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IA area data

Fertile, IA

Fertile, IA.

Population: 396 (Census ACS)

The median home value in Fertile, IA is $180,562 — up 5.7% over the past year. Homes sell for a median $124,500 after a median 246 days on market. FEMA's National Risk Index rates the county's overall natural-hazard risk Very Low, with drought the top-rated hazards. Cost of living is 10.5% below the US average (BEA, metro/state-level).

Backed by 25+ public sourcesFEMA · U.S. Census · NOAA · Dept. of Education · EPA · and more

$180,562

Median home value

+5.7%

1-year change

246

Median days on market

Very Low

Hazard risk (county)

Home values & appreciation

Median home value
$180,562
1-year appreciation
+5.7%
3-year appreciation
+17.1%
5-year appreciation
+31.1%
All-time peak (2026-07)
$180,562
House Price Index (state)
379.0 (+3.7% YoY)

Sources: home value index (ZIP-level) · FHFA House Price Index (state-level)

Market activity

Median sale price
$124,500
1-year sale-price change
-11.1%
Median days on market
246 days
Homes sold (recent period)
1
Sale-to-list ratio
92.9%
1-year forecast
+1.9%

Source: recent area sales and market data (ZIP-level)

Rents

Studio fair-market rent
$696/mo
1BR fair-market rent
$870/mo
2BR fair-market rent
$1,088/mo
3BR fair-market rent
$1,415/mo
4BR fair-market rent
$1,633/mo

Sources: market rent index (ZIP-level) · HUD Fair Market Rents (metro/county-level, 40th-percentile regulatory reference)

Affordability

Cost of living index (Low)
89.5 (100 = US avg)
Electricity rate (state-level)
13.7¢/kWh
Natural gas rate (state-level)
$10.60/MCF
30-year mortgage rate (national)
6.66%
15-year mortgage rate (national)
6.00%

Sources: BEA Regional Price Parities (metro/state-level) · EIA energy rates (state-level) · Freddie Mac PMMS (national)

Natural hazards & flood risk

Overall hazard risk (county)
Very Low
Top hazards (county)
drought
Notable hazard ratings (county)
coldWave: Relatively Low · drought: Relatively Moderate · strongWind: Relatively Low · tornado: Relatively Low · winterWeather: Relatively Low
FEMA flood zone
A
Flood risk level
High
Wildfire risk to homes (county)
Higher than 10% of US counties
Buildings in wildfire direct-exposure zone
36.9%
Radon potential (county)
High radon potential — EPA Zone 1 of 3
EPA Superfund (NPL) sites within 5 mi
None
Nearest Superfund site
Mason City Coal Gasification Plant (14.7 mi)
EPA recommends radon testing for every home regardless of zone.

Sources: FEMA National Risk Index (county-level) · FEMA flood data (ZIP-level) · USDA Forest Service Wildfire Risk to Communities (county-level) · EPA radon zones + Superfund NPL

Climate (30-year normals)

Average annual temperature
46.0°F
Average high
56.0°F
Average low
36.0°F
Annual precipitation
36.3 in
Annual snowfall
46.9 in
USDA plant hardiness zone
5a (extreme annual low -20 to -15°F)

Sources: NOAA Climate Normals (30-year, nearest-station) · USDA Plant Hardiness Zone Map (2023)

Walkability & transit

Walkability index
2.8 / 20
Transit service frequency
-99,999
Jobs reachable by car (30 min)
2,069
Jobs reachable by transit (45 min)
2,031

Source: EPA Smart Location Database (metropolitan block groups)

Amenities

Airports within 30 mi
19
Nearest airport
Plain Ol' Field (8 mi)
Nearest major airport
Mason City Municipal Airport (MCW) (9 mi)
Hospitals nearby (~15 mi)
1
Hospitals include
MERCYONE NORTH IOWA MEDICAL CENTER
Avg hospital rating (CMS)
3.0 / 5
Best hospital rating nearby (CMS)
3.0 / 5
Solar radiation rating
Fair (3.9 kWh/m²/day)

Sources: National Park Service · FAA airport data · CMS hospital data · DOE/NREL (proximity-based)

Migration

Net migration (county)
-32 tax filers

Source: IRS county-to-county migration data (county-level, ~12-month lag)

Housing stock

Median year housing built
1,969
Housing built before 1970
50.5%
Housing built 2000 or later
5.7%
Mean commute to work
24 min
Households with broadband internet
51.6%

Source: Census ACS 5-year estimates (ZIP-level)

Employment & development

Total county employment
1,852
Average weekly wage
$901
Top industries (by employment)
Health Care, Wholesale Trade, Construction
Annual residential building permits (county)
2

Sources: BLS QCEW (county-level) · Census Building Permits (county-level)

How it compares

FertileState medianUS median
Median home value$180,562$211,348$289,727
Median sale price$124,500$220,000$325,000
Median days on market246 days48 days51 days

State and US medians are computed across all US ZIP codes with sufficient public-data coverage, from the same sources as the figures above.

Area data compiled from public government, academic, and industry research feeds. Data sources →

Common questions

What is the median home value in Fertile, IA?
$180,562.
What is the median sale price in Fertile, IA?
$124,500.
How long do homes take to sell in Fertile, IA?
Median days on market: 246 days.
What is typical rent in Fertile, IA?
2-bedroom fair-market rent: $1,088/month (HUD FMR — a 40th-percentile regulatory reference, not market-observed).
What is the natural-hazard risk in Fertile, IA?
Overall risk: Very Low (FEMA NRI, county-level). Top hazards: drought.
Is Fertile, IA in a flood zone?
High (FEMA NFIP). FEMA flood zone A.
What is the wildfire risk in Fertile, IA?
Risk to homes is higher than 10% of US counties (USDA Forest Service Wildfire Risk to Communities, county-level).
What is the radon potential in Fertile, IA?
High radon potential — EPA Zone 1 of 3, county-level. EPA recommends testing every home regardless of zone.
Are there Superfund sites near Fertile, IA?
No current or proposed National Priorities List sites within 5 miles (EPA).
Is Fertile, IA walkable?
Walkability index: 2.8/20 (EPA Smart Location Database).
What is the cost of living in Fertile, IA?
Regional Price Parity: 89.5 (100 = US average) (Low) (BEA RPP, metro/state-level).

ZIP code for Fertile

Selling a home in Fertile, IA?

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Data last updated

Most recent source refresh: Sep 2026. See all data sources →

Data compiled by REAIGENT7 — AI listing platform for real estate agents