Area data
French camp, CA — ZIP 95231
Population: 3,896 (Census ACS)
The median home value in ZIP 95231 (French camp, CA) is $521,586 — up 2.2% over the past year. Homes sell for a median $538,000 after a median 4 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, earthquake, heatwave the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).
$521,586
Median home value
+2.2%
1-year change
4
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $521,586
- 1-year appreciation
- +2.2%
- 3-year appreciation
- +3.6%
- 5-year appreciation
- +11.8%
- 10-year appreciation
- +100.2%
- All-time peak (2022-07)
- $536,411
- House Price Index (state)
- 417.4 (-0.8% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $538,000
- Median list price
- $754,000
- Median price per sqft
- $321
- 1-year sale-price change
- -33.8%
- Median days on market
- 4 days
- Homes sold (recent period)
- 1
- For-sale inventory
- 3
- Sale-to-list ratio
- 96.4%
- Active listings
- 1
- 1-year forecast
- -2.1%
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $1,430/mo
- 1BR fair-market rent
- $1,550/mo
- 2BR fair-market rent
- $1,930/mo
- 3BR fair-market rent
- $2,680/mo
- 4BR fair-market rent
- $3,240/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 113.3 (100 = US avg)
- Electricity rate (state-level)
- 32.5¢/kWh
- Natural gas rate (state-level)
- $22.00/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 1
- Elementary schools
- 1
- Middle schools
- 0
- High schools
- 0
- Schools include
- French Camp Elementary
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- drought, earthquake, heatWave, inlandFlooding, lightning
- Notable hazard ratings (county)
- drought: Very High · earthquake: Relatively High · hail: Relatively Low · heatWave: Relatively High · inlandFlooding: Relatively High · lightning: Relatively High
- FEMA flood zone
- A21
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 84% of US counties
- Buildings in wildfire direct-exposure zone
- 16.1%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- 1
- Nearest Superfund site
- Sharpe Army Depot (3.3 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 63.0°F
- Average high
- 74.0°F
- Average low
- 51.0°F
- Annual precipitation
- 29.6 in
- Annual snowfall
- 1.3 in
- USDA plant hardiness zone
- 9b (extreme annual low 25 to 30°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 47
- Days with Good air quality
- 208
- Days with Moderate air quality
- 148
- Highest AQI recorded (year)
- 119
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 11.0 / 20
- Transit service frequency
- 625
- Jobs reachable by car (30 min)
- 34,337
- Jobs reachable by transit (45 min)
- 38,232
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 4
- Nearest national park
- Eugene O'Neill National Historic Site (40 mi)
- National parks include
- Eugene O'Neill National Historic Site, Port Chicago Naval Magazine National Memorial, John Muir National Historic Site
- Airports within 30 mi
- 30
- Nearest airport
- Stockton Metropolitan Airport (SCK) (3 mi)
- Nearest major airport
- Stockton Metropolitan Airport (SCK) (3 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- SAN JOAQUIN GENERAL HOSPITAL
- Avg hospital rating (CMS)
- 2.0 / 5
- Best hospital rating nearby (CMS)
- 2.0 / 5
- Solar radiation rating
- Good (5.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +143 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,974
- Housing built before 1970
- 46.1%
- Housing built 2000 or later
- 24.9%
- Median annual property tax
- $4,167
- Mean commute to work
- 22 min
- Households with broadband internet
- 65.1%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 240,253
- Average weekly wage
- $1,096
- Top industries (by employment)
- Health Care, Accommodation & Food, Administrative Services
- Annual residential building permits (county)
- 3,566
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 95231 | State median | US median | |
|---|---|---|---|
| Median home value | $521,586 | $702,573 | $289,727 |
| Median sale price | $538,000 | $696,000 | $325,000 |
| Median days on market | 4 days | 39 days | 51 days |
| Median annual property tax | $4,167 | $4,533 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 95231?
- $521,586.
- What is the median sale price in ZIP 95231?
- $538,000.
- How long do homes take to sell in ZIP 95231?
- Median days on market: 4 days.
- What is typical rent in ZIP 95231?
- 2-bedroom fair-market rent: $1,930/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 95231?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, earthquake, heatWave, inlandFlooding, lightning.
- Is ZIP 95231 in a flood zone?
- High (FEMA NFIP). FEMA flood zone A21.
- What is the wildfire risk in ZIP 95231?
- Risk to homes is higher than 84% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 95231?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 95231?
- 1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Sharpe Army Depot, 3.3 mi.
- How many schools serve ZIP 95231?
- 1 schools (1 elementary) (NCES, 2022-23).
- Is ZIP 95231 walkable?
- Walkability index: 11.0/20 (EPA Smart Location Database).
- What is the air quality in ZIP 95231?
- Good. Median AQI: 47. (EPA AQI).
- What is the cost of living in ZIP 95231?
- Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →