Skip to main content

Area data

Seattle, WA — ZIP 98195

Population: 2,757 (Census ACS)

FEMA's National Risk Index rates the county's overall natural-hazard risk Very High, with avalanche, earthquake, inlandflooding the top-rated hazards. Cost of living is 7.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

Home values & appreciation

House Price Index (state)
588.1 (+2.2% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Rents

Studio fair-market rent
$2,260/mo
1BR fair-market rent
$2,340/mo
2BR fair-market rent
$2,730/mo
3BR fair-market rent
$3,560/mo
4BR fair-market rent
$4,190/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
107.0 (100 = US avg)
Electricity rate (state-level)
13.1¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very High
Top hazards (county)
avalanche, earthquake, inlandFlooding, heatWave, iceStorm
Notable hazard ratings (county)
avalanche: Very High · coastalFlooding: Relatively Moderate · coldWave: Relatively Low · earthquake: Very High · heatWave: Relatively High · iceStorm: Relatively High
Wildfire risk to homes (county)
Higher than 65% of US counties
Buildings in wildfire direct-exposure zone
14.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Queen City Farms (11.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
47.0°F
Average high
53.0°F
Average low
40.0°F
Annual precipitation
104.5 in
Annual snowfall
51.7 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
41
Days with Good air quality
255
Days with Moderate air quality
108
Highest AQI recorded (year)
119

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
3
Nearest national park
Wing Luke Museum Affiliated Area (27 mi)
National parks include
Wing Luke Museum Affiliated Area, Klondike Gold Rush - Seattle Unit National Historical Park, Mount Rainier National Park
Airports within 30 mi
19
Nearest airport
Fall City Airport (9 mi)
Nearest major airport
Seattle–Tacoma International Airport (SEA) (24 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
UNIVERSITY OF WASHINGTON MEDICAL CTR
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
EV charging stations (within 10 mi)
17
Solar radiation rating
Poor (3.1 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Housing built before 1970
0.0%
Housing built 2000 or later
0.0%
Households with broadband internet
0.0%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,282,761
Average weekly wage
$2,389
Top industries (by employment)
Health Care, Professional Services, Information
Annual residential building permits (county)
2,030

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is typical rent in ZIP 98195?
2-bedroom fair-market rent: $2,730/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in ZIP 98195?
Overall risk: Very High (FEMA NRI, county-level). Top hazards: avalanche, earthquake, inlandFlooding, heatWave, iceStorm.
What is the wildfire risk in ZIP 98195?
Risk to homes is higher than 65% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 98195?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 98195?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 98195?
Good. Median AQI: 41. (EPA AQI).
What is the cost of living in ZIP 98195?
Regional Price Parity: 107.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Selling a home in Seattle, WA?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents