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FL area data

Bell, FL

Bell, FL.

Population: 5,074 (Census ACS)

The typical home value in Bell, FL is $294,050 — up 2.0% over the past year. Homes sell for a median $381,888 after a median 79 days on market. 2 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with hurricane, lightning the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$294,050

Typical home value

+2.0%

1-year change

79

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Typical home value
$294,050
1-year appreciation
+2.0%
3-year appreciation
+9.6%
5-year appreciation
+35.8%
10-year appreciation
+135.0%
Peak value since 2000 (May 2026)
$297,258
House Price Index (state)
552.0 (+0.9% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$381,888
Median list price
$381,101
Median price per sqft
$176
1-year sale-price change
+40.7%
Median days on market
79 days
Homes sold (recent period)
9
For-sale inventory
25
Sale-to-list ratio
96.7%
Active listings
21
1-year forecast
-0.8%
New listings (monthly)
4

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,197/mo
1BR fair-market rent
$1,241/mo
2BR fair-market rent
$1,471/mo
3BR fair-market rent
$1,806/mo
4BR fair-market rent
$1,933/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
7.18%
15-year mortgage rate (national)
6.57%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
2
Elementary schools
1
Middle schools
0
High schools
1
Avg student-teacher ratio
18.0 : 1
Schools include
BELL HIGH SCHOOL, BELL ELEMENTARY SCHOOL

Source: NCES school directory, 2024-25 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
hurricane, lightning
Notable hazard ratings (county)
hurricane: Relatively Moderate · lightning: Relatively Moderate · drought: Relatively Low · tornado: Relatively Low · cold wave: Relatively Low · wildfire: Relatively Low
Most common flood zone among NFIP claims
Zone AE
NFIP flood claims on record
96
Wildfire risk to homes (county)
Higher than 70% of US counties
Buildings in wildfire direct-exposure zone
92.2%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Flood zones vary by property. Look up a specific address on the FEMA Flood Map Service Center.
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA NFIP flood-insurance claims (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
68.0°F
Average high
79.0°F
Average low
56.0°F
Annual precipitation
54.4 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
5.0 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
1,110
Jobs reachable by transit (45 min)
1,824

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
41
Nearest airport
Country Landings Airport (2 mi)
Nearest major airport
Gainesville Regional Airport (GNV) (36 mi)
Hospitals in or near this ZIP
7
Hospitals include
UF HEALTH SHANDS HOSPITAL, HCA FLORIDA LAKE CITY HOSPITAL, VA NORTH FLORIDA/SOUTH GEORGIA HEALTHCARE SYSTEM - LAKE CITY
Avg hospital rating (CMS)
3.8 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data (same ZIP, else within ~40 mi) · DOE/NREL (proximity-based)

Migration

Net migration (county)
+240 tax filers

Source: IRS SOI county-to-county migration (county-level; published with a multi-year lag)

Housing stock

Median year housing built
2001
Housing built before 1970
4.1%
Housing built 2000 or later
51.6%
Median annual property tax
$1,147
Mean commute to work
32 min
Households with broadband internet
50.3%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
2,686
Average weekly wage
$949
Top industries (by employment)
Agriculture, Construction, Other Services
Annual residential building permits (county)
94

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

BellState medianUS median
Typical home value$294,050$343,949$285,053
Median sale price$381,888$373,765$319,906
Median days on market79 days73 days48 days
Median annual property tax$1,147$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the typical home value in Bell, FL?
$294,050.
What is the median sale price in Bell, FL?
$381,888.
How long do homes take to sell in Bell, FL?
Median days on market: 79 days.
What is typical rent in Bell, FL?
2-bedroom fair-market rent: $1,471/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Bell, FL?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: hurricane, lightning.
Is Bell, FL in a flood zone?
Flood zones vary by property within Bell, FL. 96 FEMA flood-insurance (NFIP) claims are on record; the most common zone among them is AE. Check a specific address on the FEMA Flood Map Service Center.
What is the wildfire risk in Bell, FL?
Risk to homes is higher than 70% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Bell, FL?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Bell, FL?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Bell, FL?
2 schools (1 elementary, 1 high) (NCES, 2024-25).
Is Bell, FL walkable?
Walkability index: 5.0/20 (EPA Smart Location Database).
What is the cost of living in Bell, FL?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Bell

Listing a home in Bell, FL?

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Data last updated

Most recent source refresh: Nov 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents