IA area data
Denver, IA
Denver, IA.
Population: 3,549 (Census ACS)
The median home value in Denver, IA is $318,412 — up 2.5% over the past year. Homes sell for a median $417,000 after a median 36 days on market. 5 schools serve the area (NCES). FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).
$318,412
Median home value
+2.5%
1-year change
36
Median days on market
Very Low
Hazard risk (county)
Home values & appreciation
- Median home value
- $318,412
- 1-year appreciation
- +2.5%
- 3-year appreciation
- +10.9%
- 5-year appreciation
- +30.1%
- 10-year appreciation
- +54.4%
- All-time peak (2026-07)
- $318,412
- House Price Index (state)
- 379.0 (+3.7% YoY)
Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)
Market activity
- Median sale price
- $417,000
- Median list price
- $277,500
- Median price per sqft
- $162
- 1-year sale-price change
- +89.5%
- Median days on market
- 36 days
- Homes sold (recent period)
- 8
- For-sale inventory
- 16
- Sale-to-list ratio
- 104.3%
- Active listings
- 9
- 1-year forecast
- +1.7%
- New listings (monthly)
- 5
Source: recent area sales and market data (ZIP-level)
Rents
- Studio fair-market rent
- $696/mo
- 1BR fair-market rent
- $870/mo
- 2BR fair-market rent
- $1,088/mo
- 3BR fair-market rent
- $1,415/mo
- 4BR fair-market rent
- $1,633/mo
Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)
Affordability
- Cost of living index (Low)
- 89.5 (100 = US avg)
- Electricity rate (state-level)
- 13.7¢/kWh
- Natural gas rate (state-level)
- $10.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)
Schools
- Total schools
- 5
- Elementary schools
- 2
- Middle schools
- 1
- High schools
- 1
- School districts serving the area
- Denver Comm School District, Oelwein Comm School District
- Schools include
- Denver Early Elementary School, Denver Middle School, Denver Senior High School, K-5 Elementary School Lincoln Street Building, Little Husky Learning Center
Source: NCES school directory, 2022-23 (school-address-based)
Natural hazards & flood risk
- Overall hazard risk (county)
- Very Low
- Top hazards (county)
- drought
- Notable hazard ratings (county)
- coldWave: Relatively Low · drought: Relatively Moderate · hail: Relatively Low · strongWind: Relatively Low · tornado: Relatively Low · winterWeather: Relatively Low
- FEMA flood zone
- AE
- Flood risk level
- High
- Wildfire risk to homes (county)
- Higher than 17% of US counties
- Buildings in wildfire direct-exposure zone
- 31.7%
- Radon potential (county)
- High radon potential — EPA Zone 1 of 3
- EPA Superfund (NPL) sites within 5 mi
- None
- Nearest Superfund site
- Waterloo Coal Gasification Plant (12.5 mi — proposed for listing)
Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL
Climate (30-year normals)
- Average annual temperature
- 49.0°F
- Average high
- 59.0°F
- Average low
- 39.0°F
- Annual precipitation
- 38.6 in
- Annual snowfall
- 41.9 in
- USDA plant hardiness zone
- 5a (extreme annual low -20 to -15°F)
Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)
Air quality
- Air quality rating
- Good
- Median AQI (annual)
- 42
- Days with Good air quality
- 180
- Days with Moderate air quality
- 45
- Days with Unhealthy air quality
- 1
- Highest AQI recorded (year)
- 151
Source: EPA air quality data (nearest monitoring station, annual)
Walkability & transit
- Walkability index
- 5.3 / 20
- Transit service frequency
- -99,999
- Jobs reachable by car (30 min)
- 12,810
- Jobs reachable by transit (45 min)
- 11,752
Source: EPA Smart Location Database (metropolitan block groups)
Amenities
- Airports within 30 mi
- 15
- Nearest airport
- Davis Field (7 mi)
- Nearest major airport
- Waterloo Regional Airport (ALO) (9 mi)
- Hospitals nearby (~15 mi)
- 5
- Hospitals include
- SARTORI MEMORIAL HOSPITAL, INC, MERCYONE WATERLOO MEDICAL CENTER, ALLEN HOSPITAL
- Avg hospital rating (CMS)
- 3.5 / 5
- Best hospital rating nearby (CMS)
- 4.0 / 5
- Solar radiation rating
- Fair (3.9 kWh/m²/day)
Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)
Migration
- Net migration (county)
- +49 tax filers
Source: IRS county-to-county migration data (county-level, ~12-month lag)
Housing stock
- Median year housing built
- 1,974
- Housing built before 1970
- 35.2%
- Housing built 2000 or later
- 19.6%
- Median annual property tax
- $3,293
- Mean commute to work
- 19 min
- Households with broadband internet
- 82.4%
Source: Census ACS 5-year estimates (ZIP-level)
Employment & development
- Total county employment
- 7,817
- Average weekly wage
- $983
- Top industries (by employment)
- Finance & Insurance, Accommodation & Food, Construction
- Annual residential building permits (county)
- 37
Sources: BLS QCEW (county-level) · Census Building Permits (county-level)
How it compares
| Denver | State median | US median | |
|---|---|---|---|
| Median home value | $318,412 | $211,348 | $289,727 |
| Median sale price | $417,000 | $220,000 | $325,000 |
| Median days on market | 36 days | 48 days | 51 days |
| Median annual property tax | $3,293 | $1,927 | $2,006 |
State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.
Area data compiled from public government, academic, and industry research feeds. Data sources →
Common questions
- What is the median home value in Denver, IA?
- $318,412.
- What is the median sale price in Denver, IA?
- $417,000.
- How long do homes take to sell in Denver, IA?
- Median days on market: 36 days.
- What is typical rent in Denver, IA?
- 2-bedroom fair-market rent: $1,088/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
- What is the natural-hazard risk in Denver, IA?
- Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought.
- Is Denver, IA in a flood zone?
- High (FEMA NFIP). FEMA flood zone AE.
- What is the wildfire risk in Denver, IA?
- Risk to homes is higher than 17% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
- What is the radon potential in Denver, IA?
- High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
- Are there Superfund sites near Denver, IA?
- No current or proposed National Priorities List sites within 5 miles (EPA).
- How many schools serve Denver, IA?
- 5 schools (2 elementary, 1 middle, 1 high) (NCES, 2022-23).
- Is Denver, IA walkable?
- Walkability index: 5.3/20 (EPA Smart Location Database).
- What is the air quality in Denver, IA?
- Good. Median AQI: 42. (EPA AQI).
- What is the cost of living in Denver, IA?
- Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).
ZIP code for Denver
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Data last updated
Most recent source refresh: Sep 2026. See all data sources →