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Area data

Clearlake oaks, CA — ZIP 95423

Population: 3,513 (Census ACS)

The median home value in ZIP 95423 (Clearlake oaks, CA) is $258,903 — down 2.8% over the past year. Homes sell for a median $260,000 after a median 182 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with avalanche, drought, inlandflooding the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$258,903

Median home value

-2.8%

1-year change

182

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$258,903
1-year appreciation
-2.8%
3-year appreciation
-9.3%
5-year appreciation
-5.5%
10-year appreciation
+53.5%
All-time peak (2022-07)
$308,996
House Price Index (state)
417.4 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$260,000
Median list price
$262,500
Median price per sqft
$190
1-year sale-price change
-8.8%
Median days on market
182 days
Homes sold (recent period)
15
For-sale inventory
42
Sale-to-list ratio
94.5%
Active listings
42
1-year forecast
-4.3%
New listings (monthly)
7

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,495/mo
1BR fair-market rent
$1,869/mo
2BR fair-market rent
$2,330/mo
3BR fair-market rent
$3,029/mo
4BR fair-market rent
$3,495/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
113.3 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
East Lake

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
avalanche, drought, inlandFlooding, landslide, wildfire
Notable hazard ratings (county)
avalanche: Relatively High · drought: Relatively High · earthquake: Relatively Moderate · heatWave: Relatively Low · inlandFlooding: Relatively High · landslide: Relatively High
FEMA flood zone
A05
Flood risk level
High
Wildfire risk to homes (county)
Higher than 100% of US counties
Buildings in wildfire direct-exposure zone
53.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Sulphur Bank Mercury Mine (4.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
61.0°F
Average high
72.0°F
Average low
49.0°F
Annual precipitation
36.6 in
Annual snowfall
27.5 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
32
Days with Good air quality
357
Days with Moderate air quality
6
Highest AQI recorded (year)
67

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
12.7 / 20
Transit service frequency
695
Jobs reachable by car (30 min)
834
Jobs reachable by transit (45 min)
1,147

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
15
Nearest airport
Rathburn Mine Airport (10 mi)
Nearest major airport
Ukiah Municipal Airport (UKI) (31 mi)
Hospitals nearby (~15 mi)
2
Hospitals include
ADVENTIST HEALTH CLEARLAKE, SUTTER LAKESIDE HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-14 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,978
Housing built before 1970
24.7%
Housing built 2000 or later
15.9%
Median annual property tax
$1,868
Households with broadband internet
38.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
12,359
Average weekly wage
$917
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
22

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95423State medianUS median
Median home value$258,903$702,573$289,727
Median sale price$260,000$696,000$325,000
Median days on market182 days39 days51 days
Median annual property tax$1,868$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 95423?
$258,903.
What is the median sale price in ZIP 95423?
$260,000.
How long do homes take to sell in ZIP 95423?
Median days on market: 182 days.
What is typical rent in ZIP 95423?
2-bedroom fair-market rent: $2,330/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 95423?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: avalanche, drought, inlandFlooding, landslide, wildfire.
Is ZIP 95423 in a flood zone?
High (FEMA NFIP). FEMA flood zone A05.
What is the wildfire risk in ZIP 95423?
Risk to homes is higher than 100% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95423?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95423?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Sulphur Bank Mercury Mine, 4.7 mi.
How many schools serve ZIP 95423?
1 schools (1 elementary) (NCES, 2022-23).
Is ZIP 95423 walkable?
Walkability index: 12.7/20 (EPA Smart Location Database).
What is the air quality in ZIP 95423?
Good. Median AQI: 32. (EPA AQI).
What is the cost of living in ZIP 95423?
Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents