Area data
Penn valley, CA — ZIP 95946
Population: 9,958 (Census ACS)
The median home value in ZIP 95946 (Penn valley, CA) is $524,847 — down 0.4% over the past year. Homes sell for a median $534,500 after a median 22.5 days on market. Typical rent runs $2,698/month. 4 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with avalanche, wildfire, earthquake the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).
$524,847
Median home value
-0.4%
1-year change
22.5
Median days on market
Relatively Moderate
Hazard risk (county)
Home values & appreciation
- Median home value
- $524,847
- 1-year appreciation
- -0.4%
- 3-year appreciation
- -1.3%
- 5-year appreciation
- +1.5%
- 10-year appreciation
- +48.5%
- All-time peak (2022-06)
- $561,383
- House Price Index (state)
- 417.4 (-0.8% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $534,500
- Median list price
- $554,500
- Median price per sqft
- $270
- 1-year sale-price change
- -1.4%
- Median days on market
- 22.5 days
- Homes sold (recent period)
- 42
- For-sale inventory
- 96
- Sale-to-list ratio
- 98.8%
- Active listings
- 83
- 1-year forecast
- -1.7%
- New listings (monthly)
- 25
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $2,698/mo
- Studio fair-market rent
- $1,495/mo
- 1BR fair-market rent
- $1,869/mo
- 2BR fair-market rent
- $2,330/mo
- 3BR fair-market rent
- $3,029/mo
- 4BR fair-market rent
- $3,495/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 113.3 (100 = US avg)
- Electricity rate (state-level)
- 32.5¢/kWh
- Natural gas rate (state-level)
- $22.00/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 4
- Elementary schools
- 2
- Middle schools
- 0
- High schools
- 0
- Charter schools
- 1
- Schools include
- Williams Ranch Elementary, Vantage Point Charter, Ready Springs Elementary, Penn Valley Union Special Education Preschool
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively Moderate
- Top hazards (county)
- avalanche, wildfire, earthquake, inlandFlooding, landslide
- Notable hazard ratings (county)
- avalanche: Relatively High · earthquake: Relatively Moderate · hail: Relatively Low · heatWave: Relatively Low · inlandFlooding: Relatively Moderate · landslide: Relatively Moderate
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 100% of US counties
- Buildings in wildfire direct-exposure zone
- 77.7%
- Radon potential (county)
- Moderate radon potential — EPA Zone 2 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Lava Cap Mine (12.5 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 60.0°F
- Average high
- 70.0°F
- Average low
- 50.0°F
- Annual precipitation
- 42.2 in
- Annual snowfall
- 23.0 in
- USDA plant hardiness zone
- 9b (extreme annual low 25 to 30°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 42
- Days with Good air quality
- 282
- Days with Moderate air quality
- 81
- Highest AQI recorded (year)
- 97
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 11.0 / 20
- Transit service frequency
- 633
- Jobs reachable by car (30 min)
- 3,321
- Jobs reachable by transit (45 min)
- 3,664
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 23
- Nearest airport
- Limberlost Ranch Airport (1 mi)
- Nearest major airport
- Beale Air Force Base (BAB) (14 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- SIERRA NEVADA MEMORIAL HOSPITAL
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 3.0 / 5
- Solar radiation rating
- Good (5.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -112 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,982
- Housing built before 1970
- 10.6%
- Housing built 2000 or later
- 17.2%
- Median annual property tax
- $4,805
- Mean commute to work
- 27 min
- Households with broadband internet
- 69.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 27,267
- Average weekly wage
- $1,065
- Top industries (by employment)
- Health Care, Accommodation & Food, Construction
- Annual residential building permits (county)
- 215
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| ZIP 95946 | State median | US median | |
|---|---|---|---|
| Median home value | $524,847 | $702,573 | $289,727 |
| Median sale price | $534,500 | $696,000 | $325,000 |
| Median days on market | 23 days | 39 days | 51 days |
| Typical rent | $2,698/mo | $2,767/mo | $1,808/mo |
| Median annual property tax | $4,805 | $4,533 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 95946?
- $524,847.
- What is the median sale price in ZIP 95946?
- $534,500.
- How long do homes take to sell in ZIP 95946?
- Median days on market: 22.5 days.
- What is typical rent in ZIP 95946?
- Typical rent: $2,698/month.
- What is the natural-hazard risk in ZIP 95946?
- Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: avalanche, wildfire, earthquake, inlandFlooding, landslide.
- Is ZIP 95946 in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in ZIP 95946?
- Risk to homes is higher than 100% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 95946?
- Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 95946?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve ZIP 95946?
- 4 schools (2 elementary) (NCES, 2022-23).
- Is ZIP 95946 walkable?
- Walkability index: 11.0/20 (EPA Smart Location Database).
- What is the air quality in ZIP 95946?
- Good. Median AQI: 42. (EPA AQI).
- What is the cost of living in ZIP 95946?
- Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).
Nearby ZIP codes
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →