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Area data

Merced, CA — ZIP 95348

Population: 37,540 (Census ACS)

The median home value in ZIP 95348 (Merced, CA) is $416,649 — down 1.5% over the past year. Homes sell for a median $516,000 after a median 21.5 days on market. Typical rent runs $2,115/month. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, earthquake, heatwave the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$416,649

Median home value

-1.5%

1-year change

21.5

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$416,649
1-year appreciation
-1.5%
3-year appreciation
+2.1%
5-year appreciation
+15.8%
10-year appreciation
+84.3%
All-time peak (2022-07)
$434,783
House Price Index (state)
417.4 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$516,000
Median list price
$550,000
Median price per sqft
$162
1-year sale-price change
-24.1%
Median days on market
21.5 days
Homes sold (recent period)
6
For-sale inventory
98
Sale-to-list ratio
95.4%
1-year forecast
-0.7%
Days to pending
54 days
New listings (monthly)
31

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$2,115/mo
1-year rent change
+2.5%
Studio fair-market rent
$1,495/mo
1BR fair-market rent
$1,869/mo
2BR fair-market rent
$2,330/mo
3BR fair-market rent
$3,029/mo
4BR fair-market rent
$3,495/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
113.3 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
7
Elementary schools
3
Middle schools
1
High schools
3
Charter schools
1
School districts serving the area
Merced City Elementary, Merced Union High, Merced County Office of Education
Schools include
Franklin Elementary, Rudolph Rivera Middle, Joe Stefani, Rudolph Rivera Elementary, Merced High

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
drought, earthquake, heatWave, inlandFlooding, lightning
Notable hazard ratings (county)
drought: Very High · earthquake: Relatively High · hail: Relatively Low · heatWave: Relatively High · inlandFlooding: Relatively High · lightning: Relatively High
FEMA flood zone
AOB
Flood risk level
High
Wildfire risk to homes (county)
Higher than 88% of US counties
Buildings in wildfire direct-exposure zone
30.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Castle Air Force Base (6 Areas) (4 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
63.0°F
Average high
77.0°F
Average low
48.5°F
Annual precipitation
11.1 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
51
Days with Good air quality
171
Days with Moderate air quality
179
Highest AQI recorded (year)
129

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
12.2 / 20
Transit service frequency
770
Jobs reachable by car (30 min)
13,625
Jobs reachable by transit (45 min)
16,619

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
20
Nearest airport
Castle Airport (MER) (4 mi)
Nearest major airport
Castle Airport (MER) (4 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
MERCY MEDICAL CENTER
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
EV charging stations (within 10 mi)
210
Solar radiation rating
Good (5.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-112 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,989
Housing built before 1970
10.8%
Housing built 2000 or later
32.1%
Median annual property tax
$2,753
Mean commute to work
27 min
Households with broadband internet
81.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
66,203
Average weekly wage
$938
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
429

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95348State medianUS median
Median home value$416,649$702,573$289,727
Median sale price$516,000$696,000$325,000
Median days on market22 days39 days51 days
Typical rent$2,115/mo$2,767/mo$1,808/mo
Median annual property tax$2,753$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 95348?
$416,649.
What is the median sale price in ZIP 95348?
$516,000.
How long do homes take to sell in ZIP 95348?
Median days on market: 21.5 days.
What is typical rent in ZIP 95348?
Typical rent: $2,115/month.
What is the natural-hazard risk in ZIP 95348?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, earthquake, heatWave, inlandFlooding, lightning.
Is ZIP 95348 in a flood zone?
High (FEMA NFIP). FEMA flood zone AOB.
What is the wildfire risk in ZIP 95348?
Risk to homes is higher than 88% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95348?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95348?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Castle Air Force Base (6 Areas), 4 mi.
How many schools serve ZIP 95348?
7 schools (3 elementary, 1 middle, 3 high) (NCES, 2022-23).
Is ZIP 95348 walkable?
Walkability index: 12.2/20 (EPA Smart Location Database).
What is the air quality in ZIP 95348?
Moderate. Median AQI: 51. (EPA AQI).
What is the cost of living in ZIP 95348?
Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents