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Area data

Port Ludlow, WA — ZIP 98365

Population: 5,168 (Census ACS)

The median home value in ZIP 98365 (Port Ludlow, WA) is $660,947 — down 0.6% over the past year. FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with coastalflooding, earthquake, icestorm the top-rated hazards. Cost of living is 7.5% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$660,947

Median home value

-0.6%

1-year change

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$660,947
1-year appreciation
-0.6%
3-year appreciation
-1.0%
5-year appreciation
+7.1%
10-year appreciation
+97.2%
All-time peak (2022-06)
$723,463
House Price Index (state)
588.1 (+2.2% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

For-sale inventory
78
New listings (monthly)
18

Source: recent area sales and market data (ZIP-level)

Affordability

Cost of living index (Above Average)
107.5 (100 = US avg)
Electricity rate (state-level)
13.1¢/kWh
Natural gas rate (state-level)
$17.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
coastalFlooding, earthquake, iceStorm, landslide, winterWeather
Notable hazard ratings (county)
coastalFlooding: Relatively Moderate · coldWave: Relatively Low · earthquake: Relatively Moderate · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low · landslide: Relatively Moderate
Wildfire risk to homes (county)
Higher than 22% of US counties
Buildings in wildfire direct-exposure zone
55.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Bangor Ordnance Disposal (USNAVY) (10.2 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
52.0°F
Average high
61.0°F
Average low
44.0°F
Annual precipitation
54.6 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
21
Days with Good air quality
336
Days with Moderate air quality
14
Highest AQI recorded (year)
88

Source: EPA air quality data (nearest monitoring station, annual)

Amenities

National parks within ~60 mi
5
Nearest national park
Ebey's Landing National Historical Reserve (21 mi)
National parks include
Ebey's Landing National Historical Reserve, Klondike Gold Rush - Seattle Unit National Historical Park, Wing Luke Museum Affiliated Area
Airports within 30 mi
28
Nearest airport
Mirth Airport (5 mi)
Nearest major airport
Seattle Paine Field International Airport (PAE) (20 mi)
Hospitals nearby (~15 mi)
1,090
Hospitals include
MIZELL MEMORIAL HOSPITAL, CRENSHAW COMMUNITY HOSPITAL, CRENSHAW COMMUNITY HOSPITAL
Avg hospital rating (CMS)
3.1 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Poor (3.3 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+153 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,993
Housing built before 1970
12.9%
Housing built 2000 or later
33.8%
Median annual property tax
$4,312
Mean commute to work
23 min
Households with broadband internet
77.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
6,469
Average weekly wage
$905
Top industries (by employment)
Accommodation & Food, Health Care, Construction
Annual residential building permits (county)
147

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ZIP 98365State medianUS median
Median home value$660,947$504,993$289,727
Median annual property tax$4,312$3,381$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in ZIP 98365?
$660,947.
What is the natural-hazard risk in ZIP 98365?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: coastalFlooding, earthquake, iceStorm, landslide, winterWeather.
What is the wildfire risk in ZIP 98365?
Risk to homes is higher than 22% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in ZIP 98365?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near ZIP 98365?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the air quality in ZIP 98365?
Good. Median AQI: 21. (EPA AQI).
What is the cost of living in ZIP 98365?
Regional Price Parity: 107.5 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

Nearby ZIP codes

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents