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Area data

Umpqua, OR — ZIP 97486

Population: 595 (Census ACS)

FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Moderate, with inland flooding, wildfire, avalanche the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

Home values & appreciation

House Price Index (state)
640.1 (+0.2% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median list price
$514,635
Active listings
3

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$844/mo
1BR fair-market rent
$926/mo
2BR fair-market rent
$1,212/mo
3BR fair-market rent
$1,678/mo
4BR fair-market rent
$2,026/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.4¢/kWh
Natural gas rate (state-level)
$16.70/MCF
30-year mortgage rate (national)
7.18%
15-year mortgage rate (national)
6.57%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Moderate
Top hazards (county)
inland flooding, wildfire, avalanche, coastal flooding, earthquake
Notable hazard ratings (county)
wildfire: Relatively High · inland flooding: Relatively High · heat wave: Relatively Moderate · ice storm: Relatively Moderate · avalanche: Relatively Moderate · landslide: Relatively Moderate
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
1
Wildfire risk to homes (county)
Higher than 96% of US counties
Buildings in wildfire direct-exposure zone
59.0%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
55.0°F
Average high
65.0°F
Average low
45.0°F
Annual precipitation
41.1 in
Annual snowfall
0.8 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
2.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,664
Jobs reachable by transit (45 min)
2,161

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
14
Nearest airport
Umpqua RV Park Fly In Airport (10 mi)
Nearest major airport
Southwest Oregon Regional Airport (OTH) (36 mi)
Hospitals in or near this ZIP
6
Hospitals include
MERCY MEDICAL CENTER, VA ROSEBURG HEALTHCARE SYSTEM, BAY AREA HOSPITAL
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+534 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
1995
Housing built before 1970
12.5%
Housing built 2000 or later
41.0%
Median annual property tax
$2,247
Households with broadband internet
63.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
30,893
Average weekly wage
$1,026
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
182

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is typical rent in ZIP 97486?
2-bedroom fair-market rent: $1,212/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 97486?
Overall risk: Relatively Moderate (FEMA NRI, county-level). Top hazards: inland flooding, wildfire, avalanche, coastal flooding, earthquake.
Is ZIP 97486 in a flood zone?
Flood zones vary by property within ZIP 97486. 1 FEMA flood-insurance (NFIP) claim is on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in ZIP 97486?
Risk to homes is higher than 96% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 97486?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 97486?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is ZIP 97486 walkable?
Walkability index: 2.8/20 (EPA Smart Location Database).
What is the cost of living in ZIP 97486?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Nov 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents