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FL area data

Otter Creek, FL

Otter Creek, FL.

Population: 184 (Census ACS)

FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with lightning, coastalflooding, coldwave the top-rated hazards. Cost of living is 3.4% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

Home values & appreciation

House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Affordability

Cost of living index (Above Average)
103.4 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
lightning, coastalFlooding, coldWave, hurricane
Notable hazard ratings (county)
coastalFlooding: Relatively Moderate · coldWave: Relatively Moderate · drought: Relatively Low · heatWave: Relatively Low · hurricane: Relatively Moderate · inlandFlooding: Relatively Low
Wildfire risk to homes (county)
Higher than 82% of US counties
Buildings in wildfire direct-exposure zone
86.7%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
70.0°F
Average high
81.0°F
Average low
60.0°F
Annual precipitation
55.3 in
USDA plant hardiness zone
9a (extreme annual low 20 to 25°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Amenities

Airports within 30 mi
23
Nearest airport
Chiefland Sky Ranch Airport (7 mi)
Nearest major airport
Gainesville Regional Airport (GNV) (41 mi)
Hospitals nearby (~15 mi)
8
Hospitals include
HCA FLORIDA CITRUS HOSPITAL, ADVENTHEALTH OCALA, UF HEALTH SHANDS HOSPITAL
Avg hospital rating (CMS)
2.6 / 5
Best hospital rating nearby (CMS)
4.0 / 5
Solar radiation rating
Good (4.8 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Housing stock

Median year housing built
1,982
Housing built before 1970
31.4%
Housing built 2000 or later
0.0%
Median annual property tax
$494
Households with broadband internet
70.1%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
7,427
Average weekly wage
$784
Top industries (by employment)
Accommodation & Food, Construction, Health Care
Annual residential building permits (county)
193

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the natural-hazard risk in Otter Creek, FL?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: lightning, coastalFlooding, coldWave, hurricane.
What is the wildfire risk in Otter Creek, FL?
Risk to homes is higher than 82% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Otter Creek, FL?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Otter Creek, FL?
No current or proposed National Priorities List sites within 5 miles (EPA).
What is the cost of living in Otter Creek, FL?
Regional Price Parity: 103.4 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP code for Otter Creek

Selling a home in Otter Creek, FL?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents