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Area data

Grass valley, CA — ZIP 95945

Population: 27,470 (Census ACS)

The median home value in ZIP 95945 (Grass valley, CA) is $488,233 — up 0.3% over the past year. Homes sell for a median $278,500 after a median 97.5 days on market. Typical rent runs $1,996/month. 15 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with avalanche, wildfire, earthquake the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$488,233

Median home value

+0.3%

1-year change

97.5

Median days on market

Relatively Moderate

Hazard risk (county)

Home values & appreciation

Median home value
$488,233
1-year appreciation
+0.3%
3-year appreciation
+0.1%
5-year appreciation
+0.6%
10-year appreciation
+47.3%
All-time peak (2022-06)
$518,485
House Price Index (state)
417.4 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$278,500
Median list price
$290,000
Median price per sqft
$230
1-year sale-price change
-6.9%
Median days on market
97.5 days
Homes sold (recent period)
2
For-sale inventory
90
Sale-to-list ratio
98.6%
1-year forecast
-1.6%
Days to pending
38 days
New listings (monthly)
31

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,996/mo
1-year rent change
+6.6%
Studio fair-market rent
$1,495/mo
1BR fair-market rent
$1,869/mo
2BR fair-market rent
$2,330/mo
3BR fair-market rent
$3,029/mo
4BR fair-market rent
$3,495/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
113.3 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
15
Elementary schools
7
Middle schools
1
High schools
5
Charter schools
5
School districts serving the area
Yuba River Charter District, Chicago Park Elementary, Grass Valley Elementary
Schools include
Yuba River Charter, Chicago Park Elementary, Chicago Park Community Charter, Lyman Gilmore Middle, Grass Valley Charter

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
avalanche, wildfire, earthquake, inlandFlooding, landslide
Notable hazard ratings (county)
avalanche: Relatively High · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · inlandFlooding: Relatively Moderate · landslide: Relatively Moderate
FEMA flood zone
AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 100% of US counties
Buildings in wildfire direct-exposure zone
77.7%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Lava Cap Mine (2.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
57.0°F
Average high
68.0°F
Average low
46.0°F
Annual precipitation
51.5 in
Annual snowfall
14.3 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
42
Days with Good air quality
282
Days with Moderate air quality
81
Highest AQI recorded (year)
97

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
14.0 / 20
Transit service frequency
388
Jobs reachable by car (30 min)
7,295
Jobs reachable by transit (45 min)
6,098

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
15
Nearest airport
Nevada County Airport (3 mi)
Nearest major airport
Beale Air Force Base (BAB) (25 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
SIERRA NEVADA MEMORIAL HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-112 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,977
Housing built before 1970
37.6%
Housing built 2000 or later
15.7%
Median annual property tax
$3,806
Mean commute to work
16 min
Households with broadband internet
69.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
27,267
Average weekly wage
$1,065
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
215

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 95945State medianUS median
Median home value$488,233$702,573$289,727
Median sale price$278,500$696,000$325,000
Median days on market98 days39 days51 days
Typical rent$1,996/mo$2,767/mo$1,808/mo
Median annual property tax$3,806$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 95945?
$488,233.
What is the median sale price in ZIP 95945?
$278,500.
How long do homes take to sell in ZIP 95945?
Median days on market: 97.5 days.
What is typical rent in ZIP 95945?
Typical rent: $1,996/month.
What is the natural-hazard risk in ZIP 95945?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: avalanche, wildfire, earthquake, inlandFlooding, landslide.
Is ZIP 95945 in a flood zone?
High (FEMA NFIP). FEMA flood zone AE.
What is the wildfire risk in ZIP 95945?
Risk to homes is higher than 100% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 95945?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 95945?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Lava Cap Mine, 2.2 mi.
How many schools serve ZIP 95945?
15 schools (7 elementary, 1 middle, 5 high) (NCES, 2022-23).
Is ZIP 95945 walkable?
Walkability index: 14.0/20 (EPA Smart Location Database).
What is the air quality in ZIP 95945?
Good. Median AQI: 42. (EPA AQI).
What is the cost of living in ZIP 95945?
Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

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