Area data
Deer Harbor, WA — ZIP 98243
Population: 327 (Census ACS)
The median home value in ZIP 98243 (Deer Harbor, WA) is $1.09M. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low. Cost of living is 7.0% above the US average (BEA, metro/state-level).
$1.09M
Median home value
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $1.09M
- House Price Index (state)
- 588.1 (+2.2% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Affordability
- Cost of living index (Above Average)
- 107.0 (100 = US avg)
- Electricity rate (state-level)
- 13.1¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Notable hazard ratings (county)
- coastalFlooding: Relatively Low · coldWave: Relatively Low · earthquake: Relatively Low · inlandFlooding: Relatively Low · winterWeather: Relatively Low
- Wildfire risk to homes (county)
- Higher than 18% of US counties
- Buildings in wildfire direct-exposure zone
- 77.8%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Naval Air Station, Whidbey Island (Ault Field) (20.8 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 26.6 in
- USDA plant hardiness zone
- 9a (extreme annual low 20 to 25°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- San Juan Island National Historical Park (5 mi)
- National parks include
- San Juan Island National Historical Park, Ebey's Landing National Historical Reserve
- Airports within 30 mi
- 36
- Nearest airport
- Shaw Island AIrport (1 mi)
- Nearest major airport
- Friday Harbor Airport (FRD) (3 mi)
- Hospitals nearby (~15 mi)
- 5
- Hospitals include
- ISLAND HOSPITAL, ST JOSEPH HOSPITAL, JEFFERSON HEALTHCARE
- Avg hospital rating (CMS)
- 3.3 / 5
- Best hospital rating nearby (CMS)
- 5.0 / 5
- EV charging stations (within 10 mi)
- 102
- Solar radiation rating
- Fair (3.5 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Housing stock
- Median year housing built
- 1,977
- Housing built before 1970
- 31.3%
- Housing built 2000 or later
- 17.4%
- Median annual property tax
- $6,724
- Households with broadband internet
- 71.5%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 5,098
- Average weekly wage
- $951
- Top industries (by employment)
- Accommodation & Food, Construction, Professional Services
- Annual residential building permits (county)
- 88
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in ZIP 98243?
- $1.09M.
- What is the natural-hazard risk in ZIP 98243?
- Overall risk: Very Low (FEMA NRI, county-level).
- What is the wildfire risk in ZIP 98243?
- Risk to homes is higher than 18% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in ZIP 98243?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near ZIP 98243?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- What is the cost of living in ZIP 98243?
- Regional Price Parity: 107.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
Nearby ZIP codes
Selling a home in Deer Harbor, WA?
REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.
Data last updated
Most recent source refresh: Sep 2026. See all data sources →