Skip to main content

IA area data

Carter lake, IA

Carter lake, IA.

Population: 3,767 (Census ACS)

The median home value in Carter lake, IA is $213,858 — up 4.5% over the past year. Homes sell for a median $221,250 after a median 32.5 days on market. 1 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Relatively Low, with hail, strongwind, tornado the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$213,858

Median home value

+4.5%

1-year change

32.5

Median days on market

Relatively Low

Hazard risk (county)

Home values & appreciation

Median home value
$213,858
1-year appreciation
+4.5%
3-year appreciation
+16.1%
5-year appreciation
+36.3%
10-year appreciation
+85.0%
All-time peak (2026-06)
$213,908
House Price Index (state)
379.0 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$221,250
Median list price
$215,000
Median price per sqft
$169
1-year sale-price change
+2.9%
Median days on market
32.5 days
Homes sold (recent period)
14
For-sale inventory
11
Sale-to-list ratio
100.0%
Active listings
5
1-year forecast
+1.4%
New listings (monthly)
5

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$1,070/mo
1BR fair-market rent
$1,120/mo
2BR fair-market rent
$1,340/mo
3BR fair-market rent
$1,780/mo
4BR fair-market rent
$2,000/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Schools

Total schools
1
Elementary schools
1
Middle schools
0
High schools
0
Schools include
Carter Lake Elementary School

Source: NCES school directory, 2022-23 (school-address-based)

Natural hazards & flood risk

Overall hazard risk (county)
Relatively Low
Top hazards (county)
hail, strongWind, tornado, coldWave, drought
Notable hazard ratings (county)
coldWave: Relatively Moderate · drought: Relatively Moderate · hail: Relatively High · heatWave: Relatively Moderate · iceStorm: Relatively Moderate · inlandFlooding: Relatively Moderate
FEMA flood zone
X
Flood risk level
Minimal
Wildfire risk to homes (county)
Higher than 37% of US counties
Buildings in wildfire direct-exposure zone
28.2%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
1
Nearest Superfund site
Omaha Lead (1.6 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
53.0°F
Average high
63.0°F
Average low
42.0°F
Annual precipitation
32.5 in
Annual snowfall
26.5 in
USDA plant hardiness zone
6a (extreme annual low -10 to -5°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Air quality

Air quality rating
Good
Median AQI (annual)
49
Days with Good air quality
64
Days with Moderate air quality
57
Days with Unhealthy air quality
1
Highest AQI recorded (year)
151

Source: EPA air quality data (nearest monitoring station, annual)

Walkability & transit

Walkability index
7.5 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
51,321
Jobs reachable by transit (45 min)
44,306

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

National parks within ~60 mi
1
Nearest national park
Lewis & Clark National Historic Trail (2 mi)
Airports within 30 mi
24
Nearest airport
Eppley Airfield (OMA) (2 mi)
Nearest major airport
Eppley Airfield (OMA) (2 mi)
Hospitals nearby (~15 mi)
14
Hospitals include
CHI HEALTH MERCY COUNCIL BLUFFS, METHODIST JENNIE EDMUNDSON, THE NEBRASKA METHODIST HOSPITAL
Avg hospital rating (CMS)
4.0 / 5
Best hospital rating nearby (CMS)
5.0 / 5
Solar radiation rating
Fair (4.2 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-80 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,969
Housing built before 1970
52.9%
Housing built 2000 or later
12.4%
Median annual property tax
$2,478
Households with broadband internet
74.8%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
34,348
Average weekly wage
$1,031
Top industries (by employment)
Health Care, Accommodation & Food, Construction
Annual residential building permits (county)
98

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

Carter lakeState medianUS median
Median home value$213,858$211,348$289,727
Median sale price$221,250$220,000$325,000
Median days on market33 days48 days51 days
Median annual property tax$2,478$1,927$2,006

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Carter lake, IA?
$213,858.
What is the median sale price in Carter lake, IA?
$221,250.
How long do homes take to sell in Carter lake, IA?
Median days on market: 32.5 days.
What is typical rent in Carter lake, IA?
2-bedroom fair-market rent: $1,340/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Carter lake, IA?
Overall risk: Relatively Low (FEMA NRI, county-level). Top hazards: hail, strongWind, tornado, coldWave, drought.
Is Carter lake, IA in a flood zone?
Minimal (FEMA NFIP). FEMA flood zone X.
What is the wildfire risk in Carter lake, IA?
Risk to homes is higher than 37% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Carter lake, IA?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Carter lake, IA?
1 current or proposed National Priorities List site within 5 miles (EPA). Nearest site: Omaha Lead, 1.6 mi.
How many schools serve Carter lake, IA?
1 schools (1 elementary) (NCES, 2022-23).
Is Carter lake, IA walkable?
Walkability index: 7.5/20 (EPA Smart Location Database).
What is the air quality in Carter lake, IA?
Good. Median AQI: 49. (EPA AQI).
What is the cost of living in Carter lake, IA?
Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Carter lake

Selling a home in Carter lake, IA?

REAIGENT7 gives every listing its own AI assistant grounded in this same public data — it answers buyer questions about the home and the area, around the clock, and sends every lead to the listing agent. Agents: it installs on your listing page, your website, or WordPress.

Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents