IA area data
Cumming, IA
Cumming, IA.
Population: 2,123 (Census ACS)
The median home value in Cumming, IA is $611,764 — up 1.9% over the past year. Homes sell for a median $352,190 after a median 132 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought, lightning, strongwind the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).
$611,764
Median home value
+1.9%
1-year change
132
Median days on market
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $611,764
- 1-year appreciation
- +1.9%
- 3-year appreciation
- +8.2%
- 5-year appreciation
- +24.1%
- 10-year appreciation
- +75.0%
- All-time peak (2026-01)
- $617,643
- House Price Index (state)
- 379.0 (+3.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $352,190
- Median list price
- $649,950
- Median price per sqft
- $233
- 1-year sale-price change
- -34.5%
- Median days on market
- 132 days
- Homes sold (recent period)
- 15
- For-sale inventory
- 15
- Sale-to-list ratio
- 99.0%
- Active listings
- 21
- 1-year forecast
- +1.3%
- New listings (monthly)
- 3
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $1,040/mo
- 1BR fair-market rent
- $1,080/mo
- 2BR fair-market rent
- $1,280/mo
- 3BR fair-market rent
- $1,750/mo
- 4BR fair-market rent
- $1,800/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Low)
- 89.5 (100 = US avg)
- Electricity rate (state-level)
- 13.7¢/kWh
- Natural gas rate (state-level)
- $10.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Top hazards (county)
- drought, lightning, strongWind, tornado
- Notable hazard ratings (county)
- coldWave: Relatively Low · drought: Relatively High · hail: Relatively Low · heatWave: Relatively Low · iceStorm: Relatively Low · inlandFlooding: Relatively Low
- FEMA flood zone
- X
- Flood risk level
- Minimal
- Wildfire risk to homes (county)
- Higher than 48% of US counties
- Buildings in wildfire direct-exposure zone
- 52.7%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Railroad Avenue Groundwater Contamination (7.7 mi)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 51.0°F
- Average high
- 61.0°F
- Average low
- 42.0°F
- Annual precipitation
- 39.2 in
- Annual snowfall
- 38.9 in
- USDA plant hardiness zone
- 5b (extreme annual low -15 to -10°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Walkability & transit
- Walkability index
- 4.8 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 26,702
- Jobs reachable by transit (45 min)
- 23,108
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 19
- Nearest airport
- Hobbes Field (3 mi)
- Nearest major airport
- Des Moines International Airport (DSM) (7 mi)
- Hospitals nearby (~15 mi)
- 3
- Hospitals include
- VA CENTRAL IOWA HEALTHCARE SYSTEM, UNITYPOINT HEALTH - DES MOINES IOWA METHODIST MEDI, CLIVE BEHAVIORAL HEALTH
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (4.0 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +302 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 2,002
- Housing built before 1970
- 13.3%
- Housing built 2000 or later
- 57.7%
- Median annual property tax
- $7,397
- Mean commute to work
- 21 min
- Households with broadband internet
- 69.6%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 10,119
- Average weekly wage
- $941
- Top industries (by employment)
- Health Care, Construction, Accommodation & Food
- Annual residential building permits (county)
- 429
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Cumming | State median | US median | |
|---|---|---|---|
| Median home value | $611,764 | $211,348 | $289,727 |
| Median sale price | $352,190 | $220,000 | $325,000 |
| Median days on market | 132 days | 48 days | 51 days |
| Median annual property tax | $7,397 | $1,927 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Cumming, IA?
- $611,764.
- What is the median sale price in Cumming, IA?
- $352,190.
- How long do homes take to sell in Cumming, IA?
- Median days on market: 132 days.
- What is typical rent in Cumming, IA?
- 2-bedroom fair-market rent: $1,280/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in Cumming, IA?
- Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought, lightning, strongWind, tornado.
- Is Cumming, IA in a flood zone?
- Minimal (FEMA NFIP). FEMA flood zone X.
- What is the wildfire risk in Cumming, IA?
- Risk to homes is higher than 48% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Cumming, IA?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Cumming, IA?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- Is Cumming, IA walkable?
- Walkability index: 4.8/20 (EPA Smart Location Database).
- What is the cost of living in Cumming, IA?
- Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).
ZIP code for Cumming
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →