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Area data

Philo, CA — ZIP 95466

Population: 722 (Census ACS)

The median home value in ZIP 95466 (Philo, CA) is $672,400. Homes sell for a median $1.60M after a median 337 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, earthquake, inlandflooding the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$672,400

Median home value

337

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$672,400
House Price Index (state)
417.4 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$1.60M
Median list price
$95,000
Median price per sqft
$727
Median days on market
337 days
Homes sold (recent period)
1
For-sale inventory
13
Sale-to-list ratio
88.9%
Active listings
8

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,495/mo
1BR fair-market rent
$1,869/mo
2BR fair-market rent
$2,330/mo
3BR fair-market rent
$3,029/mo
4BR fair-market rent
$3,495/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
113.3 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
0
Middle schools
0
High schools
0
Charter schools
1
Schools include
California Pacific Charter - Sonoma

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
drought, earthquake, inlandFlooding, landslide, wildfire
Notable hazard ratings (county)
coastalFlooding: Relatively Low · drought: Relatively High · earthquake: Relatively High · heatWave: Relatively Low · inlandFlooding: Relatively High · landslide: Relatively High
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 95% of US counties
Buildings in wildfire direct-exposure zone
68.1%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Coast Wood Preserving (16.9 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
37.0 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
53
Days with Good air quality
144
Days with Moderate air quality
216
Highest AQI recorded (year)
140

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
3.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
471
Jobs reachable by transit (45 min)
351

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
8
Nearest airport
Boonville Airport (8 mi)
Nearest major airport
Ukiah Municipal Airport (UKI) (17 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
ADVENTIST HEALTH MENDOCINO COAST
Avg hospital rating (CMS)
1.0 / 5
Best hospital rating nearby (CMS)
1.0 / 5
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-456 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,972
Housing built before 1970
48.1%
Housing built 2000 or later
7.0%
Median annual property tax
$2,513
Households with broadband internet
46.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
25,370
Average weekly wage
$963
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
1

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95466State medianUS median
Median sale price$1.60M$696,000$325,000
Median days on market337 days39 days51 days
Median annual property tax$2,513$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 95466?
$672,400.
What is the median sale price in ZIP 95466?
$1.60M.
How long do homes take to sell in ZIP 95466?
Median days on market: 337 days.
What is typical rent in ZIP 95466?
2-bedroom fair-market rent: $2,330/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 95466?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, earthquake, inlandFlooding, landslide, wildfire.
Is ZIP 95466 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 95466?
Risk to homes is higher than 95% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95466?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95466?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 95466?
1 schools (NCES, 2022-23).
Is ZIP 95466 walkable?
Walkability index: 3.5/20 (EPA Smart Location Database).
What is the air quality in ZIP 95466?
Moderate. Median AQI: 53. (EPA AQI).
What is the cost of living in ZIP 95466?
Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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