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Area data

Granite bay, CA — ZIP 95746

Population: 22,985 (Census ACS)

The median home value in ZIP 95746 (Granite bay, CA) is $1.17M — up 2.9% over the past year. Homes sell for a median $1.28M after a median 30 days on market. Typical rent runs $3,694/month. 6 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with avalanche, inlandflooding, lightning the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$1.17M

Median home value

+2.9%

1-year change

30

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$1.17M
1-year appreciation
+2.9%
3-year appreciation
+7.6%
5-year appreciation
+11.5%
10-year appreciation
+70.8%
All-time peak (2022-06)
$1.19M
House Price Index (state)
417.4 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$1.28M
Median list price
$1.29M
Median price per sqft
$438
1-year sale-price change
-5.0%
Median days on market
30 days
Homes sold (recent period)
76
For-sale inventory
99
Sale-to-list ratio
99.4%
Active listings
61
1-year forecast
-1.1%
Days to pending
44 days
New listings (monthly)
32

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$3,694/mo
Studio fair-market rent
$2,620/mo
1BR fair-market rent
$2,750/mo
2BR fair-market rent
$3,380/mo
3BR fair-market rent
$4,500/mo
4BR fair-market rent
$5,190/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
113.3 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
6
Elementary schools
2
Middle schools
2
High schools
1
School districts serving the area
Eureka Union, Roseville Joint Union High, Placer County Office of Education
Schools include
Greenhills Elementary, Ridgeview Elementary, Willma Cavitt Junior High, Oakhills Elementary, Granite Bay High

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
avalanche, inlandFlooding, lightning, wildfire, drought
Notable hazard ratings (county)
avalanche: Very High · drought: Relatively Moderate · earthquake: Relatively Moderate · heatWave: Relatively Low · inlandFlooding: Relatively High · landslide: Relatively Low
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 98% of US counties
Buildings in wildfire direct-exposure zone
36.1%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Aerojet General Corp. (9.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
62.0°F
Average high
73.0°F
Average low
51.0°F
Annual precipitation
35.6 in
Annual snowfall
1.8 in
USDA plant hardiness zone
9b (extreme annual low 25 to 30°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
52
Days with Good air quality
164
Days with Moderate air quality
193
Highest AQI recorded (year)
143

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
14.0 / 20
Transit service frequency
988
Jobs reachable by car (30 min)
54,431
Jobs reachable by transit (45 min)
49,091

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
41
Nearest airport
Cameron Airpark (11 mi)
Nearest major airport
McClellan Airfield (MCC) (13 mi)
Hospitals nearby (~15 mi)
14
Hospitals include
MERCY GENERAL HOSPITAL, SUTTER MEDICAL CENTER, SACRAMENTO, SUTTER ROSEVILLE MEDICAL CENTER
Avg hospital rating (CMS)
3.6 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
525
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+1,553 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,990
Housing built before 1970
13.0%
Housing built 2000 or later
18.4%
Median annual property tax
$8,595
Mean commute to work
19 min
Households with broadband internet
85.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
163,663
Average weekly wage
$1,349
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
2,828

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95746State medianUS median
Median home value$1.17M$702,573$289,727
Median sale price$1.28M$696,000$325,000
Median days on market30 days39 days51 days
Typical rent$3,694/mo$2,767/mo$1,808/mo
Median annual property tax$8,595$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 95746?
$1.17M.
What is the median sale price in ZIP 95746?
$1.28M.
How long do homes take to sell in ZIP 95746?
Median days on market: 30 days.
What is typical rent in ZIP 95746?
Typical rent: $3,694/month.
What is the natural-hazard risk in ZIP 95746?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: avalanche, inlandFlooding, lightning, wildfire, drought.
Is ZIP 95746 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 95746?
Risk to homes is higher than 98% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95746?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95746?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve ZIP 95746?
6 schools (2 elementary, 2 middle, 1 high) (NCES, 2022-23).
Is ZIP 95746 walkable?
Walkability index: 14.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 95746?
Moderate. Median AQI: 52. (EPA AQI).
What is the cost of living in ZIP 95746?
Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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