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GA area data

Toccoa, GA

Toccoa, GA.

Population: 22,964 (Census ACS)

The median home value in Toccoa, GA is $232,124 — up 1.8% over the past year. Homes sell for a median $228,250 after a median 45.5 days on market. Typical rent runs $1,500/month. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with icestorm, lightning the top-rated hazards. Cost of living is 7.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$232,124

Median home value

+1.8%

1-year change

45.5

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$232,124
1-year appreciation
+1.8%
3-year appreciation
+10.1%
5-year appreciation
+36.2%
10-year appreciation
+156.3%
All-time peak (2025-02)
$232,767
House Price Index (state)
421.8 (-0.1% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$228,250
Median list price
$279,950
Median price per sqft
$168
1-year sale-price change
-8.3%
Median days on market
45.5 days
Homes sold (recent period)
70
For-sale inventory
135
Sale-to-list ratio
97.6%
Active listings
110
1-year forecast
+2.9%
Days to pending
103 days
New listings (monthly)
28

Source: recent area sales and market data (ZIP-level)

Rents

Typical rent
$1,500/mo
Studio fair-market rent
$859/mo
1BR fair-market rent
$1,074/mo
2BR fair-market rent
$1,235/mo
3BR fair-market rent
$1,605/mo
4BR fair-market rent
$1,852/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Below Average)
92.5 (100 = US avg)
Electricity rate (state-level)
14.7¢/kWh
Natural gas rate (state-level)
$20.40/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
5
Elementary schools
2
Middle schools
2
High schools
1
Schools include
Stephens County High School, Stephens County Middle School, Toccoa Elementary School, Liberty Elementary School, Stephens County Fifth Grade Academy

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
iceStorm, lightning
Notable hazard ratings (county)
coldWave: Relatively Low · earthquake: Relatively Low · hail: Relatively Low · hurricane: Relatively Low · iceStorm: Relatively Moderate · inlandFlooding: Relatively Low
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 62% of US counties
Buildings in wildfire direct-exposure zone
78.9%
Radon potential (county)
Moderate radon potential — EPA Zone 2 of 3
EPA Superfund (NPL) sites within 5 mi
None
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
62.0°F
Average high
73.0°F
Average low
51.0°F
Annual precipitation
58.5 in
USDA plant hardiness zone
8b (extreme annual low 15 to 20°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
9.7 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
6,427
Jobs reachable by transit (45 min)
7,463

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
24
Nearest airport
Toccoa Airport - R.G. Letourneau Field (TOC) (3 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
STEPHENS COUNTY HOSPITAL
Avg hospital rating (CMS)
2.0 / 5
Best hospital rating nearby (CMS)
2.0 / 5
Solar radiation rating
Good (4.5 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
+206 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,983
Housing built before 1970
29.9%
Housing built 2000 or later
18.3%
Median annual property tax
$1,417
Mean commute to work
22 min
Households with broadband internet
63.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
7,125
Average weekly wage
$956
Top industries (by employment)
Accommodation & Food, Information, Administrative Services
Annual residential building permits (county)
47

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

ToccoaState medianUS median
Median home value$232,124$259,559$289,727
Median sale price$228,250$305,450$325,000
Median days on market46 days64 days51 days
Typical rent$1,500/mo$1,781/mo$1,808/mo
Median annual property tax$1,417$1,615$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Toccoa, GA?
$232,124.
What is the median sale price in Toccoa, GA?
$228,250.
How long do homes take to sell in Toccoa, GA?
Median days on market: 45.5 days.
What is typical rent in Toccoa, GA?
Typical rent: $1,500/month.
What is the natural-hazard risk in Toccoa, GA?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: iceStorm, lightning.
Is Toccoa, GA in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in Toccoa, GA?
Risk to homes is higher than 62% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Toccoa, GA?
Moderate radon potential — EPA Zone 2 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Toccoa, GA?
No current or proposed National Priorities List sites within 5 miles (EPA).
How many schools serve Toccoa, GA?
5 schools (2 elementary, 2 middle, 1 high) (NCES, 2022-23).
Is Toccoa, GA walkable?
Walkability index: 9.7/20 (EPA Smart Location Database).
What is the cost of living in Toccoa, GA?
Regional Price Parity: 92.5 (100 = US average) (Below Average) (BEA RPP, metro/state-level).

ZIP code for Toccoa

Selling a home in Toccoa, GA?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents