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CA area data

Cardiff by the s, CA

Cardiff by the s, CA.

Population: 11,100 (Census ACS)

The median home value in Cardiff by the s, CA is $2.17M — up 9.4% over the past year. Homes sell for a median $1.23M after a median 36 days on market. Typical rent runs $4,261/month. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very High, with inlandflooding, wildfire, earthquake the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$2.17M

Median home value

+9.4%

1-year change

36

Median days on market

Very High

Hazard risk (county)

Home values & appreciation

Median home value
$2.17M
1-year appreciation
+9.4%
3-year appreciation
+16.5%
5-year appreciation
+38.7%
10-year appreciation
+112.2%
All-time peak (2026-07)
$2.17M
House Price Index (state)
417.4 (-0.8% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$1.23M
Median list price
$1.09M
Median price per sqft
$1,084
1-year sale-price change
-22.8%
Median days on market
36 days
Homes sold (recent period)
3
For-sale inventory
20
Sale-to-list ratio
99.2%
Active listings
1
1-year forecast
+1.3%
New listings (monthly)
7

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$4,261/mo
1-year rent change
+6.3%
Studio fair-market rent
$2,920/mo
1BR fair-market rent
$3,140/mo
2BR fair-market rent
$3,830/mo
3BR fair-market rent
$5,100/mo
4BR fair-market rent
$6,180/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (High)
113.3 (100 = US avg)
Electricity rate (state-level)
32.5¢/kWh
Natural gas rate (state-level)
$22.00/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
2
Middle schools
0
High schools
0
Schools include
Ada W. Harris Elementary, Cardiff Elementary

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very High
Top hazards (county)
inlandFlooding, wildfire, earthquake, heatWave, landslide
Notable hazard ratings (county)
coastalFlooding: Relatively Moderate · drought: Relatively Low · earthquake: Relatively High · hail: Relatively Moderate · heatWave: Relatively High · inlandFlooding: Very High
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 100% of US counties
Buildings in wildfire direct-exposure zone
14.8%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Camp Pendleton Marine Corps Base (20 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
10.7 in
USDA plant hardiness zone
10b (extreme annual low 35 to 40°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Moderate
Median AQI (annual)
67
Days with Good air quality
61
Days with Moderate air quality
260
Highest AQI recorded (year)
150

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
6.2 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
86,100
Jobs reachable by transit (45 min)
66,320

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
Cabrillo National Monument (24 mi)
National parks include
Cabrillo National Monument, Juan Bautista de Anza National Historic Trail
Airports within 30 mi
21
Nearest airport
McClellan-Palomar Airport (CLD) (7 mi)
Nearest major airport
McClellan-Palomar Airport (CLD) (7 mi)
Hospitals nearby (~15 mi)
13
Hospitals include
GROSSMONT HOSPITAL, ALVARADO PARKWAY INSTITUTE BEHAVIORAL HEALTH SYSTE, SHARP MEMORIAL HOSPITAL
Avg hospital rating (CMS)
3.8 / 5
Best hospital rating nearby (CMS)
5.0 / 5
EV charging stations (within 10 mi)
105
Solar radiation rating
Good (4.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-9,330 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,977
Housing built before 1970
26.8%
Housing built 2000 or later
12.0%
Median annual property tax
$8,677
Mean commute to work
15 min
Households with broadband internet
90.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,288,281
Average weekly wage
$1,504
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
3,327

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Cardiff by the sState medianUS median
Median home value$2.17M$702,573$289,727
Median sale price$1.23M$696,000$325,000
Median days on market36 days39 days51 days
Typical rent$4,261/mo$2,767/mo$1,808/mo
Median annual property tax$8,677$4,533$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Cardiff by the s, CA?
$2.17M.
What is the median sale price in Cardiff by the s, CA?
$1.23M.
How long do homes take to sell in Cardiff by the s, CA?
Median days on market: 36 days.
What is typical rent in Cardiff by the s, CA?
Typical rent: $4,261/month.
What is the natural-hazard risk in Cardiff by the s, CA?
Overall risk: Very High (FEMA NRI, county-level). Top hazards: inlandFlooding, wildfire, earthquake, heatWave, landslide.
Is Cardiff by the s, CA in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in Cardiff by the s, CA?
Risk to homes is higher than 100% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Cardiff by the s, CA?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Cardiff by the s, CA?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Cardiff by the s, CA?
2 schools (2 elementary) (NCES, 2022-23).
Is Cardiff by the s, CA walkable?
Walkability index: 6.2/20 (EPA Smart Location Database).
What is the air quality in Cardiff by the s, CA?
Moderate. Median AQI: 67. (EPA AQI).
What is the cost of living in Cardiff by the s, CA?
Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).

ZIP code for Cardiff by the s

Selling a home in Cardiff by the s, CA?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents