FL area data
Palm harbor, FL
Aggregated across 2 ZIP codes in Palm harbor.
Population: 52,043 (Census ACS)
The median home value in Palm harbor, FL is $475,658 — down 2.1% over the past year. Homes sell for a median $296,993 after a median 110 days on market. Typical rent runs $1,917/month. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coastalflooding, coldwave, hurricane the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).
$475,658
Median home value
-2.1%
1-year change
110
Median days on market
Relatively High
Hazard risk (county)
Home values & appreciation
- Median home value
- $475,658
- 1-year appreciation
- -2.1%
- 3-year appreciation
- -5.8%
- 5-year appreciation
- +19.4%
- 10-year appreciation
- +76.6%
- All-time peak (2024-05)
- $522,476
- House Price Index (state)
- 542.2 (-2.6% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $296,993
- Median list price
- $300,495
- Median price per sqft
- $210
- 1-year sale-price change
- -1.6%
- Median days on market
- 110 days
- Homes sold (recent period)
- 19
- For-sale inventory
- 339
- Sale-to-list ratio
- 96.0%
- Active listings
- 31
- 1-year forecast
- +0.1%
- Days to pending
- 69 days
- New listings (monthly)
- 91
Source: recent area sales and market data (ZIP-level)
Rents
- Typical rent
- $1,917/mo
- 1-year rent change
- -2.7%
- Studio fair-market rent
- $1,825/mo
- 1BR fair-market rent
- $1,940/mo
- 2BR fair-market rent
- $2,260/mo
- 3BR fair-market rent
- $2,890/mo
- 4BR fair-market rent
- $3,515/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Above Average)
- 101.0 (100 = US avg)
- Electricity rate (state-level)
- 15.2¢/kWh
- Natural gas rate (state-level)
- $25.50/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 7
- Elementary schools
- 5
- Middle schools
- 1
- High schools
- 1
- Charter schools
- 1
- Schools include
- OZONA ELEMENTARY SCHOOL, PALM HARBOR MIDDLE SCHOOL, SUTHERLAND ELEMENTARY SCHOOL, PALM HARBOR UNIVERSITY HIGH, PLATO ACADEMY PALM HARBOR CHARTER SCHOOL
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Relatively High
- Top hazards (county)
- coastalFlooding, coldWave, hurricane, lightning, tornado
- Notable hazard ratings (county)
- coastalFlooding: Very High · coldWave: Very High · earthquake: Relatively Low · hail: Relatively High · heatWave: Relatively Moderate · hurricane: Very High
- FEMA flood zone (varies by location)
- includes AE
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 74% of US counties
- Buildings in wildfire direct-exposure zone
- 5.0%
- Radon potential (county)
- Low radon potential — EPA Zone 3 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Stauffer Chemical Co. (Tarpon Springs) (5.5 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Annual precipitation
- 56.6 in
- USDA plant hardiness zone
- 10a (extreme annual low 30 to 35°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 47
- Days with Good air quality
- 217
- Days with Moderate air quality
- 145
- Highest AQI recorded (year)
- 113
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 12.3 / 20
- Transit service frequency
- -49,817
- Jobs reachable by car (30 min)
- 61,937
- Jobs reachable by transit (45 min)
- 61,498
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- National parks within ~60 mi
- 2
- Nearest national park
- De Soto National Memorial (40 mi)
- Airports within 30 mi
- 23
- Nearest airport
- Clearwater Air Park (CLW) (8 mi)
- Nearest major airport
- Tampa International Airport (TPA) (13 mi)
- Hospitals nearby (~15 mi)
- 14
- Hospitals include
- MEASE DUNEDIN HOSPITAL, ADVENTHEALTH NORTH PINELLAS, MORTON PLANT NORTH BAY HOSPITAL
- Avg hospital rating (CMS)
- 3.2 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- EV charging stations (within 10 mi)
- 60
- Solar radiation rating
- Good (5.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +4,643 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,989
- Housing built before 1970
- 5.5%
- Housing built 2000 or later
- 15.2%
- Median annual property tax
- $3,656
- Mean commute to work
- 20 min
- Households with broadband internet
- 85.5%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 410,654
- Average weekly wage
- $1,237
- Top industries (by employment)
- Health Care, Accommodation & Food, Professional Services
- Annual residential building permits (county)
- 1,120
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Palm harbor | State median | US median | |
|---|---|---|---|
| Median home value | $475,658 | $346,549 | $289,727 |
| Median sale price | $296,993 | $359,990 | $325,000 |
| Median days on market | 110 days | 72 days | 51 days |
| Typical rent | $1,917/mo | $2,095/mo | $1,808/mo |
| Median annual property tax | $3,656 | $2,388 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Palm harbor, FL?
- $475,658.
- What is the median sale price in Palm harbor, FL?
- $296,993.
- How long do homes take to sell in Palm harbor, FL?
- Median days on market: 110 days.
- What is typical rent in Palm harbor, FL?
- Typical rent: $1,917/month.
- What is the natural-hazard risk in Palm harbor, FL?
- Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coastalFlooding, coldWave, hurricane, lightning, tornado.
- Is Palm harbor, FL in a flood zone?
- High (FEMA NFIP). Parts of the area include FEMA flood zone AE; zones vary by location within the city.
- What is the wildfire risk in Palm harbor, FL?
- Risk to homes is higher than 74% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Palm harbor, FL?
- Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Palm harbor, FL?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Palm harbor, FL?
- 7 schools (5 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is Palm harbor, FL walkable?
- Walkability index: 12.3/20 (EPA Smart Location Database).
- What is the air quality in Palm harbor, FL?
- Good. Median AQI: 47. (EPA AQI).
- What is the cost of living in Palm harbor, FL?
- Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).
ZIP codes in Palm harbor
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →