Area data
Seattle, WA — ZIP 98195
Population: 2,757 (Census ACS)
FEMA's National Risk Index rates the county's overall natural-hazard risk Very High, with avalanche, earthquake, inlandflooding the top-rated hazards. Cost of living is 7.0% above the US average (BEA, metro/state-level).
Home values & appreciation
- House Price Index (state)
- 588.1 (+2.2% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Rents
- Studio fair-market rent
- $2,260/mo
- 1BR fair-market rent
- $2,340/mo
- 2BR fair-market rent
- $2,730/mo
- 3BR fair-market rent
- $3,560/mo
- 4BR fair-market rent
- $4,190/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 107.0 (100 = US avg)
- Electricity rate (state-level)
- 13.1¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very High
- Top hazards (county)
- avalanche, earthquake, inlandFlooding, heatWave, iceStorm
- Notable hazard ratings (county)
- avalanche: Very High · coastalFlooding: Relatively Moderate · coldWave: Relatively Low · earthquake: Very High · heatWave: Relatively High · iceStorm: Relatively High
- Wildfire risk to homes (county)
- Higher than 65% of US counties
- Buildings in wildfire direct-exposure zone
- 14.8%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Queen City Farms (11.2 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 47.0°F
- Average high
- 53.0°F
- Average low
- 40.0°F
- Annual precipitation
- 104.5 in
- Annual snowfall
- 51.7 in
- USDA plant hardiness zone
- 9a (extreme annual low 20 to 25°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 41
- Days with Good air quality
- 255
- Days with Moderate air quality
- 108
- Highest AQI recorded (year)
- 119
Source: EPA air quality data (nearest monitoring station, annual)
Amenities
- National parks within ~60 mi
- 3
- Nearest national park
- Wing Luke Museum Affiliated Area (27 mi)
- National parks include
- Wing Luke Museum Affiliated Area, Klondike Gold Rush - Seattle Unit National Historical Park, Mount Rainier National Park
- Airports within 30 mi
- 19
- Nearest airport
- Fall City Airport (9 mi)
- Nearest major airport
- Seattle–Tacoma International Airport (SEA) (24 mi)
- Hospitals nearby (~15 mi)
- 1
- Hospitals include
- UNIVERSITY OF WASHINGTON MEDICAL CTR
- Avg hospital rating (CMS)
- 3.0 / 5
- Best hospital rating nearby (CMS)
- 3.0 / 5
- EV charging stations (within 10 mi)
- 17
- Solar radiation rating
- Poor (3.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Housing stock
- Housing built before 1970
- 0.0%
- Housing built 2000 or later
- 0.0%
- Households with broadband internet
- 0.0%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 1,282,761
- Average weekly wage
- $2,389
- Top industries (by employment)
- Health Care, Professional Services, Information
- Annual residential building permits (county)
- 2,030
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is typical rent in ZIP 98195?
- 2-bedroom fair-market rent: $2,730/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in ZIP 98195?
- Overall risk: Very High (FEMA NRI, county-level). Top hazards: avalanche, earthquake, inlandFlooding, heatWave, iceStorm.
- What is the wildfire risk in ZIP 98195?
- Risk to homes is higher than 65% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 98195?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 98195?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- What is the air quality in ZIP 98195?
- Good. Median AQI: 41. (EPA AQI).
- What is the cost of living in ZIP 98195?
- Regional Price Parity: 107.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Selling a home in Seattle, WA?
REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.
Data last updated
Most recent source refresh: Sep 2026. See all data sources →