: 36. (EPA AQI).
- What is the cost of living in ZIP 95005?
- Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →