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Area data

San jose, CA — ZIP 95123

Population: 69,677 (Census ACS)

The median home value in ZIP 95123 (San jose, CA) is $1.33M — down 2.1% over the past year. Homes sell for a median $1.38M after a median 76 days on market. Typical rent runs $3,537/month. 15 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very High, with earthquake, inlandflooding, coastalflooding the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$1.33M

Median home value

-2.1%

1-year change

76

Median days on market

Very High

Hazard risk (county)

Home values & appreciation

Median home value
$1.33M
1-year appreciation
-2.1%
3-year appreciation
+11.1%
5-year appreciation
+22.9%
10-year appreciation
+97.5%
All-time peak (2025-01)
$1.44M
House Price Index (state)
417.4 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$1.38M
Median list price
$1.50M
Median price per sqft
$654
1-year sale-price change
-1.4%
Median days on market
76 days
Homes sold (recent period)
1
For-sale inventory
150
Sale-to-list ratio
93.6%
Active listings
2
1-year forecast
-1.0%
Days to pending
31 days
New listings (monthly)
62

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$3,537/mo
1-year rent change
+8.5%
Studio fair-market rent
$2,660/mo
1BR fair-market rent
$3,030/mo
2BR fair-market rent
$3,540/mo
3BR fair-market rent
$4,680/mo
4BR fair-market rent
$5,090/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
113.3 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
15
Elementary schools
9
Middle schools
1
High schools
5
Charter schools
2
School districts serving the area
Summit Public School: Tahoma District, Discovery Charter II District, East Side Union High
Schools include
Summit Public School: Tahoma, Discovery Charter II, Oak Grove High, Santa Teresa High, Phoenix High

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very High
Top hazards (county)
earthquake, inlandFlooding, coastalFlooding, drought, heatWave
Notable hazard ratings (county)
coastalFlooding: Relatively High · drought: Relatively High · earthquake: Very High · hail: Relatively Low · heatWave: Relatively High · inlandFlooding: Very High
Wildfire risk to homes (county)
Higher than 97% of US counties
Buildings in wildfire direct-exposure zone
8.2%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Fairchild Semiconductor Corp. (South San Jose Plant) (3.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
34.9 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
43
Days with Good air quality
240
Days with Moderate air quality
121
Highest AQI recorded (year)
134

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
11.8 / 20
Transit service frequency
616
Jobs reachable by car (30 min)
93,395
Jobs reachable by transit (45 min)
103,321

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
9
Nearest national park
Eugene O'Neill National Historic Site (42 mi)
National parks include
Eugene O'Neill National Historic Site, San Francisco Maritime National Historical Park, Alcatraz Island
Airports within 30 mi
13
Nearest airport
Reid-Hillview Airport of Santa Clara County (RHV) (6 mi)
Nearest major airport
Norman Y. Mineta San Jose International Airport (SJC) (10 mi)
Hospitals nearby (~15 mi)
11
Hospitals include
SANTA CLARA VALLEY MEDICAL CENTER, KAISER FOUNDATION HOSPITAL-SANTA CLARA, KAISER PERMANENTE PSYCHIATRIC HEALTH FACILITY-SANT
Avg hospital rating (CMS)
3.7 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
420
Solar radiation rating
Good (5.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-12,496 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,976
Housing built before 1970
28.8%
Housing built 2000 or later
18.0%
Median annual property tax
$8,245
Mean commute to work
22 min
Households with broadband internet
88.2%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,025,254
Average weekly wage
$3,486
Top industries (by employment)
Professional Services, Health Care, Information
Annual residential building permits (county)
1,919

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95123State medianUS median
Median home value$1.33M$702,573$289,727
Median sale price$1.38M$696,000$325,000
Median days on market76 days39 days51 days
Typical rent$3,537/mo$2,767/mo$1,808/mo
Median annual property tax$8,245$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 95123?
$1.33M.
What is the median sale price in ZIP 95123?
$1.38M.
How long do homes take to sell in ZIP 95123?
Median days on market: 76 days.
What is typical rent in ZIP 95123?
Typical rent: $3,537/month.
What is the natural-hazard risk in ZIP 95123?
Overall risk: Very High (FEMA NRI, county-level). Top hazards: earthquake, inlandFlooding, coastalFlooding, drought, heatWave.
What is the wildfire risk in ZIP 95123?
Risk to homes is higher than 97% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95123?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95123?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Fairchild Semiconductor Corp. (South San Jose Plant), 3.2 mi.
How many schools serve ZIP 95123?
15 schools (9 elementary, 1 middle, 5 high) (NCES, 2022-23).
Is ZIP 95123 walkable?
Walkability index: 11.8/20 (EPA Smart Location Database).
What is the air quality in ZIP 95123?
Good. Median AQI: 43. (EPA AQI).
What is the cost of living in ZIP 95123?
Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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