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FL area data

Palm harbor, FL

Aggregated across 2 ZIP codes in Palm harbor.

Population: 52,043 (Census ACS)

The median home value in Palm harbor, FL is $475,658 — down 2.1% over the past year. Homes sell for a median $296,993 after a median 110 days on market. Typical rent runs $1,917/month. 7 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively High, with coastalflooding, coldwave, hurricane the top-rated hazards. Cost of living is 1.0% above the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$475,658

Median home value

-2.1%

1-year change

110

Median days on market

Relatively High

Hazard risk (county)

Home values & appreciation

Median home value
$475,658
1-year appreciation
-2.1%
3-year appreciation
-5.8%
5-year appreciation
+19.4%
10-year appreciation
+76.6%
All-time peak (2024-05)
$522,476
House Price Index (state)
542.2 (-2.6% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$296,993
Median list price
$300,495
Median price per sqft
$210
1-year sale-price change
-1.6%
Median days on market
110 days
Homes sold (recent period)
19
For-sale inventory
339
Sale-to-list ratio
96.0%
Active listings
31
1-year forecast
+0.1%
Days to pending
69 days
New listings (monthly)
91

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,917/mo
1-year rent change
-2.7%
Studio fair-market rent
$1,825/mo
1BR fair-market rent
$1,940/mo
2BR fair-market rent
$2,260/mo
3BR fair-market rent
$2,890/mo
4BR fair-market rent
$3,515/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Above Average)
101.0 (100 = US avg)
Electricity rate (state-level)
15.2¢/kWh
Natural gas rate (state-level)
$25.50/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
7
Elementary schools
5
Middle schools
1
High schools
1
Charter schools
1
Schools include
OZONA ELEMENTARY SCHOOL, PALM HARBOR MIDDLE SCHOOL, SUTHERLAND ELEMENTARY SCHOOL, PALM HARBOR UNIVERSITY HIGH, PLATO ACADEMY PALM HARBOR CHARTER SCHOOL

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively High
Top hazards (county)
coastalFlooding, coldWave, hurricane, lightning, tornado
Notable hazard ratings (county)
coastalFlooding: Very High · coldWave: Very High · earthquake: Relatively Low · hail: Relatively High · heatWave: Relatively Moderate · hurricane: Very High
FEMA flood zone (varies by location)
includes AE
Flood risk level
High
Wildfire risk to homes (county)
Higher than 74% of US counties
Buildings in wildfire direct-exposure zone
5.0%
Radon potential (county)
Low radon potential — EPA Zone 3 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Stauffer Chemical Co. (Tarpon Springs) (5.5 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Annual precipitation
56.6 in
USDA plant hardiness zone
10a (extreme annual low 30 to 35°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
47
Days with Good air quality
217
Days with Moderate air quality
145
Highest AQI recorded (year)
113

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
12.3 / 20
Transit service frequency
-49,817
Jobs reachable by car (30 min)
61,937
Jobs reachable by transit (45 min)
61,498

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
2
Nearest national park
De Soto National Memorial (40 mi)
Airports within 30 mi
23
Nearest airport
Clearwater Air Park (CLW) (8 mi)
Nearest major airport
Tampa International Airport (TPA) (13 mi)
Hospitals nearby (~15 mi)
14
Hospitals include
MEASE DUNEDIN HOSPITAL, ADVENTHEALTH NORTH PINELLAS, MORTON PLANT NORTH BAY HOSPITAL
Avg hospital rating (CMS)
3.2 / 5
Best hospital rating nearby (CMS)
4.0 / 5
EV charging stations (within 10 mi)
60
Solar radiation rating
Good (5.0 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+4,643 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,989
Housing built before 1970
5.5%
Housing built 2000 or later
15.2%
Median annual property tax
$3,656
Mean commute to work
20 min
Households with broadband internet
85.5%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
410,654
Average weekly wage
$1,237
Top industries (by employment)
Health Care, Accommodation & Food, Professional Services
Annual residential building permits (county)
1,120

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Palm harborState medianUS median
Median home value$475,658$346,549$289,727
Median sale price$296,993$359,990$325,000
Median days on market110 days72 days51 days
Typical rent$1,917/mo$2,095/mo$1,808/mo
Median annual property tax$3,656$2,388$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Palm harbor, FL?
$475,658.
What is the median sale price in Palm harbor, FL?
$296,993.
How long do homes take to sell in Palm harbor, FL?
Median days on market: 110 days.
What is typical rent in Palm harbor, FL?
Typical rent: $1,917/month.
What is the natural-hazard risk in Palm harbor, FL?
Overall risk: Relatively High (FEMA NRI, county-level). Top hazards: coastalFlooding, coldWave, hurricane, lightning, tornado.
Is Palm harbor, FL in a flood zone?
High (FEMA NFIP). Parts of the area include FEMA flood zone AE; zones vary by location within the city.
What is the wildfire risk in Palm harbor, FL?
Risk to homes is higher than 74% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Palm harbor, FL?
Low radon potential — EPA Zone 3 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Palm harbor, FL?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Palm harbor, FL?
7 schools (5 elementary, 1 middle, 1 high) (NCES, 2022-23).
Is Palm harbor, FL walkable?
Walkability index: 12.3/20 (EPA Smart Location Database).
What is the air quality in Palm harbor, FL?
Good. Median AQI: 47. (EPA AQI).
What is the cost of living in Palm harbor, FL?
Regional Price Parity: 101.0 (100 = US average) (Above Average) (BEA RPP, metro/state-level).

ZIP codes in Palm harbor

Selling a home in Palm harbor, FL?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents