CA area data
Waterford, CA
Waterford, CA.
Population: 10,666 (Census ACS)
The median home value in Waterford, CA is $432,551 — up 0.4% over the past year. Homes sell for a median $475,000 after a median 31.5 days on market. 8 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with drought, earthquake, inlandflooding the top-rated hazards. Cost of living is 13.3% above the US average (BEA, metro/state-level).
$432,551
Median home value
+0.4%
1-year change
31.5
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $432,551
- 1-year appreciation
- +0.4%
- 3-year appreciation
- +6.2%
- 5-year appreciation
- +13.7%
- 10-year appreciation
- +86.7%
- All-time peak (2022-07)
- $433,530
- House Price Index (state)
- 417.4 (-0.8% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $475,000
- Median list price
- $455,500
- Median price per sqft
- $282
- 1-year sale-price change
- +5.0%
- Median days on market
- 31.5 days
- Homes sold (recent period)
- 22
- For-sale inventory
- 16
- Sale-to-list ratio
- 100.2%
- Active listings
- 10
- 1-year forecast
- -0.5%
- New listings (monthly)
- 8
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $1,495/mo
- 1BR fair-market rent
- $1,869/mo
- 2BR fair-market rent
- $2,330/mo
- 3BR fair-market rent
- $3,029/mo
- 4BR fair-market rent
- $3,495/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (High)
- 113.3 (100 = US avg)
- Electricity rate (state-level)
- 32.5¢/kWh
- Natural gas rate (state-level)
- $22.00/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 8
- Elementary schools
- 3
- Middle schools
- 2
- High schools
- 2
- Charter schools
- 2
- School districts serving the area
- Waterford Unified, Connecting Waters Charter District, Roberts Ferry Union Elementary
- Schools include
- Waterford Junior, Waterford High, Sentinel High, Richard M. Moon Primary, Lucille Whitehead Intermediate
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- drought, earthquake, inlandFlooding, lightning, heatWave
- Notable hazard ratings (county)
- drought: Very High · earthquake: Relatively High · hail: Relatively Low · heatWave: Relatively Moderate · inlandFlooding: Relatively High · landslide: Relatively Low
- FEMA flood zone
- B
- Flood risk level
- Moderate
- Wildfire risk to homes (county)
- Higher than 92% of US counties
- Buildings in wildfire direct-exposure zone
- 20.0%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Riverbank Army Ammunition Plant (16.2 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 17.0 in
- USDA plant hardiness zone
- 9b (extreme annual low 25 to 30°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Moderate
- Median AQI (annual)
- 54
- Days with Good air quality
- 166
- Days with Moderate air quality
- 176
- Highest AQI recorded (year)
- 150
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 3.3 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 8,524
- Jobs reachable by transit (45 min)
- 10,443
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 1
- Nearest national park
- Yosemite National Park (60 mi)
- Airports within 30 mi
- 21
- Nearest airport
- Hawke Ag Aviation Airport (6 mi)
- Nearest major airport
- Modesto City Co-Harry Sham Field (MOD) (18 mi)
- Hospitals nearby (~15 mi)
- 4
- Hospitals include
- OAK VALLEY HOSPITAL DISTRICT, DOCTORS MEDICAL CENTER, MEMORIAL MEDICAL CENTER
- Avg hospital rating (CMS)
- 1.5 / 5
- Best hospital rating nearby (CMS)
- 2.0 / 5
- Solar radiation rating
- Good (5.1 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- -1,515 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,984
- Housing built before 1970
- 26.8%
- Housing built 2000 or later
- 22.1%
- Median annual property tax
- $3,131
- Mean commute to work
- 27 min
- Households with broadband internet
- 73.3%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 166,416
- Average weekly wage
- $1,135
- Top industries (by employment)
- Health Care, Accommodation & Food, Agriculture
- Annual residential building permits (county)
- 778
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Waterford | State median | US median | |
|---|---|---|---|
| Median home value | $432,551 | $702,573 | $289,727 |
| Median sale price | $475,000 | $696,000 | $325,000 |
| Median days on market | 32 days | 39 days | 51 days |
| Median annual property tax | $3,131 | $4,533 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Waterford, CA?
- $432,551.
- What is the median sale price in Waterford, CA?
- $475,000.
- How long do homes take to sell in Waterford, CA?
- Median days on market: 31.5 days.
- What is typical rent in Waterford, CA?
- 2-bedroom fair-market rent: $2,330/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in Waterford, CA?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: drought, earthquake, inlandFlooding, lightning, heatWave.
- Is Waterford, CA in a flood zone?
- Moderate (FEMA NFIP). FEMA flood zone B.
- What is the wildfire risk in Waterford, CA?
- Risk to homes is higher than 92% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Waterford, CA?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Waterford, CA?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Waterford, CA?
- 8 schools (3 elementary, 2 middle, 2 high) (NCES, 2022-23).
- Is Waterford, CA walkable?
- Walkability index: 3.3/20 (EPA Smart Location Database).
- What is the air quality in Waterford, CA?
- Moderate. Median AQI: 54. (EPA AQI).
- What is the cost of living in Waterford, CA?
- Regional Price Parity: 113.3 (100 = US average) (High) (BEA RPP, metro/state-level).
ZIP code for Waterford
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →